SPRINGFIELD, Ill. -- An anticipated eviction tsunami has been calmed temporarily, but that doesn't mean Illinois renters who have fallen behind are completely off the hook.

A new national eviction ban is in place through the end of the year for people unable to pay rent due to lost income because of the pandemic.

Bob Palmer, policy director for Housing Action Illinois, said COVID-19 has brought renewed attention to the long-standing issue of the lack of affordable housing, and said the moratorium is a move in the right direction.

"Obviously, at a time when we are encouraged to stay at home as much as possible to stop the spread of the virus, it doesn't make sense from a public health perspective to be evicting people," Palmer said.

The measure only delays evictions, and tenants will need to pay their mounting back rent when the moratorium expires.

Housing advocates are calling on Congress to provide at least $100 billion in emergency rental assistance to help prevent tenants and landlords from falling further into debt.

It's estimated at least half a million households in Illinois are struggling to pay rent because of lost income from COVID-19.

Palmer noted applications for the State of Illinois' rental assistance program far exceeded the amount of assistance available.

"So that's why we need the federal government to provide additional resources for rental assistance," Palmer said. "But also for expanded, extended unemployment insurance and also financial assistance for state and local governments to deal with their budget deficits."

The residential eviction moratorium is for people earning $98,000 or less, or households earning $198,000 or less who are at risk of homelessness if evicted.

Palmer said Illinoisans in need of housing-assistance resources can find help nearby.

"Find out who your local community action agency is, particularly outside of Chicago and Cook County, and they're really the best one-stop resource to help a person figure out what type of rental assistance or other financial resources are available to assist people," Palmer said.

Folks in Chicago can call 311 to inquire about rental assistance.

Trump administration officials are encouraging renters to attempt to make partial payments when they cannot afford to pay in full.


get more stories like this via email

The faith-based nonprofit Our Calling is working with unsheltered clients in north Texas to create a long-term exit plan to help them rebuild their lives.

More than 4,400 unhoused people live in Dallas and Collin counties. A recent study by the Dallas County Health Department shows it costs more than $193 million annually to care for people experiencing homelessness.

Wayne Walker, founder and pastor of the nonprofit Our Calling, said in its 15 years of operation, it has found a lack of community sends people into homelessness.

"All of us have financial problems, and every single person has crisis in their life," Walker pointed out. "The difference between someone who's experiencing homelessness and one who's not is one of those people had a team of friends that they could call, family in their life, coworkers, and the other one doesn't."

He noted before COVID, they assisted about 15 people per week. The number has now increased to 75 people a week.

Walker explained data collected during the intake process helps them decide the best way to help the unsheltered person.

"We've built a technology platform that allows us to use artificial intelligence as we're looking at the best exit plan for this person," Walker stressed. "Traditionally, years ago, you'd send someone to a shelter or try to get them into some kind of government housing. Well, we would consider that two different exit plans, and in our system we have over 800 different exit plans."

Once a plan is designed and implemented, Our Calling stays in contact with the individual for a year to ensure they are in a healthy community with all the services and support they need to thrive.

They have also created the Neighbor Solutions app to help individuals assist anyone experiencing homelessness. Walker added it can be used by police officers, first responders and everyday citizens.

"Individuals across the U.S. will pull out their phones and open this app to figure out, 'Where is the closest shelter? Where is the closest domestic-violence center? Where can I feed my family?'" Walker outlined. "And that app is the beginning of a platform of apps we've put together to help not only the person experiencing homelessness, but the people that want to help those people experiencing homelessness."


get more stories like this via email

Once homeless and suffering from addictions himself, Joplin's mayor now leads a crusade to help others overcome the same hardships.

About 53,000 people live in Joplin, where a 2023 study found more than 600 individuals experienced homelessness, largely driven by the effects of the 2020 pandemic, high housing costs and mental health challenges.

Keenan Cortez, mayor of Joplin, has partnered with shelters and local nonprofits to offer support in response, which includes access to recovery services, job training and housing initiatives. Cortez said faith and determination led him from living on the streets to similar programs.

"I just got on my knees and I said, 'Help me,'" Cortez recounted. "I was able to get into a drug and alcohol treatment plan and then being able to be exposed to 12-step programs that, to this date, have been able to help me maintain my sobriety."

Between 2018 and 2023, homelessness in Missouri rose by about 22.8%.

Cortez expressed his excitement about partnering with Vita Nova Village, a Joplin nonprofit building affordable tiny homes. He emphasized the initiative will provide more than just a roof over people's heads. It will offer essential training and resources to help people address the root causes of their challenges and work toward stability.

"Do they need specific training so that they can get into a career that will offer them income?" Cortez asked. "Do they need mental health services, or do they need simple health services, so they can get healthy enough to get back into the workforce?"

Cortez added the city has recently approved a parcel of land so Vita Nova Village can purchase inexpensively from the city and the nonprofit has also raised money to begin building the tiny homes.


get more stories like this via email

Denver's homeless population hit an all-time high in 2024 but there is actually no shortage of available housing units, according to a new report.

Omar Ocampo, researcher at the Institute for Policy Studies and the report's co-author, said much of the housing built over the past two decades is not homes for people. Those units, many of which remain vacant, are being used by hedge funds and the wealthy as a safe and profitable place to park large sums of untaxed wealth.

"We have seen, over the past decade or so, a boom in luxury real estate," Ocampo observed. "Basically, the only people who can afford it are people who are ultrahigh net worth, or at the top of the income distribution."

The report showed how corporations and wealthy investors from across the globe have amassed large tracts of single and multifamily residential units since the housing market crash in 2008. The scale of the purchases has put upward pressure on prices, causing rents to skyrocket and putting homeownership out of reach for millions.

There are 16 million vacant homes across the U.S., which means there are 28 homes for every American experiencing homelessness.

Developers can apply for tax incentives to build affordable housing but the profit margins for luxury units are simply too large for all but nonprofit builders to resist. Ocampo pointed to the Homes Act, recently introduced in the U.S. House, as one way to turn things around for the vast majority of Americans who cannot afford what the marketplace is building.

"We need public investment and to establish a housing development authority, which authorizes hundreds of billions of dollars to develop permanently affordable housing," Ocampo contended

Corporations have also increased their earnings by converting rental stock into short-term vacation homes. Ocampo noted a shareholder report by executives at Blackstone, which now owns more than 300,000 residential units across the U.S., promising profits as rental stock went down.

"Chronic housing shortages meant their ability to raise prices and be able to extract more wealth from vulnerable working-class tenants," Ocampo added.


get more stories like this via email