MONTEVIDEO, Minn. -- Home weatherization programs for low-income households have come a long way, but federal funding has not always matched demand.

In Minnesota, community action agencies often oversee the assistance, and hope they can stretch their budgets further. The governor has declared tomorrow Weatherization Day for the state.

This year, there is a possibility of some extra federal attention, with the pending infrastructure bill poised to include ten times the funding weatherization programs usually get.

Laura Milbrandt, weatherization director for the Prairie Five Community Action Council in western Minnesota, said it could free up other money to help households address other glaring needs.

"Sometimes we get into the house and there are things we can't address, so we have to defer households," Milbrandt observed. "Some health and safety items, like major plumbing and major electrical, that we just... it's beyond the scope of what weatherization can fix."

And she pointed out they can reach more people who are not deemed a priority for traditional weatherization needs, like insulation and furnace repairs.

The agencies noted services have grown from mainly putting plastic on windows, to a scientific approach in protecting homes. The infrastructure bill in Congress was expected to include $3.5 billion for weatherization efforts.

Scott Zahorik, executive director of the Arrowhead Economic Opportunity Agency in northern Minnesota, said there is a waiting list for weatherization. Should the extra funding come through, they can help many others reduce their energy-cost burden.

"There's a lot of single parents out there trying to raise their families," Zahorik explained. "We've got a lot of senior citizens on fixed incomes. And we can really make a life-changing difference in their home."

Local agencies are guided by Minnesota Community Action Partnership (MinnCAP).

Annie Shapiro, advocacy director for MinnCAP's Resource Fund, said the funding boost would provide opportunities for growth and program innovation.

"To think of creative ways to weatherize some of the more multifamily housing buildings and units, which tend to be a bit more challenging," Shapiro suggested.

The state reported the program has reduced energy costs by an average of 15% in more than 49,000 Minnesota homes since 2005.

A Las Vegas nonprofit helping women recover from substance addiction, domestic violence, human trafficking and homelessness has received AARP's prestigious Purpose Prize for 2023.

The group, called Unshakeable, will also get a $10,000-dollar grant to support its work.

Debbie Isaacs, founder and president of Unshakeable, who was named as a Purpose Prize fellow, said Unshakeable will serve about 100 women this year.

"Our clients, by the time they finish, we hear them make statements of, 'I am capable, I am strong, I am ready. I am confident, I am unstoppable,' " Isaacs noted.

Isaacs explained Unshakeable helps women put their past aside and return to the workforce, with some in so-called "survival jobs" and others back on a career path. The agency provides a series of in-depth workshops designed to reignite clients' confidence and sense of purpose. The Purpose Prize has been honoring people over age 50 who make a real difference in their communities since 2005.

Isaacs pointed out the grant will help many women get back on their feet, some of whom need the most basic essentials.

"$10,000 provides continued help for our programming," Isaacs emphasized. "It can be helping with transportation or child care vouchers, or a set of eyeglasses, or even a bed and a mattress."

AARP said it will celebrate fifteen Purpose Prize winners and fellows from around the country at an awards ceremony in October, in Washington, D.C.

Many rural North Carolina kids lack access to summer camps and consistent meals when school is out, but an organization in Benson is working to change it.

The Four Leaf Clover Program provides free lunches and activities for kids several days a week until the school year starts.

Cleo McKinnon, founder and president of the Four Leaf Clover Program, said she started the program seven years ago with encouragement from her daughter. She explained the Four Leaf Clover also acts an emergency food bank for residents in need.

"We have homeless people that sometimes, on the weekend, food banks and stuff are closed, we provide them food, so they can eat," McKinnon pointed out. "Sometimes people, families, don't have food when their [food] stamps have run out, or whatever the situation."

During the school year, around 900,000 North Carolina children rely on free or reduced-price meals. According to the nonprofit Feeding America, one in six children in the state is uncertain where they will get their next meal.

McKinnon said Four Leaf Clover runs entirely on the help of volunteers who care about the well-being of kids in the community. She laments many young people in the area have nothing to do during the day, and worries rural regions in particular lack safe, affordable summer programming.

She noted Four Leaf Clover recently acquired a bus to take kids on day trips, to places like local farms and the fire station.

"Everything that we do is donated, we are all volunteer workers," McKinnon stressed. "We do not get paid but from the Lord."

McKinnon acknowledged local support has made a difference, and she is proud of a recent $5,000 "Volunteer Voice" grant from Coastal Credit Union.

"It was totally, wholly a blessing to our community," McKinnon recounted. "It was awesome. And we thank them."

Headquartered in Raleigh, Coastal Credit Union has awarded nearly $100,000 to 19 volunteer-run community groups in North Carolina this year.

Quick-turnaround loans of up to $5,000 are available to small businesses in eastern Kentucky affected by the devastating flooding that has left at least 28 people dead across more than a dozen counties.

Many of the region's local businesses were just starting to make a comeback from the pandemic, said Robert Allen, lending director at the Mountain Association, and now they'll need help rebuilding. He said residents and rescue crews who are beginning the cleanup process are counting on shops and stores to provide necessities.

"There are grocery stores that are there that are a vital part of the community, where the food source is," he said. "There are businesses that are going to have a really hard time building back, and the economic impact is real."

Allen said loan information may not be available online yet, but wants residents to know they should keep checking mtassociation.org for updates. President Joe Biden has declared the flooding a federal emergency, which opens the door for Federal Emergency Management Agency assistance and federal aid for recovery efforts. The loans are aimed at helping business owners with immediate needs, and have a six-month interest-only payback period.

Allen said the goal is to get local businesses "back on their feet" as quickly as possible "to cover expenses that are going to come from critical equipment they may need - loss of revenue, need more capital, cleanups - whatever the case may be."

Applications for FEMA assistance are online at disasterassistance.gov. If specific county information isn't available yet, residents can pre-apply and the application will go through once the county has been included in the federal declaration. Home Crisis Cleanup help is also available at crisiscleanup.org.