PHOENIX - Medicare open enrollment starts today, and AARP is urging seniors and their families to carefully review their current plans to make sure they're getting the most out of their coverage.

AARP Arizona's communications director, Cynthia Fagyas, says the window of opportunity to make changes comes earlier this year.

"October 15th is early for open enrollment, and it runs 'til just December 7th. There are nearly 792,000 Arizona seniors in Medicare, so it's an opportunity for them to review and make changes to their current coverage."

During open enrollment, Fagyas says, Medicare enrollees can switch plans, add a prescription drug plan or drop Medicare Advantage for a plan under original Medicare. But if you're happy with your current plan, she says you don't have to do a thing.

Fagyas says AARP has a website with information on Medicare open enrollment, here.

"They can also contact the State Health Insurance Program, which is the SHIP Medicare Hotline here in Arizona, and they'll be able to compare plans for them. And that toll-free number is 800-432-4040."

Fagyas says there are four factors to consider when reviewing and comparing Medicare coverage. She calls them the four Cs.

"And those four Cs are coverage, cost, convenience and customer satisfaction, when they're thinking about making any changes to their Medicare coverage."

Fagyas cautions that there are some open enrollment options that are not reversible.

"If you do make changes to your coverage, and you drop coverage, you want to do it carefully, because you may not be able to get that coverage back once you make the change."

AARP is also offering free webinars on Medicare open enrollment.

Any changes made during open enrollment take effect January 1.




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Isolation and a lack of regular nutritious meals are circumstances many older adults find themselves in. One organization is working to remedy this - and could use some help.

The Illinois Department of Public Health says the state's 60 plus population has increased from almost 2 million, to 3 million since the year 2000 - and now makes up more than one in five Illinois residents.

Community Nutrition Network Outreach Manager Geno Cisneros said he wants older adults to have reliable access to healthy food.

He said the organization could use more Meals on Wheels volunteers, with time and availability to help deliver food.

"The growing need for seniors and providing nutritious meals, and just for essential needs as a whole - it grows every day, especially with our senior demographic," said Cisneros. "And so, there's always a constant need for more clients who need our services - and not just provide a meal, but also provide that social touch that they need, since they are isolated or homebound."

The organization delivers to suburban Cook, Grundy, Kendall and Will counties.

The health department estimates by 2030, Illinois residents age 60 or over could reach 4 million and represent 25% of the state's population.

The network also has a "Friendship Line." Volunteers call homebound clients weekly to inquire about how they are doing, meal delivery times, and if the food quality is up to standards.

Cisneros said older adults are the most underserved, but asserts they are still very much a part of the state's economy.

"With their experience and with their direction, we want to be able to just provide the services that we can to them," said Cisneros. "But also learn from them, so that we continue to grow our economy and to grow our lives and ourselves."

Illinois ranks 39th in the country for older adults who are at risk for social isolation, according to the health department.

Volunteers must pass a background check, and training is provided for food handlers and deliverers.

The registration process also requires having a valid ID and passing a background check, and volunteers must commit to two hours a week of their time.

June was Alzheimer's and Brain Awareness Month, but the Michigan Alzheimer's Association says these should be year-round priorities.

More than 200,000 Michiganders over age 65 are living with Alzheimer's - although only about half receive a doctor's diagnosis. This can delay necessary care and future planning.

Kathryn Ribant Payne - communications director with the Alzheimer's Association in Michigan - said this year, the focus is on educating the public about how to take control of their brain health.

She said when there's a concern, early diagnosis is key.

"We're kind of coming into an era of treatment where we're seeing treatments come down the pipeline that necessitate early diagnosis," said Ribant Payne. "So, if people are experiencing cognitive decline that they've noticed, or their family members have noticed, we really encourage them to speak with their healthcare provider."

Ribant Payne said up to 40% of dementia cases could be caused by risk factors that a person could change by developing healthy habits.

These include challenging yourself by learning new things and staying in school.

Not smoking, getting regular exercise and properly managing other diseases, such as diabetes and high blood pressure, also improve brain health.

She said protecting your head by wearing a helmet for activities like biking, is important - as well as eating a healthy diet and sleeping well.

She added that if you think it's too late to improve your routine - you're wrong.

"These things that we are talking about, as far as the healthy habits, are not something that you have to start when you're in your 20s for them to do something," said Ribant Payne. "Any little thing you can start at any time will affect your health in a way that can cause positive results."

Ribant Payne emphasized that it's critical for caregivers of people with Alzheimer's disease to seek respite and reach out for help themselves.

Michigan leads the nation in the number of caregiver hours - and about two-thirds of caregivers in the state report having a chronic health condition as a result of the stress.




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Washington has received designations highlighting the state's efforts to become more age and dementia-friendly.

Washington is the 12th state to join the AARP Network of Age-Friendly States and Communities.

Susan Engels, Unit on Aging office chief for the Washington State Department of Social and Health Services, said the designation builds on work the state is already doing to support people of all ages.

"Age-friendly communities consider goals that promote high quality of life for each person regardless of their age, allowing older people the opportunity to remain active in their community," Engels pointed out. "The designation begins a book of work that we're very excited to do."

Some cities in the state have already joined the AARP network, such as Puyallup, Renton, Seattle, Tacoma and White Salmon. Some of the goals for age-friendly communities include ensuring people can age in place and building walkable communities to ensure people can maintain both their independence and connection with others.

Washington is also joining U.S. Aging's Dementia-Friendly America network. Engels noted the state is already supporting people with dementia.

"Developing more community opportunities for families living with dementia," Engels explained. "Things like zoo walks and cafes where people can come and not worry about being judged if their loved one behaves differently."

Family caregiving is another important area as the population ages. According to AARP's statistics, the ratio of family caregivers per adult over 80 available in Washington will decline from about 4.5 to 1 in 2030 to less than 3 to 1 in 2050.

Engels added the state has support in caregiving as well, such as through respite and counseling to help people maintain the sometimes difficult roles.

"We have innovative programs, both state funded and federally funded, where we are able to support family caregivers regardless of income levels," Engels stressed. "With services that help those family caregivers be able to maintain their role."