skip to main content
skip to newscasts

Monday, December 15, 2025

Public News Service Logo
facebook instagram linkedin reddit youtube twitter
view newscast page
play newscast audioPlay

FBI offers $50,000 reward in search for Brown University shooting suspect; Rob and Michele Reiner's son 'responsible' for their deaths, police say; Are TX charter schools hurting the education system? IL will raise the minimum age to jail children in 2026; Federal aid aims to help NH farmers offset tariff effects.

view newscast page
play newscast audioPlay

Gun violence advocates call for changes after the latest mass shootings. President Trump declares fentanyl a weapon of mass destruction and the House debates healthcare plans.

view newscast page
play newscast audioPlay

Farmers face skyrocketing healthcare costs if Congress fails to act this month, residents of communities without mental health resources are getting trained themselves and a flood-devasted Texas theater group vows, 'the show must go on.'

COBRA Eats Up Most NM Unemployment Benefits

play audio
Play

Thursday, January 15, 2009   

Albuquerque, NM - For New Mexico residents who've been laid off, COBRA can seem more like a boa constrictor – as it swallows up their unemployment checks. The COBRA plan is supposed to extend health insurance between jobs. It allows former employees to continue their health insurance under their old company's group plan, as long as they can pay the premiums themselves.

However, that's easier said than done. Ron Pollock, executive director of the healthcare reform advocacy group Families USA, says COBRA coverage consumes more than 86 percent of the average New Mexican's unemployment check. It's one of the highest rates in the nation, he adds.

"In New Mexico, the average unemployment insurance check is $1,228, and the average COBRA premium for family coverage is $1,059."

So what choices does a family have for health insurance, if the primary breadwinner is out of work? Pollack says those who have children should find out if they qualify for the Children's Health Insurance Program (CHIP)- a program that Congress is voting to expand, just this week - and perhaps use COBRA only to cover the adults in the family.

"It means you're 'splitting up' the family, in terms of what coverage they have, but it may make the burden on COBRA a little better."

The Families USA report examined figures for every state and says, nationally, COBRA premiums eat up about 84 percent of the average unemployment check. In Pollock's view, unemployed workers either need premium subsidies to help them afford COBRA benefits, or temporary health "safety net" coverage through Medicaid.

See the full report online, at www.familiesusa.org.




get more stories like this via email

more stories
Lt. Gov. Micah Beckwith said he does not know what was discussed during a Thursday closed-door Statehouse meeting with Vice President JD Vance and Gov. Mike Braun. (Adobe Stock)

Social Issues

play sound

By Kyla Russell for WISH-TV.Broadcast version by Joe Ulery for Indiana News Service reporting for the WISH-TV-Free Press Indiana-Public News Service C…


Social Issues

play sound

Rural LGBTQ+ youth in Indiana face greater mental health challenges, but have found ways to build community online, according to a new report…

Social Issues

play sound

By Marilyn Odendahl for The Indiana Citizen.Broadcast version by Joe Ulery for Indiana News Service reporting for the Indiana Citizen-Free Press India…


Indiana University's summit includes a session about a new Registered Apprenticeship Program aimed at boosting the teacher workforce. (Adobe stock)

play sound

An Indiana-based summit meeting will spotlight how university campuses can help power economic growth across the state. Indiana University hosts its …

Social Issues

play sound

Groups fighting for a free and fair judicial system are speaking out against violence, threats and insults targeting judges in Indiana and across the …

Experts recommend not overscheduling kids in the first few weeks of school because they are often more tired and emotionally drained as they adjust to a new routine. (Adobe Stock)

Health and Wellness

play sound

Indiana families are preparing kids for back-to-school season, and mental-health experts say emotional readiness is just as important as school …

Environment

play sound

The Trump administration's long-term plan for artificial intelligence could have far-reaching environmental impacts across the country. His strategy …

Social Issues

play sound

A public funding mechanism for Seattle elections is up for renewal in next week's election. The Democracy Voucher program was passed 10 years ago…

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright © 2021