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Trump administration begins sweeping layoffs with probationary workers, warns of larger cuts to come; NYC music school teachers strike after union negotiations break down; Ohio advocates push for inclusive policies during Black History Month; Health experts recommend sunshine, socializing to cure 'winter blues.'

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Federal workers tasked with securing elections from foreign interference are placed on leave, parents' organizations reject dismantling Dept. of Education, and the Congressional Black Caucus presses discussions on slavery reparations.

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Rural America struggles with opioids and homelessness in unexpected ways, Colorado's Lariat Ditch could help spur local recreation, and book deliveries revive rural communities hit by Hurricane Helene.

Many Kentuckians qualify for dual-needs health coverage

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Wednesday, November 13, 2024   

Nearly 13 million people nationwide, including the around 2 million peoplein Kentucky enrolled in Medicare and Medicaid, may qualify for coverage under a Dual Special Needs Plan.

Chloe Atwater, health justice attorney at the Kentucky Equal Justice Center, said nearly 40% of the state's population is low-income. She noted the additional coverage option is for people who are older and lower-income and/or live with disabilities.

She pointed out Kentuckians can learn more about them through the State Health Insurance Assistance Program, known as "SHIP."

"I think that's a decision that people need to make individually and that they can do so intelligently with counseling from a SHIP counselor," Atwater explained.

In 2023, more than 5 million people were enrolled in dual plans. This year's deadline to enroll is Dec. 7.

Marian Cabanillas of UnitedHealthcare Community and State, said the dual plan provides benefits not typically associated with standard health coverage, including healthy food, such as fruits and vegetables and meat and even over-the-counter products such as toothpaste. She believes people tend to put off health care when they are unsure if they can afford it, and a dual plan could help alleviate the fear.

"The earlier that we can diagnose and treat issues, the better you have of a chance of having better outcomes," Cabanillas emphasized.

Cabanillas added for people who qualify, dual plans can be used to help pay utility bills but millions of people who are eligible for the plans are not enrolled, perhaps because they do not know it is an option.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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