A new report found tens of thousands of Maryland households were made financially insecure by the pandemic.

The report puts the number of financially insecure households in the state at nearly 900,000, with an increase of 70,000 since the beginning of COVID.

The "Asset Limited, Income Constrained, Employed" project was initiated by the United Way of Northern New Jersey in 2009. The report attempted to capture the financial circumstances of working people who still cannot afford the basics such as housing, food, health care and child care.

Overall, nearly 40 % of households in Maryland were financially insecure in 2021, with 10% below the Federal Poverty Level, and another 28% in the category experiencing difficulties. The report said among the 20 most common occupations in Maryland in 2021, 55% paid less than $20 an hour.

Franklyn Baker, president and CEO of the United Way of Central Maryland, noted while living wage advocates have attempted to raise the minimum wage closer to $20 an hour, in many places it is still not enough.

"There's this hyperfixation around the country on the term living wage or thriving wage or survivable wage," Baker observed. "But at the end of the day, $20 per hour is still not at a place where you're really thriving as a family. And so you're really just trying to survive at 20 bucks an hour."

A Federal Reserve survey last year showed 32% of all adults did not have $400 for an unexpected economic emergency.

While many people in poverty, or just above the Federal Poverty Line qualify for federal and state benefits such as SNAP or Medicaid, many middle income households do not. People working who get a raise or are promoted often face a sudden drop-off in benefits advocates refer to as a 'benefits cliff'.

Baker argued legislators need to change the eligibility requirements so the impact of benefits loss is more gradual.

"There's legislation in many states in the queue or has already been passed, that essentially can delay the impact," Baker explained. "Instead of an immediate impact, it's over the course of multiple years. So it's a gradual hit in the loss of eligibility for certain benefits that they've become reliant upon."

During the pandemic many households were kept afloat by expanded federal supports which have since ended. The study's authors estimated the cost of living for a family of four renting a residence in the state in 2021 was more than $80,000 dollars per year. Incomes providing a middle class living a few years ago now leave families struggling to make ends meet and leave almost no room for savings, they added.


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Minnesota is two years away from enacting its new paid leave law and while the debate over costs has resurfaced, some in the small business community are not worried.

The law was adopted in the most recent legislative session with plenty of fanfare, following debate over the potential effects on businesses. It allows up to 12 weeks of paid family leave or 12 weeks of medical leave. It's capped at 20 weeks for those needing both, and will be funded through payroll premiums split between employers and employees.

A new state-commissioned analysis suggested the expected rates should be slightly higher to cover costs.

Dan Swenson-Klatt, owner of the Butter Bakery Café in Minneapolis, still backs the law.

"It's still about 10 times less than I pay when I'm paying out of pocket to be able to pay that kind of premium level," Swenson-Klatt explained.

Organizations such as the Chamber of Commerce, as well as Republican lawmakers, said the new findings underscore their concerns about the law being a costly endeavor. But Democratic sponsors welcomed the new analysis, saying the new projections are still in line with what they had envisioned when pushing through the plan.

In trying to compete with larger chains and other big businesses, Swenson-Klatt argued the new law gives smaller operations a recruiting resource they lack.

"I'll be able to have money that I'm not spending out of my pocket to do other things for my business and have a benefit that's valuable to my staff," Swenson-Klatt pointed out.

He also disagreed with fears workers will take advantage of the law by consistently maxing out the benefit. While some smaller businesses are unfazed by the latest projections, the National Federation of Independent Business called on Minnesota lawmakers to revisit the issue next year and implement caps and reductions to reduce costs.

The analysis showed overall program cost increases could exceed $600 million.


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A lawsuit challenging Wisconsin's collective near-total bargaining ban for most public workers is by some seen as a way to bolster the state's beleaguered educator workforce.

A coalition of unions filed a lawsuit last week seeking to overturn Act 10, which places heavy limitations on negotiating rights for public-sector unions. The law has been in place a dozen years and was a major priority for conservative lawmakers.

The latest lawsuit comes as Wisconsin, like other states, grapples with teacher shortages.

Madeline Topf, co-president of the Teaching Assistants Association, which represents graduate students at the University of Wisconsin-Madison and is a plaintiff in the case, said restoring rights could make the state an attractive place for future educators and researchers.

"Having really strong education through academia, as well as in public schools, is really important for training the next generation but also recruiting people," Topf explained.

The controversial law has been able to stay in place despite past efforts to have it thrown out. A recent report from the Wisconsin Policy Forum noted the state's teacher turnover rate has climbed from 8% in 2010 to more than 15% in the last school year.

Topf noted at the graduate student level, she and her peers are very passionate about what they are studying. She feels not having the right to bargain for extra support erodes at their enthusiasm to carry out a public mission.

"We have people who have to live with many roommates, or don't have enough money to get groceries," Topf observed.

She pointed out at the university, her union is in the midst of a major campaign citing the need for paid leave benefits.

The lawsuit was filed after the Wisconsin Supreme Court flipped to a liberal majority. Legal analysts said it could take time for it to reach the high court, and there is the possibility the newest liberal justice would recuse herself from the case. Meanwhile, Republican leaders say overturning the law would result in budget harm for schools.


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Workers at the Tacoma Art Museum are celebrating a unique union victory that could be a model for other museums.

The 26 members of Tacoma Art Museum Workers United voted unanimously in favor of the union in November.

It's Washington state's first cross-department union in an art museum, although they're still seeking to include two security workers.

Museum Institutional Giving Manager Eden Redmond said they fought for an inclusive union because workers were experiencing similar issues museum-wide.

"The issues that workers were facing permeated across departments," said Redmond, "and they permeated across experience levels and tenure, and they permeated across different generations of leadership - and so we began looking to each other and saying, hey, we've got a systemic problem and we need a systemic solution."

The union is joining the Washington Federation of State Employees. Redmond said they'll start working on a contract in 2024.

Museum leadership said they will work with the union going forward in this process.

Steve Rue is a preparator at the museum. He said he sees their unionization drive as part of a larger movement.

"The problems that are happening in other museums are the exact same problems that we have here," said Rue, "which goes to show that it's more than just a few bad apples in a few places. The museum industry as a whole is outdated and broken."

Redmond said Tacoma Art Museum workers have been connecting with staff at other museums around the country who are facing the same issues, and sees energy behind unionization elsewhere too.

"If you're going to be protecting and preserving culture through arts objects or historical objects," said Redmond, "you can also be creating positive culture by protecting your workers."