PORTLAND, Ore. -- The virtual challenges of remote learning are becoming a reality for teachers across Oregon.

Lindsay Ray, a high-school math teacher in Beaverton, said this semester will be an uphill battle, with many teachers instructing from their living rooms and never meeting their students in person.

But Ray added the spring shutdown is providing guidance for this fall.

"I think that we learned a lot of lessons in the spring when we had to pivot so quickly to distanced learning," Ray said. "And we've had a little bit more time to think about this, to plan this."

Ray said students face many challenges to their education this fall, from lack of access to the internet to parents who are unemployed, and it's important for teachers and schools to acknowledge that.

Joanne Shepard, a first-grade teacher in Portland, said students will be able to access school material any time of day so that kids with working parents can wait until they're home.

But she worries about homeless families and how they will access learning. And learning online presents an added challenge for young children.

"First graders are still learning to read, right?" Shepard said. "So it's very hard to type on a computer when you don't yet know how to read and write. So there are these, sort of logistical and cognitive challenges, for young students."

Shepard said the platform Seesaw will be integral for being able to engage young students.

She said all hope is not lost for the school year. Shepard's still going to have high expectations for her students.

"I believe in the capacity of children and my work thus far has shown me that there's not a lot that they can't do with the right guidance and the right instruction," Shepard said.

Ray said nourishing social-emotional growth could be just as important as the academic lessons.

"We just need to make sure that we're all lifting each other up and that we're all helping each other out and know that, fingers crossed, there's an end in sight before too long," Ray said. "And we just need to make the most of this time and make sure that our kids are taken care of."

Mississippians who have just graduated from college this summer may be celebrating now but they also just joined the millions of Americans facing student loan repayment, as their six-month grace period ends soon.

Mississippi residents share $16.2 billion in student loan debt.

Brian Walsh, head of advice and planning at SoFi, a personal finance company, recommended proactive budgeting and emphasized the importance of treating the loan payment as a non-negotiable expense.

"Build your budget as if you have that payment -- maybe you make payments when you don't have to, maybe you throw it in a checking savings account -- whatever it may be, build that budget accordingly," Walsh advised. "Then, figure out the best approach for you when it comes to paying back your student loans."

According to the website EducationData.org, just over 15.% of state residents, or about 447,000 people, have student loan debt, with an average of more than $36,000.

Walsh noted Mississippi college students who struggle with loan payments have multiple options for reducing costs, including processes like consolidation and refinancing.

"Consolidation is through the federal government, where essentially you would be combining however many federal student loans you have, and it makes one payment, makes things easier," Walsh explained. "You can adjust the repayment terms so you can lower your payment but your interest rate isn't going to change."

The Saving on a Valuable Education program, which is an income-driven repayment plan for federal student aid, remains in effect, as approved by the courts. Students can still sign up for the program, choose other income-driven repayment options, or consolidate their loans, according to the government website StudentAid.gov.

Support for this reporting was provided by Lumina Foundation.

A University of Georgia outreach program is giving veterans a new start in agriculture.

With the help of a $750,000 grant, the Farm Boot Camp will offer workshops on a monthly basis for free to veterans who want to learn about farming. The initiative formed by the College of Agricultural and Environmental Sciences and the College of Family and Consumer Sciences aims to address the growing number of veterans seeking agricultural training.

Kyle Haney, rural health manager at the University of Georgia who oversees the boot camp, said it will equip participants with essential knowledge to kick-start their farming businesses.

"The training this round with Farm Boot Camp, we're going to have, of course, the general agriculture knowledge trainings, but then we are looking at a much more well-rounded training," Haney explained. "Really focusing on farm business aspect, farm marketing, looking at how to sell your products."

He pointed out the training will also provide them access to additional resources tailored to their veteran status. The program is part of a larger statewide initiative called Farm Again, focused on supporting people in agriculture who live with disabilities.

Haney noted the Farm Boot Camp goes beyond farming, serving as a platform for veterans to connect and continue their call to service. He emphasized it also plays a crucial role in expanding the state's workforce.

"Here in Georgia, agriculture is our number one industry," Haney stressed. "With that, that means there's a lot of job opportunities. And we need to make sure that we can fulfill that workforce that we have here for agriculture, and so we really hope with this training program that it's going to provide the veterans the training they need, whether they're going to be farmers or farmworkers."

While the main focus is veterans, Haney added the workshops are open to everyone.

Virginia student loan borrowers will feel the effects of federal courts blocking more student loan forgiveness.

The Biden administration forgave around $3.5 billion of the state's student loan debt, but borrowers will not see reduced payments on July 1, due to court injunctions which could upend the SAVE program. Student loan debt creates burdens whether the borrowers earn their degree or not.

Kelsey Coweger, press secretary for the advocacy group Progress Virginia, said the debts have tanked homeownership rates for younger generations.

"One of the criteria that you're gauged on is how much debt you have and the ability to pay those debts back," Coweger explained. "There is a whole generation of people who are losing these really critical wealth-building apparatuses that have been available to older generations, that will make things harder for them in the long run."

The average Virginia borrower's debt is just under $40,000 but the state's total student loan debt is $43 billion. Cowger feels student loan forgiveness has been misunderstood. She noted people using the program are not the ones attending expensive private colleges or getting what some see as "worthless" degrees.

Some blame students' inability to budget as a reason student loan debt has grown. But Cowger pointed out systemic changes have played a role, like states not funding public schools and universities the same way they used to. Now, most of a college's budget comes from tuition.

She argued the federal government could take different steps to help students graduate in a better financial position.

"The government could expand its access to Pell grants," Cowger suggested. "The government could stop taking interest on the student loans that it provides. You know, I don't know that the government should be in the business of making money off the backs of students trying to get an education."

Cowger added a federal regulatory framework could be established so student loans are not predatory. She thinks states funding public colleges should be seen as an investment in an educated workforce, with loans which can and will be repaid. One-third of federal student loan borrowers defaulted on their debt in the last 20 years.


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