LANSING, Mich. – A new report finds minimum wage earners in Michigan need to work the equivalent of nearly two full-time jobs to have enough money to pay for a two-bedroom apartment.

The annual "Out of Reach" report shows the wage needed to afford a modest and safe rental home without spending more than 30 percent of income on housing costs in Michigan is $16.85 per hour.

But the average renter earns just $14.27 per hour.

Jessica AcMoody, senior policy specialist with the Community Economic Development Association of Michigan, contends the gap is due to low wages and inadequate investment into affordable housing.

"We're really hoping that the Legislature takes a look at what's going on in Michigan and the problem of affordable housing,” she states. “You're seeing this across both rural and urban areas, so it's affecting everyone across the board."

According to the findings from the National Low Income Housing Coalition, Michigan households must have monthly earnings of about $2,800 in order to afford Fair Market Rent, which is $844 for a two-bedroom apartment and $661 dollars for a one-bedroom apartment.

AcMoody notes there are federal programs to help struggling Americans afford housing, including the National Housing Trust Fund, which provides block grants for the creation or rehabilitation of homes, and the Housing Choice Voucher Program for very low-income families.

"The problem is these programs have been underfunded for years, and so we're not seeing the resources go to them that need to be,” AcMoody states. “And actually, only one of four households in need of rental assistance receives any due to chronic underfunding."

Michigan's Housing and Community Development Fund was developed as a general appropriation in 2008 to help low-income people and families afford housing.

But AcMoody says it was cut after one year.

"We were able to secure $3.7 million from the Homeowner Protection Fund in 2012,” she adds. “Unfortunately only nine projects out of the 65 submitted received funding due to the limited resources."

AcMoody contends Michigan needs a larger, more secure funding source for affordable housing, such as a housing trust fund.

There are 58 housing trusts funds in place in 47 states and Washington, D.C., which are typically funded by a real estate transfer tax.

Michigan is ranked 28th in the U.S. for the highest housing wage.


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Backers of President Joe Biden's rent cap proposal said it could benefit many New Yorkers.

The plan calls for capping rent increases at 5% in apartments owned by corporate landlords, or those landlords risk losing federal tax breaks. It comes as statewide rents are rapidly increasing. As of this month, New York City rents are 147% higher than the national average.

Cea Weaver, campaign coordinator for the group Housing Justice For All, said capping rents could greatly benefit New Yorkers struggling with housing costs.

"Many New Yorkers are already benefiting from stronger protections than what Biden has called for," Weaver acknowledged. "But for places that haven't opted into rent stabilization, which is many, in upstate New York especially, this would be hugely important, since half the state rents an unregulated apartment and this is potentially a lifeline."

The rent cap plan will require approval from Congress. It includes the Department of Housing and Urban Development investing $325 million nationwide in "Choice Neighborhood" grants, to support building affordable homes across the country.

Syracuse received $50 million from the program to build 1,400 affordable units. It comes as 31,000 households in Onondaga County spend more than one-third of their income on housing.

Beyond Biden's plan, New York's own good cause eviction protections passed earlier this year can help tenants. Since becoming law in May, four cities have opted in to the program. Though some housing advocates were against making it optional, Weaver noted the protections it offers reverberate in cities taking advantage of it.

"Right now, tenants in New York State have the right to renew their lease unless their landlord has a good reason to deny a lease renewal," Weaver explained. "The statutory protection is to remain in their home. And there's a nix on rent increases if you're rent-stabilized; it depends on what your local rent board voted for."

She notes cities adopting good cause eviction protections are also protecting tenants from almost 9% rent increases. Rochester and some Hudson Valley cities are considering opting in to these protections.


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Newly released data in Minnesota underscores what housing assistance groups have been preaching - it's become increasingly difficult for many people to keep a roof over their heads.

Minnesota Housing Partnership is out with its latest edition of the State of the State's Housing report.

It says statewide, median rent increased by 8% in just one year - the largest year-to-year increase in the past decade.

And the group's Executive Director Anne Mavity pointed out that 50% of renters pay more for housing than they can afford. That means in some cases, other basic necessities fall by the wayside.

"And trying to maintain that housing," said Mavity, "means that families are making really hard choices."

Regionally, according to the report, Central Minnesota has the highest cost-burden rate for homeowners.

The Twin Cities has the largest shortage of affordable and available rental units for extremely low-income individuals.

The Northwest region has the lowest homeownership rate for Black and Hispanic residents.

Mavity said it'll take a little time for the $2 billion in housing aid approved by state lawmakers last year to help turn things around. She added that more solutions are needed.

Many areas have seen declines in permits for new housing. Mavity noted that market conditions, namely building costs, are pretty tough right now.

She emphasized the need for land-use reforms to foster creativity.

"If someone has a house, if they want to create a basement apartment for their parents to age in, if they want to have an apartment over their garage to get some income," said Mavity, "there are 23 states across the country that have done that. We can do better on that."

Amid heavy opposition from municipal leaders, proposed changes related to zoning failed to advance in this year's legislative session.

That was despite backing from a broad coalition of affordable housing advocates, real estate leaders, and home builders. Supporters say they'll try again next session.




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Half of Nevada voters feel their political leaders are ignoring the housing crisis.

Recent polling conducted by the Center for Popular Democracy and the Right to the City Alliance showed voters are growing more concerned about the housing issues plaguing Nevada.

Cinthia Moore, a Democratic candidate for Nevada Assembly from East Las Vegas who previously led the Nevada Environmental Justice Coalition, said Nevada attracts investors because the state does not have adequate protections in place for renters.

"As I am knocking on doors, a lot of people are doing month to month leases as a way to get more money out of our hardworking families," Moore observed. "That needs to stop."

Moore pointed out many longtime renters no longer have year-leases and their landlords have transitioned them to month-to-month agreements. She argued the move has allowed landlords to raise prices considerably, a practice she has vowed to put an end to if elected.

The poll found almost half of Nevada voters in the survey said they would vote for a candidate supporting government funding for affordable housing. Just over half said they would support a candidate who supports rent stabilization practices.

Sen. Edgar Flores, D-Las Vegas, said when it comes to the cost of housing, many in Nevada are making the difficult decisions to pay rent or make a mortgage payment rather than buying groceries or putting gas in their car. Nevada has made progress, including the passage of a law allocating funds for rental assistance in Clark, Reno and Sparks counties.

Flores said more needs to be done and lawmakers leading these housing-related legislative efforts should better understand the burden it places on families.

"There are people that are making laws that revolve around housing every single day that don't understand what a week means for a family, don't understand what it is to have to go and talk to somebody to just give you a little bit of an extra break," Flores emphasized. "I'm not saying that their families are wrong for that."

Flores stressed because of the lack of lived experience, lawmakers could be shortsighted or disconnected from the effects of policies on the most vulnerable. Flores added it is unfair wages and salaries have not grown in proportion to housing costs, making it a tough issue for Nevadans to grapple with on a daily basis.