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Protests at college campuses in the U.S. begin to fade as graduations are held, but support organizations continue to guide students; New data from Ohio State University researchers show nearly 1 in 5 older adults are not prepared for emergencies; a new study finds the flame retardants used in the seats of many cars emit toxic gases.

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A bipartisan move to stop stock trading by members of Congress stalls, several of Trump's potential VPs refuse to say they'll accept any election results, and a Virginia school board restores the names of Confederate leaders to schools.

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Some small towns in North Dakota worry they'll go to pot if marijuana is legalized, school vouchers are becoming a litmus test for Republicans, and Bennington, Vermont implements an innovative substance abuse recovery program.

Gearing Up for Iowa's Health Insurance Marketplace

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Wednesday, August 21, 2013   

DES MOINES, Iowa - Iowa officials and federal authorities still are putting the final touches on the health-insurance marketplaces, where people without health coverage or those paying high rates can shop for more affordable policies, with some of the costs possibly paid by the government.

The enrollment period for the marketplaces begins Oct. 1.

Jon Bailey, director of research and analysis for the Center for Rural Affairs, said his group has been taking many questions by email and on its website from rural residents - and the first one is almost always the same.

"Probably the biggest question we get," he said, "is just the basic question, 'How are the health insurance marketplaces going to work? How do I buy insurance?' Probably followed up by, 'How much of a subsidy will I get to help me purchase insurance?' "

Iowans don't have to make up their minds immediately. They can take their time choosing the policy that best fits their needs.

"The open-enrollment period on the health-insurance marketplaces starts Oct. 1," Bailey said. "The requirement that everybody have health insurance kicks in on Jan. 1, 2014, so you have three months to meet that requirement."

Whether or not people qualify for a subsidy depends on their income, and online calculators are available. Bailey said the Center for Rural Affairs also has posted answers to some of the common questions on its website, cfra.org.

More information on subsidies is online at files.cfra.org and one subsidy calculator is at kff.org.


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