LYNCHBURG, Va. - Federal funds originally destined for bank bailouts are now heading to weatherization projects like the ones run by the Lynchburg Community Action Group. Tom Daniel, the group's vice president and housing director, says that weatherization goes beyond replacing windows and insulating attics.

"We use very detailed technology that tests out the house in terms of air movement and in terms of how how the heating system works in the house."

The weatherization program reviews the entire home, he adds.

"We do a lot of work on inefficient and old-type heating systems or systems that are unsafe and see how the heating system works in the house."

Daniel says 22 different Virginia community agencies now have weatherization programs, thanks to the influx of federal funds. The dollars come with increased oversight on the efficiency and quality of the work. Nationwide, the federal government is providing $5 billion in weatherization over the next few years. For every $1 spent, $2.72 is saved in energy costs, Daniel says.

According to the Obama Administration, by this time next year half a million homes will have received efficiency upgrades.

Daniel says the increased federal funding lets him add more middle-income families to the program.

"Health and safety measures take place, too. Carbon monoxide detectors and smoke detectors are installed, also various repairs to the electrical systems. Sometimes we're able to do a roof system and that kind of thing."

The Obama Administration says homes and office buildings account for 40 percent of the nation's energy use.

More information is available from the Lynchburg Community Action Group, 434-846-2778 or www.lyncag.org.




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Construction will begin early next year on new affordable housing dedicated to low-income Oregon farmworkers. This project is the latest by the Farmworker Housing Development Corporation, a nonprofit that is partnering with Energy Trust of Oregon to make their housing more energy efficient. This year, the FHDC hosted workshops teaching more than 200 families how to save energy at home.

Ramon Martinez, communications and advocacy coordinator with the FHDC, said the payoffs are significant. Along with receiving more than $20,000 in incentives to help reduce energy use across their properties, residents' bills are down.

"During the cold months, some people are afraid to turn on the heater, right? But its been great because I've heard successful stories about residents seeing $200, $300 bills, lowering it down to the $100 range," he explained.

Research shows that most farmworkers in Oregon do not have access to affordable housing and often live in over-crowded conditions.

In Oregon and Washington, 32% of farmworker households live in poverty, which is more than twice as much as the general U.S. population. The Farmworker Housing Development Corporation manages 460 units across the central Willamette Valley, providing affordable housing to more than 2,000 people. Along with rental housing, it also helps farmworkers who are interested in becoming homeowners.

Christian Meneses-Zurita, senior asset manager with the FHDC, said it has hosted homebuyer resource fairs and recently started a fund to help farmworkers find housing and pay for education.

"Our affordable housing options can be a stepping stone," Meneses-Zurita said.

More information about the Ramon Ramirez Fund is at www.FHDC.org.

In early 2025, construction will begin on new affordable housing dedicated to low-income Oregon farmworkers.


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One life-altering situation turned a North Carolina woman's stability into homelessness and now, she is sharing her journey to humanize homelessness and advocate for solutions to affordable housing.

Tonya Adams-Ruffin, 54, never imagined she would end up on the streets. A combination of domestic violence and a work accident left her without a home, a situation from which she is still recovering as she transitions into new housing.

"That was one of the hardest things that I had to do," Adams-Ruffin explained. "Not knowing if someone is going to try and hurt you, not feeling safe."

With support from the Interfaith Council for Social Services, Adams-Ruffin is using her experience to lead and advocate for change. After receiving leadership training from the council, she has taken on roles such as working the polls in her community and raising awareness about the realities of being unhoused.

Another way Adams-Ruffin is raising her voice to dispel myths about homelessness involves creating signs to raise awareness, with messages like "We may be homeless, but we're not helpless." The signs are part of her larger effort to spotlight the struggles faced by homeless individuals, challenges extending beyond appearances to include barriers in accessing essential resources such as safety, food and shelter, even from organizations designed to provide them.

"Just because you're homeless, you don't want to have to be in a situation where you can't bathe, eat, lie down when you need to and feel safe," Adams-Ruffin pointed out. "What I would do is say, 'Look, we need to do more with affordable housing.'"

Adams-Ruffin stressed her advocacy thrives through partnership with the council, which helps her amplify her vision for community impact. She is also raising awareness about a national grant to support those facing homelessness.

Alyssa Hinton, voter engagement project lead for the council, said the organization is providing the resources and support Adams-Ruffin needs to make a difference.

"There is a national grant that is up for $25,000 for anyone who has faced or is facing homelessness right now," Hinton noted. "We are priming and prepping our members to be able to apply for that grant. We have ideas. We can get this money. We have a place to do this. Let's do it together."

In 2023, nearly 10,000 people in North Carolina were homeless on any given night.


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Low-income Montana residents are getting help accessing legal aid online.

In some cases, updates to automated legal forms could help residents facing eviction stay in their homes, and also assist people who need help with family law issues.

Montana Legal Services Association will use the $275,000 technology assistance grant to overhaul and redesign its most-used automated, online legal forms.

MLSA's Community Legal Education Coordinator Linden Howard-Murphy said the information from those forms will be integrated into the state's court systems.

"We know that not everyone can afford a lawyer, and we also know that navigating the court system on your own can be extremely overwhelming," said Howard-Murphy. "One of the cornerstones of our work here at MLSA is empowering Montanans with the tools they need to handle their civil legal problems pro se. Pro se means without a lawyer."

MLSA data show there is only one legal aid attorney for every 8,900 Montanans who need civil legal help. Howard-Murphy said upgrading the online forms will help improve those numbers.

Ron Flagg - president of the Washington, D.C.-based Legal Services Corporation, which awarded the grant - said streamlining the online help low-income Montanans can access could be the difference between staying in their home and being evicted.

"And if you're living on the edge, that means you're one medical expense, one fender-bender from not being able to pay your rent," said Flagg. "And having legal assistance available in those cases is a game changer."

The Legal Services Corporation funds 130 nonprofit legal aid programs nationwide.