April is National Distracted Driving Awareness Month, and in Ohio, fatal accidents caused by distracted drivers are on the rise.
Deaths in 2021 reached their highest point in nearly two decades, topping 1,300, according to the Ohio State Highway Patrol.
Stefanie Easley, a resident of Fairfield, started the Erica Easley Foundation in 2022 to raise awareness about distracted driving, after her older sister Erica was killed in a car accident on Interstate 75. She said a passenger asked the driver to take a look at 'Snapchat,' and when the driver turned his head, the vehicle hit a highway railing, killing three of five passengers.
"Pause and think about the decision you're about to make before you make it," Easley urged. "Because of a split second, a little Snapchat, my sister was killed instantly."
According to the National Highway Traffic Safety Administration, sending or reading a text takes the driver's eyes off the road for five seconds. At 55 miles per hour, research shows it is like driving the length of a football field with your eyes closed.
This year, Ohio Gov. Mike DeWine signed Senate Bill 288 into law, which strengthens state laws on using electronic devices while driving.
Kara Hitchens, public affairs manager for AAA-Ohio, said the law went into effect last week, and it is now illegal in most circumstances for anyone in Ohio to use or hold a cellphone when they are behind the wheel.
"Previously, it was a secondary offense; you could not be stopped for that offense alone," Hitchens explained. "Now, law enforcement will be able to stop those drivers that they suspect are distracted by their electronic devices."
Easley added cellphones are not the only distractions. Having conversations with other passengers, messing with the vehicle's radio or navigation systems, eating or drinking, searching for items; all take a person's eyes and focus off the road.
"On your next commute, put your phone on Do Not Disturb," Easley recommended. "Or make sure you set your radio and don't touch it 'til you get to your destination. Small things."
More than 40% of Ohio drivers admit they have made phone calls while driving, and one-quarter say they have texted while driving, according to a recent report by Nationwide Insurance.
Reporting by Ohio News Connection in association with Media in the Public Interest and funded in part by the George Gund Foundation.
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Air travelers could face fewer obstacles in securing a refund if their flight is canceled or changed under new federal rules announced Wednesday.
The moves are being praised by watchdog groups. The Department of Transportation said airlines are now required to promptly provide passengers with automatic cash refunds when they are owed one.
Teresa Murray, consumer watchdog director for the U.S. Public Interest Research Group, said some carriers have not adhered to standards, leaving passengers in a bind.
"They would drag their feet, and they would say, 'Well, you bought your ticket from a ticket agent, so we don't know where your money is. Or, here, have a voucher,'" Murray explained.
Amid higher complaint volumes, companies will be forced to act quickly. The new rules, which are being phased in, provide clearer definitions for travel disruptions, including delays of at least three hours on a domestic flight and six hours on international flights. A key industry group responded to the announcement by touting transparency efforts among carriers.
Murray acknowledged most people are not frequent flyers, and it is hard for them to keep up on all the least practices and policies among airlines.
"The average person only flies once every 18 months," Murray pointed out. "This will just bring transparency to that process and it kind of evens the playing field."
Murray added it could come in handy for Midwestern customers when a winter storm wreaks havoc on air travel. The new rules also require refunds for baggage fees when a piece of luggage is delayed by 12 hours or more for domestic flights. And there must be upfront disclosure on fees for first and second checked bags and carry-on bags.
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Wisconsin lawmakers recently debated reforms for payday loans. Efforts to protect consumers come amid new research about financial pain associated with cash advances offered through smartphone apps. The Center for Responsible Lending is out with findings that detail how "earned wage advances" from digital platforms come with extra costs disguised as things like tips. Traditional payday lenders are often criticized for charging excessive interest rates on loans that are usually around $500.
Lucia Constantine, a researcher with the Center for Responsible Lending, said customers are usually seeking smaller amounts from the apps, but she warns they can be just as costly.
"They are trapping consumers in a cycle of borrowing that is similar to that of a payday loan, " she said.
The report said after using these financial products, customers are seeing overdrafts on their checking accounts increase by 56% on average. Industry leaders deny they're barraging consumers with hidden fees, stressing that features such as suggested tips are optional. More broadly, a bipartisan payday loan reform bill in the Wisconsin Legislature failed to advance this month.
Constantine said like longstanding payday lenders, these cash advance apps can be hard to regulate. Meanwhile, she urged those in a bind to explore other options.
"[They should] try talking to their friends and family as a first source. The other option which I would recommend is reaching out to their credit union or banking institution to see if they can get some sort of small-dollar loan," she said.
She noted places such as credit unions typically provide more transparency on loan costs. According to the report, three-quarters of consumers took out at least one advance on the same day or day after a re-payment was posted.
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Food prices remain high, in Montana and across the country.
A new report by the Federal Trade Commission says the country's largest grocery companies are gouging consumers, by keeping prices artificially high.
Many grocers, retailers and wholesalers have consolidated to cut costs. Grocers continue to blame supply chain problems, even though regulators have said most of those issues have been resolved.
President of the advocacy group Farm Action, Angela Huffman, said retailers were doing more than making up for lost revenue during the pandemic-era supply chain disruptions - and the FTC report says they continue to do so.
"In 2021, the retailer revenues, they rose to more than 6% higher than their total costs, and that those profits are still going up," said Huffman. "So, in the first nine months of 2023, the profits increased to 7%."
At nearly 6.5%, Montana had the nation's ninth-highest grocery price increase in 2023.
The FTC data show Amazon, Kroger and WalMart each gained market share during and after the pandemic - while profits continued to rise.
Other large retailers and wholesalers have consolidated, which they say gives them more buying power and the ability to pass those savings on to customers.
Huffman said that isn't what's happening, and calls on regulators to fine the grocers, or more.
"This would be kind of the farthest extent of what they could do, but go so far as breaking them up," said Huffman. "In years past, they broke up the telephone companies and the railroads and, you know, that would be the ideal outcome for us, is to take away their excessive power."
Huffman also points to a 150% increase in egg prices in 2023, which producers blamed on the avian flu. The FTC says the disease did not justify the drastic price hike.
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