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A new poll on climate change shows some in North Dakota are yet to be convinced; indicted FBI informant central to GOP Biden probe rearrested; and mortgage scams can leave victims clueless and homeless.

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The White House reacts to the Alabama embryo ruling, Nikki Haley clarifies her stance on IVF, state laws preserve some telemedicine abortion pill access and a Texas judge limits CROWN act protections.

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Pesticides are featured in Idaho's David vs. Goliath conflict, Congress needs to act if affordable internet programs are to continue in rural America and conservatives say candidates should support renewable energy to win over young voters.

KY advocates: It's time to bury medical debt

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Tuesday, December 5, 2023   

It's estimated that one in three Kentuckians struggles to pay medical bills, and the issue continues to be a driving factor in personal bankruptcy cases. Local organizations are working to address the issue by partnering with debt-buying agencies to relieve residents' medical debt.

Reverend Kent Gilbert, pastor of Union Church in Berea, said during the pandemic, several churches teamed up with a debt consolidator to eliminate millions of dollars of medical bills. He said without boosting consumer protections, such as those enacted recently to stop surprise medical billing, the problem will worsen.

"What this really tells us is that we need to stop this debt from happening in the first place, and I think that should be our ultimate goal," Gilbert continued.

Research shows Black Americans, people living in the South and those living in states that have chosen not to expand Medicaid are more prone to carrying significant medical debt.

Kentucky Voices for Health is also tackling the issue by partnering with RIP Medical Debt, a charity that uses donations to forgive delinquent debt. For more information visit KYVoicesForHealth ."

Kelly Taulbee, director of communications and development with Kentucky Voices for Health, said while systemic changes are needed to address skyrocketing health-care costs, many Kentuckians need immediate help paying bills. She explained that through her organization's partnership with RIP Medical Debt, $1 donated helps eliminate more than $100 in medical debt. She said eligible cases are identified using consumer data from health-care providers to locate accounts that meet the criteria for debt relief.

"Donations made completely abolish that medical debt, no strings attached, no tax consequences. These portfolios are bought at a fraction of the original costs, and then once the debt is relieved, recipients are notified that their debt is gone," Taulbee said.

A 2018 consumer survey found 72% of Kentucky adults have struggled with health-care affordability. In eastern Kentucky, nearly 80% of people reported having problems and 1/3 said they'd been contacted by a debt-collection agency.

Disclosure: Kentucky Voices for Health contributes to our fund for reporting on Budget Policy & Priorities, Children's Issues, Consumer Issues, Health Issues. If you would like to help support news in the public interest, click here.


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