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Jury hears Trump and Cohen Discussing Hush-Money Deal on secret recording; Nature-based solutions help solve Mississippi River Delta problems; Public lands groups cheer the expansion of two CA national monuments; 'Art Against the Odds' shines a light on artists in the WI justice system.

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President Biden defends dissent but says "order must prevail" on campus, former President Trump won't commit to accepting the 2024 election results and Nebraska lawmakers circumvent a ballot measure repealing private school vouchers.

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Bidding begins soon for Wyoming's elk antlers, Southeastern states gained population in the past year, small rural energy projects are losing out to bigger proposals, and a rural arts cooperative is filling the gap for schools in Pennsylvania and West Virginia.

New Farm Insurance Option Makes Crop Diversification More Appealing

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Wednesday, September 6, 2017   

COLUMBIA, Mo. - An alternative to traditional farm insurance is catching the attention of the agriculture community throughout the Midwest.

In farming - as in investing - diversification is encouraged, but farmers who produce additional crops, such as watermelons and sweet corn, often have found insurance to be lacking or nonexistent. A pilot program from the U.S. Department of Agriculture's Risk Management Agency, known as Whole-Farm Revenue Protection, is helping to change that.

Cora Fox, a policy program associate for the Center for Rural Affairs, said farms with a minimum of three commodities can receive up to 85 percent coverage - and it isn't only for niche markets and specialty crops.

"It really rewards diversification on a farm," she said. "So, for something like a major commodity grower, you could have corn, soybeans and wheat and still utilize Whole-Farm Revenue Protection, and get that 85 percent coverage level."

Diversification has been shown to protect soil, improve water quality, reduce the need for pesticides and cut energy usage. Fox said she is hopeful that Whole-Farm Revenue Protection will prompt more farmers to diversify their operations.

Kelly Jackson, general manager of Daniels Produce in Columbus, Neb., said her father farmed corn and soybeans until floods in 1982, 1983, and 1984 prompted his move into the fresh vegetable market. Still, they faced years in which entire crops were lost or insurance would only reimburse them for a predetermined commodity price that often was lower than the crop's true value.

"But 'Whole Farm' goes off of historically what I have produced, and historically what I've sold my product for," she said.

The pilot project is aimed not only at protecting the environment and assisting individual farms but at building more resilient rural communities.

USDA information about Whole Farm Revenue Protection is online at rma.usda.gov.


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