MADISON, Wis. -- Wisconsin now ranks among the top five states in the nation for percentage of college grads holding student loan debt, with the average Wisconsinite carrying around $30,000 in loans.
Student loan debt is difficult to refinance, unlike a mortgage or a car loan. A bill to change that in Wisconsin - 2015 SB 194, called the Higher Ed Lower Debt Act - has languished in the legislature for years while the problem has continued to grow.
Scot Ross, executive director of the public policy non-profit group One Wisconsin Now, said it's not just a problem that affects young people. He said 15 percent of student loan debt is held by people over age 50.
"And this statistic ought to scare everybody: in the year 2014, 155,000 seniors over the age of 60 had their Social Security payments garnished because of student loan debt,” Ross said.
The Higher Ed Lower Debt Act would create a state authority to help borrowers refinance their student loans at lower rates, and would give a tax break to those paying off student loans. Ross said he hopes the Act will get a fair hearing in this new legislative session.
The student loan debt crisis is a problem in every state, Ross said, and while Wisconsin has played a leadership role by at least proposing legislation to help ease the crisis, part of the problem is the federal government itself, which profits greatly from student loans.
"There was a study in 2013 that showed that the interest from student loan debt allowed the government to collect $51 billion,” Ross said. "And to put that in perspective, that year the most profitable corporation in America, Exxon-Mobil's profits were $46 billion."
Ross said there are nearly 1 million Wisconsinites who owe more than $19 billion in student loan debt. He said the Walker administration is making the problem worse, by cutting funding for higher education in record amounts.
Ross said a 2016 poll showed wide agreement that the Higher Ed Lower Debt Act should be passed.
"Bipartisan support at over 84 percent, so Republicans and Democrats both think this is a common sense solution,” he said. "For whatever reason Governor Walker and his Republican legislative leaders do not. I would think they'd join us in trying to come up with real solutions."
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Educators and public school advocates are pushing back on a measure which would consolidate state-funded services that have been an important part of schools in rural Iowa for generations. Some state lawmakers said the funding could be used more efficiently.
Area Education Agencies have been the go-to place for educators in rural Iowa when they need state services at the local level, in all 99 Iowa counties. House Bill 2612 would consolidate the agencies, outsource some of their services and give the state oversight of them.
Mike Owen, deputy director of the group Common Good Iowa, said the agencies have been critical resources for generations.
"The Area Education Agencies have been a very valuable regional system that helps school districts, large and small, with various services that they can't really do on their own," Owen explained. "From special education to media services, to professional development of teachers."
Gov. Kim Reynolds, who signed the measure, said it will provide a more efficient way to spend the state's education dollars. It is scheduled to take effect July 1.
The battle over public school funding has been playing out on a variety of fronts in Iowa, which enjoys a reputation for some of the best-quality public education in the nation. The state recently enacted a private school voucher program, paid for with state dollars.
Owen sees consolidating the Area Education Agencies and outsourcing some of the services they provide as another step in the wrong direction for Iowa's K-12 classrooms.
"It's total disrespect to locally elected decision-makers for schools," Owen contended. "One more example of how education, unfortunately, is being used to pit people against one another, when it is really a unifying value for Iowans."
There are nine Area Education Agencies in Iowa. The State Department of Education will assume oversight of all of them.
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The solar eclipse has sparked more interest in science and technology, especially among young people.
But the saying, 'You can't be what you don't see,' is a reality for youth of color considering a Science, Technology, Engineering, and Math career.
A 2024 Black Girls and STEM Report indicates this demographic aspires to become astronauts, engineers and more -- but a lack of Black representation can dampen their enthusiasm.
Crystal Morton is the founder and director of the Girls STEM Institute, which offers courses for girls ages 7 to 18.
She said the emphasis is on relevant cultural content and careers for girls who might not otherwise have access to these experiences.
"That might be doing a session on the science of Black hair," said Morton, "looking at different products to understand the science behind how that product is made, and what's in that product or how it may be impacting them. So, we make our own products. You can be able to look at a label and say, 'Hey, I should be able to pronounce what I'm putting on my skin, or in my hair.'"
She said the students quickly get the connections.
The National Center for Science and Engineering Statistics says about one-third of STEM workers are women. But Black workers make up only 18% of the 35 million people employed in STEM fields.
Morton said the Institute's Saturday programs are in partnership with the Indiana University, Indianapolis School of Education. And in the summer, volunteers engage with students about careers in aviation and medicine.
As a former math teacher, Morton said she believes early exposure to this information is key, and said kids begin showing their curiosity as early as third grade.
"Understanding how things happen with technology, that they all need to have different mathematical levels of understanding," said Morton. "They need to have computational thinking skills, because that's the way this world is moving. And I believe that they do have it -- if you just sit back and watch them play, you see the problem solving happen."
A report on Indiana's STEM education priorities shows the number of undergraduate degrees is up since 2015, but the number of STEM-related degrees awarded hasn't moved much.
Hispanic and Black students earn between 3% and 5% of those STEM degrees. They make up 6% and 9% of the state's population, respectively.
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In the past four years, the way New Mexico children are taught to read has undergone a major shift. Following passage of a state law in 2019, the state's elementary teachers have received training in "structured literacy" and the science of reading.
Research shows kids learn to read when they are able to identify letters or combinations of letters and connect those letters to sounds. But teaching that skill is not always intuitive.
Severo Martinez, Literacy and Humanities director, said there are more than 500 elementary schools in the state, and the two-year training occurs while teachers continue working in the classroom.
"Teachers of any discipline, they're teaching literacy skills, still -- even if they're a math teacher, if they're a science teacher, if it's social studies -- if you can't read, you can't do any of the assignments in any of those classes," Martinez explained.
In addition to boosting the number of students achieving reading proficiency, the program aims to reduce the number of students who require special education services.
This school year, the Public Education Department launched a reading challenge -- encouraging students to become "Superhero Readers" and "level up" their reading scores. Martinez even wrote a book for students focusing on the rich cultural diversity and history of New Mexico. He hopes it will all combine to make them proud adults -- eager to make a positive contribution to the world.
"With the Level Up Reading Challenge, we want to motivate students and supporting them in understanding the 'why' it is so important to learn to read and write - because that's going to open up a world of possibilities for them into the future," Martinez continued.
To catch common disabilities that stall reading proficiency, Martinez says New Mexico now requires that first-grade students receive screenings for dyslexia by the 40th day of the school year. Starting this summer, the Public Education Department will also offer tutoring to make sure all students achieve reading competence.
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