Nebraska's Winnebago Tribe is considered a mid-sized tribe, but it's a big award winner.

The tribe's Ho-Chunk Village housing development is one of nine recipients of a 2023 Honoring Nations All-Star award from the Harvard Kennedy School Project on Indigenous Governance and Development.

The winners were chosen from 142 prior Honoring Nations winners. The Village is a project of the tribe's economic development corporation, Ho-Chunk, Inc.

Lance Morgan - founder, president and CEO of Ho-Chunk, Inc. - said a unique type of planning has gone into Ho-Chunk Village.

"It's designed to be a walkable community for health purposes," said Morgan. "But making it a denser community is helpful from the affordability standpoint. We have a lot of units overlain over a very small amount of infrastructure, which is very unusual in a rural community."

Morgan said having a master plan for the Village has allowed them to "fill in the pieces" to create a cohesive community over time, as funding has become available. Phase II of the Village is now underway.

This is the fourth Harvard Kennedy School award for Ho-Chunk, Inc., and the fifth for the tribe.

The Ho-Chunk corporation has built a few hundred new housing units to date. When tribal members buy a single-family home, they're given the lot and down payment assistance, and the house is built at cost.

Morgan explained that because the tribe has bought the land for the building lots - removing it from federal trust status - homeowners have a greater opportunity to build generational wealth.

"We have a system that is pushing all levels of housing," said Morgan, "from home ownership to low-income to elder housing, to young college professional-type - everything. We run the gamut."

Morgan said he feels theirs could be a model, both for tribal and non-tribal communities.

Jonathan Taylor agrees. He's a research affiliate at the Kennedy School Project on Indigenous Governance and Development and site visitor for Honoring Nations award candidates.

He said Ho-Chunk Village attracts a lot of visitors from other tribes.

"Ho-Chunk Village stands out for pioneering a walkable, multi-use development on an Indian reservation," said Taylor.

He emphasized that the All-Star awards go to the 'best of the best.'

Taylor said Ho-Chunk Village is a lot more than a housing development.

"The Village provides critical infrastructure for reversing Winnebago 'brain drain' in ways not possible by relying on federal housing programs," said Taylor. "And it permits the tribe's growing middle class to live near where they work and contribute to community life."




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A new design competition is looking to find better housing for Fargo's aging population.

Like many other states, North Dakota has a growing number of people increasingly burdened by their own homes. Oftentimes, they want to stay in their communities but their properties might be too large, too expensive to maintain or too unsafe to occupy.

Janelle Moos, associate state director of advocacy for AARP North Dakota, said there are not enough options for people looking to downsize.

"A lot of housing and zoning has really promoted single family homes or very large scale apartments," Moos explained. "We've kind of lost that middle ground to say, 'There are other types of housing that exist and can coexist and what people want, right?'"

AARP is asking interested architects, designers, builders and students to submit designs for those midlevel units, including a duplex, triplex or cluster subdivision. Moos pointed out the goal is to show off the viability of age-friendly homes and hopefully come away with some plans for future development.

More than 65% of North Dakota residents named housing as the state's biggest overall need in a survey last year.

The competition closes in early October and the winner is eligible for a cash prize. Moos noted people can then hire the designer, obtain a building permit and begin construction.

"The hope is that it's not just a conversation and it's not just a hypothetical," Moos emphasized. "We want to come away with several really viable, buildable, missing middle housing plans with universal divine design elements. So, by that I mean truly age-friendly."

Judges and advisers include government officials, design experts and architects from across the state. Nationwide, one group estimates a need for more than 800,000 senior housing units by 2030.

With rising housing costs an ongoing issue, a new report shows how fast rents have increased in Maryland and nationwide.

The National Low Income Housing Coalition's "Out of Reach" report shows that, even when accounting for higher state- and county-level minimum wages, the average minimum-wage worker in the United States would have to work 95 hours a week to afford a one-bedroom rental home.

Diane Yentel, coalition president and CEO, noted renters with the lowest incomes have faced a long-standing trend of rents rising faster than wages.

"Between 2001 and 2021, rents increased about 18%," she explained, "while household income only increased by about 3%."

In Maryland, the report found the fair market rent for a two-bedroom apartment is more than $1,900 a month, which translates to a Housing Wage of nearly $37 an hour, the ninth-highest in the nation.

The coalition said affordable rental housing isn't likely to be built without public subsidies. The availability of affordable housing is constrained in part by the high development and operating cost of new rental housing, resulting in market forces that drive developers to target higher-end customers.

The report shows the median monthly rent for new multifamily units in the third quarter of last year was more than $1,800 a month, while just 2% of new units had rents less than $850 per month.

As supply constraints drive costs higher, Yentel predicted the nation's housing crisis will worsen.

"Increased rents are resulting in increased homelessness," she insisted. "The U.S. Government Accountability Office has found that a $100 increase in median monthly rent is associated with a 9% increase in homelessness in that community."

For its part, the federal government's ability to build new housing has been limited since 1999, when the Faircloth Amendment capped the number of public housing units that can be legally owned by the U.S. Department of Housing and Urban Development (HUD).




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Backers of President Joe Biden's rent cap proposal said it could benefit many New Yorkers.

The plan calls for capping rent increases at 5% in apartments owned by corporate landlords, or those landlords risk losing federal tax breaks. It comes as statewide rents are rapidly increasing. As of this month, New York City rents are 147% higher than the national average.

Cea Weaver, campaign coordinator for the group Housing Justice For All, said capping rents could greatly benefit New Yorkers struggling with housing costs.

"Many New Yorkers are already benefiting from stronger protections than what Biden has called for," Weaver acknowledged. "But for places that haven't opted into rent stabilization, which is many, in upstate New York especially, this would be hugely important, since half the state rents an unregulated apartment and this is potentially a lifeline."

The rent cap plan will require approval from Congress. It includes the Department of Housing and Urban Development investing $325 million nationwide in "Choice Neighborhood" grants, to support building affordable homes across the country.

Syracuse received $50 million from the program to build 1,400 affordable units. It comes as 31,000 households in Onondaga County spend more than one-third of their income on housing.

Beyond Biden's plan, New York's own good cause eviction protections passed earlier this year can help tenants. Since becoming law in May, four cities have opted in to the program. Though some housing advocates were against making it optional, Weaver noted the protections it offers reverberate in cities taking advantage of it.

"Right now, tenants in New York State have the right to renew their lease unless their landlord has a good reason to deny a lease renewal," Weaver explained. "The statutory protection is to remain in their home. And there's a nix on rent increases if you're rent-stabilized; it depends on what your local rent board voted for."

She notes cities adopting good cause eviction protections are also protecting tenants from almost 9% rent increases. Rochester and some Hudson Valley cities are considering opting in to these protections.


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