Summer is here, but some Wisconsin households juggling higher consumer costs and other basic needs might feel like a vacation is out of reach. A regional expert says careful planning could still allow for some time away from the daily grind.

Economists are more optimistic these days when it comes to inflation trending downward, but child-care expenses and higher housing payments remain a burden on household finances.

Wisconsin-based travel agent Elise Roeschlein said if you're wrestling with the idea of heading out of town, there are ways to stretch your travel budget. One example is booking lodging that comes with a complimentary breakfast.

"Sometimes, the bigger chains include the breakfast, and the littler ones - like the motels - don't," she said. "So, you might spend a couple dollars more in the hotel, but you're saving that money. Especially if you've got kids, they always want to eat breakfast."

Roeschlein said you can also grab some snacks from that breakfast to take on your daily adventures. And if you're planning a relatively short road trip, such as a few days in a nearby lake town, she recommended packing food before you drive off to avoid spending money on drinks and other items at gas stations along the way.

For households with a little more wiggle room for a trip farther from home, Roeschlein said it's not too late to book flights or hotels for later in the summer. But she recommends acting now to keep costs lower.

"I would say book ahead, if you can," she said, "because when you're doing last-minute travel, it tends to be a little more expensive."

For those sticking with the road but are worried their vehicle won't make the trip, analysts have said car rental prices have come down a bit since their post-pandemic spike in 2021. Roeschlein said if possible, plan a trip with another family to split those rental costs, along with other expenses.


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Farm advocates claim price gouging on meat and poultry in California is spreading across the country, including in Iowa, which is the nation's largest hog producer.

California passed a law banning the use of gestation crates for raising hogs, and producers said it increased production costs which are rippling across the country to Iowa. Iowa has similar regulations on gestation crates.

The agriculture advocacy group Farm Action has issued a report which shows in addition to blaming the California law, corporate meat producers also continue to use supply chain disruptions as an excuse to price-gouge.

Joe Maxwell, chief strategy officer for Farm Action, offered as evidence a 20% hike in California pork prices.

"It's just a part of their doing business now," Maxwell pointed out. "They find excuses in the markets to gouge that consumer. And one thing we want to be very clear on is that the consumer knows it's not the farmer. The farmer's getting squeezed just as much as is the consumer."

Iowa is the nation's leading hog producer, but still lost $32 per hog in 2023, a number experts said could grow this year. They blamed increased demand but have also come under scrutiny for trying to meet demand by raising hogs in large confinements, which are known to cause environmental damage.

Farm Action is the same group which, not long after the official end of the pandemic, asked the Federal Trade Commission to investigate egg prices, which had tripled in some cases. The group researched U.S. Department of Agriculture data and said the numbers did not justify the price hike.

Producers said other factors are driving up prices, including inflation and animal illness.

Maxwell added corporate food producers have positioned themselves to have outsize control over the market.

"They've got that control over the farmer, not unlike oil companies have over oil fields," Maxwell argued. "They now have that control because there are very few buyers of farmers' commodities, so they have that control over the farmer, the producer."

Iowa produces almost 50 million hogs a year. It costs nearly $4 billion a year just to feed them.

Communities across Minnesota, especially in its southern half, have been responding to flood emergencies, and consumer protection groups are urging affected property owners to gain knowledge to avoid being swindled.

Gov. Tim Walz and other leaders are assessing the scope of the damage, with calls for a special legislative session to approve disaster aid.

Bao Vang, vice president of communications for the Better Business Bureau of Minnesota and North Dakota, recommended homeowners facing restoration work from a flooded basement to not look past red flags in hiring a contractor. Repair scams are often associated with roof and siding damage after a thunderstorm but Vang said fraudsters can prey on flood victims, too.

"They're offering quick fixes, those big promises that they do not intend to keep," Vang explained.

She noted not all storm chasing contractors are scammers. Some may just lack the proper licensing for the area. Still, Vang pointed out your best bet is to check for locally based, accredited contractors, either through municipal government websites, the state Department of Labor and Industry, or BBB.org. Other tips include avoiding high-pressure sales tactics or requests for full payments up front.

With sections of many communities washed out by rising waters, local contracts will likely be fielding a lot of calls. Vang cautioned it does not mean you should get desperate. Instead, organizations such as the Better Business Bureau can help you fan out your search.

"We can help you look online, find reputable companies," Vang explained. "Those that have been doing great business with other customers."

Her organization has staff members who can talk you through steps over the phone. The calls are taken during normal business hours. In preparing to seek assistance, homeowners also are urged to contact their insurance company first and confirm what their policy covers, along with the filing requirements.


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Consumer advocates are coming out against a bill to regulate the cryptocurrency market, saying it is a wolf in sheep's clothing.

The Financial Innovation and Technology for the 21st Century Act would give regulatory power to the Commodity Futures Trading Commission instead of the Securities and Exchange Commission.

Mark Hays, senior policy analyst for the nonprofits Demand Progress and Americans for Financial Reform, said it would be a mistake.

"You're basically creating a more permissive regulatory regime that allows crypto businesses to do basically what they do with a patina of protection," Hays pointed out. "But it actually doesn't provide the same kind of protections you get if you simply dealt with them the way we do now."

Supporters of the bill said it creates robust consumer protections and provides regulatory certainty for the growing industry to flourish. The bill passed the U.S. House last month with majority Republican votes but also some support from progressive Democrats, including Rep. Robert Garcia, D-Calif., Rep. Jimmy Gomez, D-Calif., Rep. Sydney Kamlager-Dove, D-Calif., Rep. Ro Khanna, D-Calif., Rep. Mike Levin, D-Calif., Rep. Ted Lieu, D-Calif., and Rep. Jimmy Panetta, D-Calif.

Kevin Stein, chief of legal and strategy for the nonprofit RISE Economy, said lawmakers should put the needs of vulnerable consumers first.

"There are all these horror stories and consumer violations, so we need regulation," Stein argued. "The crypto industry put a lot of money and a lot of lobbying power into trying to get the rules that they want and that is always a recipe for disaster."

The U.S. Senate will now consider whether to take up the bill.