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Senate adopts $340 billion budget blueprint for Trump's agenda after marathon vote; MI keeps EV charging plans on track despite federal cuts; Shore power bill would improve WA air quality, cut emissions; Report: Methane mitigation industry grows in LA, nationwide.

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Trump wants to eliminate local governance in Washington, D.C., election denier Kash Patel is confirmed as FBI director, and federal cuts to the World Trade Center Health Program hurt ailing first responders.

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The Taos County Sheriff says he won't conduct raids or round ups of immigrants, New Hampshire worries a dearth of charging stations will force tourists driving EVs to pick another vacation destination, and Southern states improve education with workarounds.

Bridging the Gaps in Homebuyer Education in Arkansas

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Wednesday, July 12, 2023   

Despite the roller coaster housing market over the past few years, a recent Gallup Poll reported nearly 28 million Americans, including people in Arkansas, said they want to buy a home this year. However, only 21% believe it's a good time to buy.

Nadeska Alexis, host of Chase Bank's Beginner to Buyer podcast, is helping people navigate the home buying process from start to finish. She provides information and resources to help people build their confidence when considering buying a home.

"Homeownership is the American dream," Alexis asserted. "Because it's always been such an important step towards superior stability, to having financial independence and of course, having an opportunity to build generational wealth."

The Arkansas Development Finance Authority offers low- and moderate-income homebuyers a number of services, including down payment assistance, mortgage credit certificates, and homebuyer education.

Alexis's podcast helps break down barriers to homeownership through conversations with people who have done it themselves. She explained some people are a bit nervous about upfront costs, down payments and closing costs, and added there are also some common misperceptions related to the home buying process.

"A lot of people think it is absolutely mandatory that they need 20% down to own a home. And that scares a lot of people off. And that's just a myth. You know, you don't need to put down 20%," Alexis pointed out. "You also talk to a lot of people who have student loans, like a lot of my friends do, and they're scared that means they can never qualify for a mortgage. And that, again, is not true. "

Alexis added equipping first-time homebuyers with knowledge and support helps increase their chances of a successful home buying experience.


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