The Chicago Teachers Union held a day of action yesterday, outdoors and in their cars, in an effort to safely push back against returning immediately to in-person classes, with the surge of the Omicron variant hitting the area hard.

Teachers in the union have proposed a return to online learning until Jan. 18, to avoid a major outbreak. Mayor Lori Lightfoot has so far opposed returning even short-term to online learning, saying it's safer for kids to be in-person in school for social, emotional and developmental reasons.

Jesse Sharkey, president of the Chicago Teachers Union, said the educators want that, too.

"We've been in schools during a pandemic trying to educate children, and that's where we want to be again," Sharkey asserted. "But we're asking for some basic commonsense safety measures."

The union is asking for more support from the city for testing and personal protective equipment, and they say there should be procedures in place for outbreaks in schools. Monday marked the fourth day of cancelled school.

Chicago currently has an opt-in testing programs for public school students. But the union said not enough people opt in, and it would be better to have an opt-out program.

Sharkey contended when it comes to controlling outbreaks in schools, if too many educators, staff or students are out due to COVID, it is worth temporarily returning to remote learning.

"If you say school's all good and half the students don't show up, you're not doing any learning for half the students," Sharkey argued.

He pointed out if 25% of staff, 30% of elementary school students or 25% of high school students are absent due to COVID, it should be a signal for individual schools to go online, and allow cases to slow.

Nearly 1,200 Hoosiers are about to have some of their student-loan debt forgiven, as part of a multistate settlement with the student-loan-servicing company Navient.

The settlement includes more than $31 million for Indiana.

Scott Barnhart, chief counsel and director of consumer protection for the Indiana Attorney General's Office, said more than $26 million of Indiana's cut will go toward loan forgiveness for borrowers. He advised borrowers to visit navientagsettlement.com to determine if they're eligible.

"And that provides a lot of information for consumers who believe that they may be within that group," Barnhart pointed out. "To find details on whether they qualify and what they need to do."

In 2019, Indiana joined a coalition of more than three dozen states and Washington, D.C., in accusing the Delaware-based company of deceptive and unethical lending practices. Navient denied breaking the law and said the allegations were based on unfounded claims.

Barnhart noted the remainder of Indiana's portion of the settlement will go toward compensating more than 16,000 people who have already paid into their Navient-handled loans, and about $700,000 will go directly to the state.

"And I think this is a win for consumers to move forward," Barnhart contended.

The deal also requires Navient to follow several new rules going forward, including changes to its payment processing system, and limiting or reducing certain fees for late payments. Including Indiana borrowers.

More than 400,000 people across the country will have some of their loan amounts forgiven as part of the settlement, and 66,000 will have their loans cancelled.

Open-source textbooks, free for anyone to use, are a rising trend at colleges and universities looking for a way to make higher education more affordable, and now the University of Nevada Las Vegas (UNLV) is on board.

Students in the freshman seminar in the College of Liberal Arts can save $80 each by downloading the required textbook for free.

Denise Tillery, associate dean for students and professor of English in the College of Liberal Arts at UNLV, said the cost of textbooks can be a significant barrier for many low-income students.

"A lot of times, students will have to wait until their financial aid has been disbursed, or even then they can't afford it," Tillery observed. "Or they're scrambling around getting used copies that might be a different edition than the one that's being used in the classroom."

Collectively, the 375 students taking the class will save about $30,000. The average full-time undergraduate at UNLV spends more than $1,200 a semester on books. The book is one of many offered free on the internet at a site called OpenStax, run by Rice University. The University of Minnesota offers a similar service called Open Textbook Library.

Tillery pointed out other departments are taking initiative as well.

"Some faculty at UNLV in the computer science department," she explained, "are writing their own textbook, and they're going to make that freely accessible for any other class that might want to use it."

Students also should be aware of the American Opportunity Tax Credit for educational expenses, worth $2,500 a year. If the credit brings the tax you owe to zero, you can get up to $1,000 dollars in refunds.

Support for this reporting was provided by Lumina Foundation.

The State of California is launching a new program that will pay college students $10,000 to volunteer doing public service work for a year.

Announced on Tuesday, some 6,500 students will be able to join the new Californians for All College Corps and will be required to put in 450 service hours, working on issues such as COVID-19 recovery, climate change and education.

Josh Fryday, chief service officer for the state, said it's a way to help low-income students afford college, earn credits and gain valuable work experience.

"Like the G.I. bill," he said, "if you are willing to serve your community and give back in meaningful way, we are going to help you pay for college."

Across the state, 45 campuses will take part - including schools from the University of California and California State University systems, plus community colleges and some private institutions. On a Californians for All College Corps website, you can find a list of schools and details on how to apply.

Gov. Gavin Newsom said the shared experience of giving back is intended to foster a new generation of civic-minded leaders.

"And if this thing works, we can go back to the Legislature and take it to a whole another level," he said. "We can take it to the rest of the country, because nobody else is doing this. Nobody!"

Unlike AmeriCorps, this program will be open to the "Dreamers" - undocumented students who were brought to the United States as children. Students who receive Pell Grants also will be able to count the $10,000 grant toward their required personal contribution to their education expenses.

Support for this reporting was provided by Lumina Foundation.