As hurricane season kicks into full gear, Pennsylvania officials are reflecting on the impacts of Hurricane Agnes 50 years ago, and urging property owners to consider getting flood insurance to protect their homes.

Hurricane Agnes was the costliest big storm to hit the United States at the time in 1972. It affected much of the East Coast, but Pennsylvania was hit the hardest, with more than 3,000 businesses and 68,000 homes destroyed.

Michael Humphreys, acting insurance commissioner for Pennsylvania, said natural disasters create hardship and stress for property owners left to deal with the aftermath.

"There are too many Pennsylvanians who have lost everything and didn't have flood insurance to help them rebuild," Humphreys recounted. "Even if your property is outside a federally designated Special Flood Hazard area, and you are not required to buy flood insurance by your mortgage lender, you should consider flood insurance. The risk of flooding doesn't go away just because you paid off your mortgage."

Just last summer, Tropical Storm Ida caused severe flooding damage throughout the Commonwealth, with cleanup costs estimated at $100 million. People looking to purchase a home or property should do their research before buying to determine if the area has had previous flooding.

Randy Padfield, director of the Pennsylvania Emergency Management Agency, said flooding continues to be the most common natural disaster experienced in the Commonwealth. He said over the past 28 years, 90% of flooding incidents in the state have occurred outside the Special Flood Hazard Zone, meaning places that have never seen flooding before.

"Please take the first step and at least inquire as to what a policy would cost," Padfield urged. "You may be surprised to how affordable a policy is, depending on your individual circumstances and the peace of mind it affords you and your family."

There is more information on the National Flood Insurance Program and other resources in the event of severe flooding on the state Insurance Department's website. In most cases, there is a 30-day waiting period after purchase before flood insurance policies become active.

Pennsylvania residents who need assistance filing their income tax returns can use the free services of the AARP Foundation's Tax-Aide program.

You do not have to be an AARP member or a senior citizen to get help.

Kathleen Hoffer, program coordinator for AARP Pennsylvania, said the full-service tax program assists Pennsylvanians with federal, state and local returns. She added their main focus is to serve individuals with low to moderate incomes.

"We helped nearly 74,000 people in Pennsylvania last year and it resulted in $52 million in refunds for those folks," Hoffer reported. "We're doing as best we can, but we could do better especially if we had more volunteers."

Hoffer emphasized the volunteers are trained and IRS-certified to ensure they are up-to-date on the latest changes to the tax code. The nationwide program is available through mid-April. Volunteers have helped 1.7 million people secure nearly $1.3 billion in total refunds.

Hoffer noted individuals in rural, underserved areas may struggle with tax preparation access and adds they are working to assist them through virtual appointments. She explained the program offers several options such as in-person and drop-off services for taxpayers to get assistance.

"We also have assisted tax preparation," Hoffer pointed out. "We have where they can come in and bring their tax documents. They basically work on their tax return themselves. But then we have a counselor who can advise them or answer questions. As they are doing their own returns."

Hoffer emphasized their biggest challenge is recruiting more volunteers. With additional help, they can serve a greater number of people. She added volunteers are needed for administrative tasks, greeting clients, communications and technology support.

Activists who believe Tesla CEO Elon Musk is overstepping his role in the Trump administration will protest today at a Tesla dealership in New Mexico's Sandoval County. Similar protests have taken place in Albuquerque and at Tesla dealerships nationwide.

Musk, the world's richest person, leads the so-called Department of Government Efficiency, tasked with saving money by firing federal employees and dismantling agencies.

Terry Eisenbart with Sandoval County Indivisible said many who have lost their jobs live in New Mexico.

"It is time to stand up and fight back with whatever is at our disposal," Eisenbart contended. "Peaceful protests are a huge way to gain the traction of the people that want to express themselves but don't even know where to begin."

Despite his previous vilification of electric vehicles, President Donald Trump went to bat for Musk's beleaguered car company on Tuesday. He showcased five Tesla vehicles in front of the White House and announced he had purchased one for $80,000. Musk donated $270 million to Trump's 2024 election campaign.

Eisenbart is especially concerned federal services she believes Americans want and need are being eliminated. She cited the closure of the Consumer Federal Protection Bureau on Feb. 8, which, Russell Vought, director of the Office of Management and Budget, called a "woke" and "weaponized" agency. Eisenbart stressed the closure hits close to home.

"The Consumer Financial Protection Bureau, when they shut it down the other day -- my sister has personally benefited by that -- and it made the whole difference in her life, by the actions that organization took on her behalf," Eisenbart explained.

Sen. Elizabeth Warren, D-Mass., was instrumental in establishing the independent agency after the financial crisis of 2007 and 2008. DOGE claims total government savings of at least $105 billion so far but news agencies have not been able to verify the savings.


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To cast a primary election ballot in New Mexico, voters must declare a political party. But that could change if lawmakers pass Senate Bill 16 this month to adopt open primaries.

Supporters say New Mexico's electorate has changed, with 40% of those between the ages of 18 and 24 choosing not to affiliate with a party.

The state does allow same-day registration, but Sila Avcil - the executive director of the group New Mexico Open Elections - said that still means more paperwork and time is needed to vote in a primary for those who choose not to register with a political party.

"Under this bill," said Avcil, "what would happen is - if I'm a registered independent - I would just show up and say, 'I'm an Independent, here's verifying my registration, and today I would like to vote as a Democrat or a Republican or a Libertarian.'"

She said the bill would prohibit voters from participating in more than one party primary.

Critics of open primaries worry voters could affiliate with one party over another to influence that party's nomination, by choosing a candidate they feel would be easier to defeat in a general election.

Research shows the percentage of independent voters in New Mexico is growing.

From 2000 to 2022, Democratic registration declined from 52% of the electorate to 44%. At the same time, the state's Republican registration declined from 33-percent to 31-percent.

Avcil said the trend suggests a change would be helpful.

"I think this is the right time,," said Avcil, "because we constantly are seeing every year an increase in independent registration - particularly by young people. They're registering more and more as independent."

New Mexico is one of just 10 states with closed primaries. Avcil noted that this is the 10th year the bill has been introduced in the Legislature, but she said she believes there is more support this time around.