LANSING, Mich. – Identity thieves don't discriminate when it comes to the age of their victims, and experts say foster children are a prime target for fraud.
Angelique Day, who works with former foster youths at Wayne State University, says as foster children make their way through the child welfare system, many people have access to their personal information.
She says ID theft can be a roadblock on the path to adulthood.
"Young people who are transitioning from foster care to college were struggling to be able to obtain a rental housing agreement because of this identity theft and had restrictions on their financial aid because of poor credit," she explains.
Day is a member of the National Association of Social Workers in Michigan, which supports House Bill 4022. It would require Michigan's Department of Health and Human Services to perform an annual credit check on all foster children. The measure recently passed out of committee.
The Department of Health and Human Services says it doesn't have the resources to expand background checks for foster children. But Day contends recovering from identity theft itself is a time consuming and costly endeavor, and it's critical to discover fraud before it's too late.
"If there is anything on their credit report that shows that any purchases were made prior to the age of 18, our hope is that the state can bring it to the attention of the crediting authorities and to have those records expunged," she states.
According to the Federal Trade Commission, there were more than 12,000 ID theft complaints involving youths up to age 19 in 2014.
HB 4022 keeps the credit checks for children ages 14 and up. But Day says some children as young as ages 6 years old have become victims.
"Identity checks don't have to occur by state policy until a young person has been in care on or after age 14,” she explains. “And we know that if we're actually going to address the credit problem, the sooner you find out, the better."
The Department of Health and Human Services testified that about two problems are discovered every month in credit checks run on foster children ages 14 to 18.
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Solving North Dakota's child-care crisis is taking another turn, with adoption of a new tax credit.
The incentive is geared for employers who make contributions toward their employee's child-care costs.
Gov. Kelly Armstrong has signed a bill that allows employers to claim a tax credit of 50%, for child-care stipends they might offer as part of a benefits package.
Bill supporters say it might convince more businesses to meet the needs of staff members with young kids.
Bill Bauman, CEO of the Missouri Valley Family YMCA in Bismarck, said he hopes it'll be effective in removing stress on the child-care system by keeping parents in the workforce.
"It's so vital to our economy," said Bauman, "our community, our workforce and our families."
The YMCAs are collectively the largest provider of child-care services in North Dakota, and Bauman said they've seen progress in closing gaps based on 2023 investments from the state.
Other organizations such as the Chamber of Commerce agree that previous steps have helped.
But officials note some solutions have limitations, pointing to age and income eligibility levels under the Working Parents Child Care Relief Program.
Bauman credited policymakers for continuing to monitor how these efforts are playing out, and whether they need to try something new.
He suggested it's going to take additional time to measure the effectiveness of new programs and incentives.
"Some are highly utilized and others maybe not as utilized," said Bauman, "so you have to be able to adjust."
According to a 2024 North Dakota business survey from the Chamber of Commerce, 69% of respondents indicated that child care was an issue for their organization.
A similar percentage indicated support for this type of incentive to help recruit and retain workers.
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Thousands are expected to rally in Harrisburg on Monday for a "Raise the Wage and Immigrant Rights Day of Action."
More than 47,000 Pennsylvania workers earn the minimum wage of $7.25 an hour or less.
Jarrett Smith, legislative director for the Service Employees International Union, said Pennsylvania hasn't raised its minimum wage in more than 15 years, while more than 30 other states and Washington, D.C., have all moved toward $15 an hour.
Smith said this makes it harder for the state to stay competitive.
"We are demanding that we raise the wage in Pennsylvania to $15 an hour," he said, and "that we include a cost-of-living adjustment so that we don't have to keep coming back, year after year."
Smith said the coalition Pennsylvania Stands Up is leading the protest, backed by labor and community groups and some lawmakers.
Two years ago, the House passed a bill to raise the state minimum wage to $15 by 2026, but the Senate hasn't acted. Smith said Gov. Josh Shapiro has pointed out it could bring in up to $60 million a year in tax revenue.
Smith said it's key to distinguish low-wage from minimum-wage workers. Nearly 1.2 million Pennsylvanians earn wages less than $15 an hour, and many are single moms. He added that these workers often support families, pushing the state to cover gaps with programs such as SNAP and Medicaid.
"When we talk about how do we actually lift workers out of poverty," he said, "one of the things that you can do is raise that floor and give families the financial independence to actually earn a wage that's going to allow them to not have to make decisions between paying a grocery bill or getting health care."
Smith noted that Pennsylvania is losing workers to neighboring states with higher minimum wages, making it hard to keep a strong workforce.
"We are one of the fastest-shrinking states in the Northeast," he said. "New Jersey, across the border, they have a $15 minimum wage to start, and they're already increasing it for certain workforces, like health care and education."
He added that SEIU represents around 80,000 service workers in the state, across industries such as government, health care and food service. The union is also negotiating its first national Starbucks contract.
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New national rankings out this week show South Dakota jumped a few spots higher in teacher pay for each state. However, there are questions about whether the shift will be temporary.
The National Education Association puts South Dakota at 46th in the U.S. for compensation offered to educators around the state. The current rank is the highest South Dakota has achieved since reporting began. Teachers in the state now earn an average salary of more than $56,000.
Loren Paul, president of the South Dakota Education Association, credits higher bumps in state aid the past few years.
"That extra effort from our state gets us out of the bottom rankings," Paul explained. "It also is supportive in recruiting teachers and also retaining teachers in the profession."
In this year's legislative session, education got a smaller funding increase of 1.25%, falling behind inflation. Paul cautioned it could mean South Dakota will slide back in future rankings. The smaller bump came as part of a "belt tightening" mood at the State Capitol this year, with uncertainty over federal funding and declines in sales tax revenue.
Educators said they understand the budget challenges facing South Dakota but Paul contended taking the foot off the accelerator only puts the state in a troubling pattern it has been trying to shake off.
"It has to be year after year," Paul stressed. "It's not a, 'Oh, we're going to address this for a year or two, and then we're going to fall back into very small increases,' or no increases, or actually going backwards."
He added when shrinking investments cause a state to tumble in rankings, public pressure goes back up because no state wants to be seen as holding the last spot.
The union noted when adjusted for inflation, teachers in many parts of the country still make less than they did a decade ago, and if they cannot afford to cover basic expenses, some will choose to leave the profession.
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