By Marilyn Odendahl for The Indiana Citizen.
Broadcast version by Mark Richardson for Indiana News Service reporting for the Indiana Citizen-Free Press Indiana-Public News Service Collaboration.

A letter signed by nearly 500 Hoosier organizations and individuals was presented to Gov. Eric Holcomb on Monday as part of a continued effort to persuade him to establish a statewide housing commission to tackle Indiana's "extreme housing crisis."

The 485 signees to the letter, which include housing providers, developers, community service organizations, faith-based groups and individual Hoosiers, are asking the governor to issue an executive order creating a Commission on Housing Safety, Stability and Affordability. They see a commission as improving coordination among government agencies and assorted stakeholders to help address the state's housing shortage and a shortfall in enforcing health and safety standards.

"Our state is in the midst of an extreme housing crisis," Amy Nelson, executive director of the Fair Housing Center of Central Indiana and a signee to the letter, said in an email. "This is not new to housing consumers, whether renters or wannabe homeowners, who have been struggling to keep roofs over their heads or build generational wealth through homeownership. There is a dire lack of affordable housing options in both our home sales and rental markets. We need a Commission that can thoroughly address these issues impacting so many Hoosiers."

The idea for the commission was born from the failure to pass meaningful housing legislation during the 2024 session of the Indiana General Assembly and in previous legislative sessions. Despite 10 bills related to housing needs being introduced into the legislature in January and the Indiana Black Legislative Caucus focusing its agenda on housing concerns, the issue did not gain any traction.

The signees see a commission as overcoming the frustration in the Statehouse in two ways. First, they explained in the letter, a commission could find avenues through administrative and court rules to expand the housing supply without the need for legislation. Second, a commission could speak in a united voice to Indiana lawmakers and recommend new state statutes.

In the letter, the signees highlight Indiana's ongoing housing problems. The state currently has only 34 affordable and available rental homes for every 100 extremely impoverished Hoosier households, the second-lowest rate in the Midwest, and 76% of those households spend more than half their income on housing expenses, the single-highest rate in the Midwest, according to data cited in the letter.

Moreover, housing instability is threatening many Hoosier families. The signees said more than 72,000 Hoosiers households had an eviction notice filed against them in the past year, and an estimated 86,000 households - which includes 98,000 children - remain at risk for eviction.

In March, Prosperity Indiana and the National Low Income Housing Coalition released their report - "The Gap: A Shortage of Affordable Homes" - which detailed the depth of Indiana's housing problem. The Hoosier Housing Needs Coalition, at that time, encouraged housing advocates to sign the letter asking for the commission.

"Contrary to the common claim that Indiana is an affordable place to live, the Hoosier Housing Needs Coalition believes that the findings of this report confirmed what our members have witnessed on the ground throughout the state - that Indiana is failing to supply safe, healthy and affordable places for the most vulnerable Hoosiers to live," Andrew Bradley, policy director for Prosperity Indiana, said at the March news conference.

Those who signed the letter to the governor see a housing commission as functioning like the Indiana Commission on Improving the Status of Children, established in 2013, which has brought numerous stakeholders together to address the problem of abused and neglected youth. Similarly, the signees said, a housing commission could get administrative agencies, courts, local governments, legislators and advocates to work together to find solutions, rather than working in silos.

"Safe and stable housing is fundamental to the physical and mental health of all Hoosiers," the letter states, "to the education and development of children, to the employability of adults, and to a thriving state economy."


Marilyn Odendahl wrote this article for The Indiana Citizen.

Construction will begin early next year on new affordable housing dedicated to low-income Oregon farmworkers. This project is the latest by the Farmworker Housing Development Corporation, a nonprofit that is partnering with Energy Trust of Oregon to make their housing more energy efficient. This year, the FHDC hosted workshops teaching more than 200 families how to save energy at home.

Ramon Martinez, communications and advocacy coordinator with the FHDC, said the payoffs are significant. Along with receiving more than $20,000 in incentives to help reduce energy use across their properties, residents' bills are down.

