Saturday, August 13, 2022

Play

Voting-rights groups sue AZ to block 'Election Security' Bills; U.S House vote expected today on the new Inflation Reduction Act; the Attorney General moves to release details on search of Trump s home.

Play

Local election officials detail how election misinformation is fueling threats; Media outlets ask a court to unseal the search warrant of Donald Trump's home; and the CDC changes its approach to COVID-19.

Play

Infrastructure funding is on its way, ranchers anticipate money from the Inflation Reduction Act, and rural America is becoming more diverse, but you wouldn't know it by looking at the leadership.

New Bill Aims to Improve Consumer Credit Repair

Play

Thursday, June 2, 2022   

A bill just introduced in the U.S. House of Representatives is designed to give consumers a leg up when fighting inaccuracies on their credit reports.

House Resolution 7919 would remove a loophole in the Fair Credit Reporting Act, which allows credit furnishers and debt collectors to ignore correspondence sent on behalf of a consumer by a credit repair company or a nonprofit community organization.

Michael Claunch, a lobbyist who represents credit repair industry clients, said consumers should be able to get help navigating a complex system.

"Removing that exclusion provision is an important first step in increasing transparency and increasing responsiveness to consumers that need help in this area," Claunch contended.

Opponents are expected to argue their current practices are lawful, and the change would create an unnecessary burden on their field.

Andre Chapple, pastor of Faith Church L.A. who runs financial literacy workshops, said poor credit can interfere with parents' ability to get a job or move their kids to a safer area.

"People who would like to move from neighborhoods that are dangerous but have inaccuracies and outdated items driving their credit score down are being denied," Chapple observed. "It just makes it harder for those who already have it hard. And it's hard enough. Let's do something different."

Esteban Nunez, chief strategy consultant for the Anti-Recidivism Coalition, said people who are trying to make a new life after spending time behind bars are particularly vulnerable if they have bad credit or no credit history.

"We're compounding layer upon layer upon layer of barriers," Nunez asserted. "Making it incredibly difficult for folks to find housing and employment, because they have no credit."

A recent report from the Consumer Financial Protection Bureau found 98% of the time, the big three credit-reporting agencies fail to provide relief to people who complain about errors on their credit reports.


get more stories like this via email
Since the 2020 election, at least 19 states have passed 34 laws restrict­ing access to voting, according to the Brennan Center For Justice. (Orlowiski Designs/Adobe Stock)

Social Issues

Voting-rights advocates are suing the state of Arizona over new regulations they say make it harder for some people to register and would block thousa…


Social Issues

New Hampshire ranks second in the country on measures of child well-being, according to the new 2022 Kids Count Data Book from the Annie E. Casey …

Social Issues

Massachusetts ranks first in the nation for children's well-being, according to the 2022 Kids Count Data Book from the Annie E. Casey Foundation…


While there are continued disparities, an annual report says Minnesota has seen progress in elevating kids out of poverty, with 12% of children falling into that category. (Adobe Stock)

Social Issues

Minnesota once again gets a high ranking among states for child well-being, but an annual report says the state's disparities remain a challenge…

Social Issues

Some measurements of children's well-being show warning signs in Iowa in the area of education. The numbers contrast with Iowa's overall ranking in a …

Pictured in the center is Francine "Fran" Pace, one of 11 graduates of this summer's Youth Leadership Academy for Iowans with disabilities. (Photo courtesy of DD Council).

Health and Wellness

Nearly a dozen Iowa youths with disabilities are taking newly developed leadership skills out into the world. A summer academy wrapped up this month…

Environment

A coalition of community organizations teamed up in Oregon to force a chronic polluter out of business, and bring environmental justice to a nearby …

Health and Wellness

During National Health Center Week, health-care advocates are highlighting the work Community Health Centers are doing to improve access to care …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright © 2021