Thursday, September 16, 2021

Play

Hundreds of wealthy Americans back the Biden Build Back Better Act; Roger Stone is served with a warrant on live radio; and family caregivers are in need of assistance.

Play

Virginia gubernatorial candidates debate; former federal prosecutor Michael Sussmann indicted for lying to FBI; lawmakers set to question oil industry over climate disinformation; and FDA scientists express skepticism over booster shots.

Play

Lawsuits stall debt relief for America's Black farmers; Idaho hospitals using "critical care" protocols; grant money boosts rural towns in Utah and more conservation acreage could protect the iconic sage grouse.

Enrollment Starts for Employer-Based Health Care for 2021

Play

Friday, October 16, 2020   

INDIANAPOLIS - COVID-19 has elevated the importance of quality health care, and Hoosiers with employer-sponsored insurance coverage are encouraged to carefully review their options for 2021.

Now is the time of year that open enrollment for private health-insurance plans is offered for the upcoming year. President and CEO of UnitedHealthcare in Indiana - Kim Sonerholm - said it's a good idea to sit down and review plan offerings, and take into consideration any anticipated health, lifestyle or financial changes.

"Only two-thirds of people who actually go through the process spent more than an hour looking at what is available," said Sonerholm. "It's broader than just health insurance and benefits. They have opportunities to enroll in dental and vision plans often, and kind of overlook those additional services that their employers are making available."

It's estimated that 54% of Hoosiers have employer-sponsored health care coverage. 15% are Medicare beneficiaries, who also need to review coverage options for next year between now and December 7.

Sonerholm said don't just go for the plan with the lowest premium, as co-pays and out-of-pocket costs also are a factor in the overall price. She said it's important to see if your doctor is in-network.

"About 76% of providers are in-network," said Sonerholm. "And it's important that they utilize those in-network physicians because they may be able to save money when accessing care in the future."

Many businesses also offer their workers employer-sponsored wellness programs that can bring down the overall cost of insurance. Sonerholm says 77% of UnitedHealthcare survey respondents who have access to such a program said it improved their overall health.

"Often times those programs are based around walking or getting up and moving," said Sonerholm. "That's something that a lot of us have struggled with during this pandemic where our lives have shifted to working remotely, and these types of programs can remind us to stay healthy and practice healthy habits."

Half of survey respondents said wellness initiatives helped reduce stress and improve productivity, and one in three said they took fewer sick days.

Disclosure: United Healthcare - IN, KY Region contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


get more stories like this via email
Oregon's Hispanic population grew 30% from 2010 to 2020. (Gstudio/Adobe Stock)

Social Issues

PORTLAND, Ore. -- Hispanic Heritage Month began this week, and will be celebrated through Oct. 15. Oregon has a rapidly growing Hispanic population…


Social Issues

SILVER SPRING, Md. -- As the Biden administration challenges a Texas law restricting abortion after six weeks of pregnancy, Planned Parenthood for …

Social Issues

CHEYENNE, Wyo. -- Social Security, the program credited with lifting 15 million older residents in Wyoming and across the U.S. out of poverty…


Arkansas' rental-assistance program has distributed funds to more than 3,200 households in the state. (Adobe Stock)

Social Issues

LITTLE ROCK, Ark. -- Arkansas has made some changes to its state rent relief program to make it easier to distribute assistance to residents…

Environment

SPRINGFIELD, Ill. -- The historic clean-energy bill signed into Illinois law yesterday includes measures from closing coal and natural gas plants by 2…

Indiana ranks 44th out of 50 states for bankruptcy. (Andriy Blokhin/Adobe Stock)

Social Issues

INDIANAPOLIS -- A new coalition is forming to push back against predatory lending and urge state lawmakers to take action to protect consumers…

Social Issues

HARRISBURG, Pa. -- More than 200 high earners have written a letter urging Congress to raise taxes to help support social safety-net programs that …

Health and Wellness

LINCOLN, Neb. -- Limiting women's access to abortion and other reproductive health care can have a devastating impact on state economies. According …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member and audience-supported news source since 1996 Copyright 2021