"During the cold months, some people are afraid to turn on the heater, right? But its been great because I've heard successful stories about residents seeing $200, $300 bills, lowering it down to the $100 range," he explained.

Research shows that most farmworkers in Oregon do not have access to affordable housing and often live in over-crowded conditions.

In Oregon and Washington, 32% of farmworker households live in poverty, which is more than twice as much as the general U.S. population. The Farmworker Housing Development Corporation manages 460 units across the central Willamette Valley, providing affordable housing to more than 2,000 people. Along with rental housing, it also helps farmworkers who are interested in becoming homeowners.

Christian Meneses-Zurita, senior asset manager with the FHDC, said it has hosted homebuyer resource fairs and recently started a fund to help farmworkers find housing and pay for education.

"Our affordable housing options can be a stepping stone," Meneses-Zurita said.

More information about the Ramon Ramirez Fund is at www.FHDC.org.

In early 2025, construction will begin on new affordable housing dedicated to low-income Oregon farmworkers.


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One life-altering situation turned a North Carolina woman's stability into homelessness and now, she is sharing her journey to humanize homelessness and advocate for solutions to affordable housing.

Tonya Adams-Ruffin, 54, never imagined she would end up on the streets. A combination of domestic violence and a work accident left her without a home, a situation from which she is still recovering as she transitions into new housing.

"That was one of the hardest things that I had to do," Adams-Ruffin explained. "Not knowing if someone is going to try and hurt you, not feeling safe."

With support from the Interfaith Council for Social Services, Adams-Ruffin is using her experience to lead and advocate for change. After receiving leadership training from the council, she has taken on roles such as working the polls in her community and raising awareness about the realities of being unhoused.

Another way Adams-Ruffin is raising her voice to dispel myths about homelessness involves creating signs to raise awareness, with messages like "We may be homeless, but we're not helpless." The signs are part of her larger effort to spotlight the struggles faced by homeless individuals, challenges extending beyond appearances to include barriers in accessing essential resources such as safety, food and shelter, even from organizations designed to provide them.

"Just because you're homeless, you don't want to have to be in a situation where you can't bathe, eat, lie down when you need to and feel safe," Adams-Ruffin pointed out. "What I would do is say, 'Look, we need to do more with affordable housing.'"

Adams-Ruffin stressed her advocacy thrives through partnership with the council, which helps her amplify her vision for community impact. She is also raising awareness about a national grant to support those facing homelessness.

Alyssa Hinton, voter engagement project lead for the council, said the organization is providing the resources and support Adams-Ruffin needs to make a difference.

"There is a national grant that is up for $25,000 for anyone who has faced or is facing homelessness right now," Hinton noted. "We are priming and prepping our members to be able to apply for that grant. We have ideas. We can get this money. We have a place to do this. Let's do it together."

In 2023, nearly 10,000 people in North Carolina were homeless on any given night.


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Low-income Montana residents are getting help accessing legal aid online.

In some cases, updates to automated legal forms could help residents facing eviction stay in their homes, and also assist people who need help with family law issues.

Montana Legal Services Association will use the $275,000 technology assistance grant to overhaul and redesign its most-used automated, online legal forms.

MLSA's Community Legal Education Coordinator Linden Howard-Murphy said the information from those forms will be integrated into the state's court systems.

"We know that not everyone can afford a lawyer, and we also know that navigating the court system on your own can be extremely overwhelming," said Howard-Murphy. "One of the cornerstones of our work here at MLSA is empowering Montanans with the tools they need to handle their civil legal problems pro se. Pro se means without a lawyer."

MLSA data show there is only one legal aid attorney for every 8,900 Montanans who need civil legal help. Howard-Murphy said upgrading the online forms will help improve those numbers.

Ron Flagg - president of the Washington, D.C.-based Legal Services Corporation, which awarded the grant - said streamlining the online help low-income Montanans can access could be the difference between staying in their home and being evicted.

"And if you're living on the edge, that means you're one medical expense, one fender-bender from not being able to pay your rent," said Flagg. "And having legal assistance available in those cases is a game changer."

The Legal Services Corporation funds 130 nonprofit legal aid programs nationwide.