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NV conservation group supports FERC's transmission planning rule; Memorial Day weekend includes Tornadoes and record-high temperatures; A focus on the Farm Bill for Latino Advocacy Week in D.C; and Southeast Alaska is heating homes with its rainfall.

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U.S. Supreme Court allows South Carolina gerrymander that dilutes Black voters, Sen. Ted Cruz refuses to say if he'll accept 2024 election results, and Trump calls Mar-a-Lago search an attempt to have him assassinated.

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Smokey Bear thought only "you" could prevent forest fires, but decomposing mushrooms may also help, a Native American community in Oregon is achieving healthcare sovereignty, and Colorado farmers hope fast-maturing, drought-tolerant seeds will better handle climate change.

Missourians unaware of dual eligible special needs plans for healthcare savings

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Friday, April 5, 2024   

Dual Special Needs Plans such as Medicare Advantage in Missouri offer low costs with minimal co-pays and deductibles. In Missouri and across the country, dual-eligible people represent a diverse group.

Nearly half are people of color and almost 40% are younger than age 65. However, they all have limited financial means and complex health-care needs.

Dr. Gina Williams, UnitedHealthcare's medical director, said only about three in 10 Missourians who are eligible for a D-SNP are enrolled. She says these plans take a dynamic approach in serving this eligible population.

"Everything from managing your wellness to managing your behavioral health needs and then everyday needs," she said. "So, it's kind of a more comprehensive package for people who need a little bit more support."

Those everyday needs she mentioned include meal benefits and bathroom safety devices.

According to an independent health report by KFF, DeKalb, Lawrence and Dallas counties had the highest shares of dual-eligible individuals enrolled in D-SNPs - all above 40%. The rest of the state varied in 2021.

While these plans can be comprehensive, Williams said, one feature stands out.

"In general, one of the great benefits about these D-SNP plans is that [they] offer zero-dollar co-pays on covered prescriptions."

She added that Missourians have plenty of options for saving on their health care. Outside of the D-SNP, dual-eligible people receive pharmacy benefits through their Medicare Part D plan and MORx.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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