New U.S. census data show nearly a third of Montanans spend at least 30% of their income on housing.

Advocates for affordable housing said it mostly affects disenfranchised people in the state. Almost 90% of Montana households with annual incomes of $50,000 a year or more, spent less than a third of their income on housing. Among those below the $50,000 mark, 70% were forced to spend more than a third.

Pam Bean, executive director of Montana Fair Housing, said lower-income people were already having a hard time affording housing and are facing even harder conditions now because low inventory and steeper prices have made the market highly competitive, which allows sellers or landlords to be more selective, leaving less qualified buyers on the short end.

"Even if they have the income and meet the other qualifications, it is not unlikely that a more qualified applicant is applying for the housing and the housing provider picks that household," Bean explained.

The data show the number of people in Montana spending more than a third of their income on housing has grown 9% in the last decade, to more than 71,000.

Bean pointed out housing affordability is not just an issue for working people, but also for the growing segment of baby boomers who find themselves priced out of affordable housing and homeless.

"They had counted on Social Security to cover things," Bean observed. "It in no way provides that coverage now. So, they are having to look for alternative ways to house themselves."

The census data show nationwide the median monthly housing payment in 2022 was about $1,100 dollars, up from $730 a decade earlier.

Since the Fair Housing Act was established in 1968 to make discrimination in housing illegal, nonprofits around the country have helped investigate cases and counsel victims.

But the Trump administration has cut federal grant funding to many of them, including Montana Fair Housing. The U.S. Department of Housing and Urban Development sent Montana Fair Housing a termination notice for a $425,000 annual grant.

Pam Bean, executive director of Montana Fair Housing, said the grant made up 83% of the organization's funding.

"We had no notice, nothing," Bean explained. "The letter indicated our grant 'no longer met the goals and priorities' of the organization."

The letter, dated Feb. 27, stated the termination is effective immediately and is at the direction of the Department of Government Efficiency, Elon Musk's government cost-slashing program. It comes weeks after HUD laid off hundreds of employees. Many are bracing for further cuts.

Bean pointed out Montana Fair Housing worked on 32 dispute resolutions last year, staving off as many legal complaints.

"Those services are going to be cut back as well," Bean noted. "That probably will lead to the filing of many more complaints."

Meanwhile, the Trump administration is working to change policies and legal definitions regarding sexual orientation and gender identity, a class of people protected by the Fair Housing Act. According to the National Fair Housing Alliance, there were more than 33,000 reported complaints of housing discrimination in the U.S. in 2023.

Coloradans who want to help move the needle on homelessness can still sign up for a lobbying day next Tuesday at the State Capitol.

Cathy Alderman, chief communications and public policy officer with the Colorado Coalition for the Homeless, expects dozens of people to join this year's effort. Folks will meet up in the morning to hear from a couple of legislators. And they'll get a brief training on how to talk with lawmakers about bills that impact people experiencing homelessness.

"Then we send people out in teams to go find legislators - in their office, sometimes they're debating on the floor, sometimes they're in committee - and we encourage them to support our priorities," she said.

Alderman added this year's legislative priorities include homelessness prevention and resolution, housing availability and access, health care, and economic justice. The group is backing a number of bills, including House Bill 25-1168 which adds protections for victims of gender-based violence in rental housing. Those interested can sign up for the event online at 'ColoradoCoalition.org.'

The coalition is also pressing lawmakers to improve the infrastructure needed to address homelessness across the state. Alderman says House Bill 25-1032 would create a homelessness council, made up of representatives from all state agencies and important stakeholders like local governments and nonprofits, to set a statewide strategy.

"Which we think is really important because it kind of sends a message to the entire community that the state is making this a priority," she explained. "But it needs its local government and nonprofit partners to do the work."

The coalition also supports Senate Bill 25-008, to help people experiencing homelessness and survivors of natural disasters and domestic violence get access to driver's licenses and other vital documents. Alderman said they'll also be tracking any measures related to renter's protections.

"Trying to create that balance between renters and landlords to make sure that folks can stay stably housed. Because we know that it's much more difficult to get housed once you've lost your housing," she added.

A bill making its way through the Maryland General Assembly could protect renters from unjust evictions.

House Bill 709 would create what is known as a "good cause" law. It would enable but not require local governments in Maryland to put eviction laws in place in their communities to prevent landlords from evicting tenants without cause. People could still be evicted for disorderly conduct that disturbs other residents, a major breach of a lease or causing damage to the property.

Erica Puentes, legislative coordinator for the advocacy group Progressive Maryland, said the idea is to help keep Maryland families stable.

"Good cause laws require transparency and accountability from corporate landlords for why they're choosing to evict a tenant," Puentes explained. "'Good cause' would prevent people from being evicted unless the landlord provides a good reason."

A number of city leaders, including the mayors of Baltimore and Takoma Park, have expressed support for a good cause law in the past few years. But some developers and landlords have voiced opposition, saying it would make it more difficult to evict problem tenants.

Corporate landlords file more than 5,000 eviction cases a year without providing a reason, according to the Public Justice Center.

Puentes emphasized all eyes are on the Maryland Senate, where the bill stalled in committee during last year's session. She added the law would give power to local governments to make new tenant laws and policies.

"There is a lot of appetite and need in Maryland for 'good cause,'" Puentes stressed. "Ultimately the counties and municipalities should have the power, and under 'good cause' they would have the power, to enact this legislation, based on the needs of their constituents."

The Public Justice Center reported more than 5,000 Maryland families are made homeless from evictions each year.


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