By Marilyn Odendahl for The Indiana Citizen.
Broadcast version by Mark Richardson for Indiana News Service reporting for the Indiana Citizen-Free Press Indiana-Public News Service Collaboration.

A letter signed by nearly 500 Hoosier organizations and individuals was presented to Gov. Eric Holcomb on Monday as part of a continued effort to persuade him to establish a statewide housing commission to tackle Indiana's "extreme housing crisis."

The 485 signees to the letter, which include housing providers, developers, community service organizations, faith-based groups and individual Hoosiers, are asking the governor to issue an executive order creating a Commission on Housing Safety, Stability and Affordability. They see a commission as improving coordination among government agencies and assorted stakeholders to help address the state's housing shortage and a shortfall in enforcing health and safety standards.

"Our state is in the midst of an extreme housing crisis," Amy Nelson, executive director of the Fair Housing Center of Central Indiana and a signee to the letter, said in an email. "This is not new to housing consumers, whether renters or wannabe homeowners, who have been struggling to keep roofs over their heads or build generational wealth through homeownership. There is a dire lack of affordable housing options in both our home sales and rental markets. We need a Commission that can thoroughly address these issues impacting so many Hoosiers."

The idea for the commission was born from the failure to pass meaningful housing legislation during the 2024 session of the Indiana General Assembly and in previous legislative sessions. Despite 10 bills related to housing needs being introduced into the legislature in January and the Indiana Black Legislative Caucus focusing its agenda on housing concerns, the issue did not gain any traction.

The signees see a commission as overcoming the frustration in the Statehouse in two ways. First, they explained in the letter, a commission could find avenues through administrative and court rules to expand the housing supply without the need for legislation. Second, a commission could speak in a united voice to Indiana lawmakers and recommend new state statutes.

In the letter, the signees highlight Indiana's ongoing housing problems. The state currently has only 34 affordable and available rental homes for every 100 extremely impoverished Hoosier households, the second-lowest rate in the Midwest, and 76% of those households spend more than half their income on housing expenses, the single-highest rate in the Midwest, according to data cited in the letter.

Moreover, housing instability is threatening many Hoosier families. The signees said more than 72,000 Hoosiers households had an eviction notice filed against them in the past year, and an estimated 86,000 households - which includes 98,000 children - remain at risk for eviction.

In March, Prosperity Indiana and the National Low Income Housing Coalition released their report - "The Gap: A Shortage of Affordable Homes" - which detailed the depth of Indiana's housing problem. The Hoosier Housing Needs Coalition, at that time, encouraged housing advocates to sign the letter asking for the commission.

"Contrary to the common claim that Indiana is an affordable place to live, the Hoosier Housing Needs Coalition believes that the findings of this report confirmed what our members have witnessed on the ground throughout the state - that Indiana is failing to supply safe, healthy and affordable places for the most vulnerable Hoosiers to live," Andrew Bradley, policy director for Prosperity Indiana, said at the March news conference.

Those who signed the letter to the governor see a housing commission as functioning like the Indiana Commission on Improving the Status of Children, established in 2013, which has brought numerous stakeholders together to address the problem of abused and neglected youth. Similarly, the signees said, a housing commission could get administrative agencies, courts, local governments, legislators and advocates to work together to find solutions, rather than working in silos.

"Safe and stable housing is fundamental to the physical and mental health of all Hoosiers," the letter states, "to the education and development of children, to the employability of adults, and to a thriving state economy."


Marilyn Odendahl wrote this article for The Indiana Citizen.

Once homeless and suffering from addictions himself, Joplin's mayor now leads a crusade to help others overcome the same hardships.

About 53,000 people live in Joplin, where a 2023 study found more than 600 individuals experienced homelessness, largely driven by the effects of the 2020 pandemic, high housing costs and mental health challenges.

Keenan Cortez, mayor of Joplin, has partnered with shelters and local nonprofits to offer support in response, which includes access to recovery services, job training and housing initiatives. Cortez said faith and determination led him from living on the streets to similar programs.

"I just got on my knees and I said, 'Help me,'" Cortez recounted. "I was able to get into a drug and alcohol treatment plan and then being able to be exposed to 12-step programs that, to this date, have been able to help me maintain my sobriety."

Between 2018 and 2023, homelessness in Missouri rose by about 22.8%.

Cortez expressed his excitement about partnering with Vita Nova Village, a Joplin nonprofit building affordable tiny homes. He emphasized the initiative will provide more than just a roof over people's heads. It will offer essential training and resources to help people address the root causes of their challenges and work toward stability.

"Do they need specific training so that they can get into a career that will offer them income?" Cortez asked. "Do they need mental health services, or do they need simple health services, so they can get healthy enough to get back into the workforce?"

Cortez added the city has recently approved a parcel of land so Vita Nova Village can purchase inexpensively from the city and the nonprofit has also raised money to begin building the tiny homes.


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Denver's homeless population hit an all-time high in 2024 but there is actually no shortage of available housing units, according to a new report.

Omar Ocampo, researcher at the Institute for Policy Studies and the report's co-author, said much of the housing built over the past two decades is not homes for people. Those units, many of which remain vacant, are being used by hedge funds and the wealthy as a safe and profitable place to park large sums of untaxed wealth.

"We have seen, over the past decade or so, a boom in luxury real estate," Ocampo observed. "Basically, the only people who can afford it are people who are ultrahigh net worth, or at the top of the income distribution."

The report showed how corporations and wealthy investors from across the globe have amassed large tracts of single and multifamily residential units since the housing market crash in 2008. The scale of the purchases has put upward pressure on prices, causing rents to skyrocket and putting homeownership out of reach for millions.

There are 16 million vacant homes across the U.S., which means there are 28 homes for every American experiencing homelessness.

Developers can apply for tax incentives to build affordable housing but the profit margins for luxury units are simply too large for all but nonprofit builders to resist. Ocampo pointed to the Homes Act, recently introduced in the U.S. House, as one way to turn things around for the vast majority of Americans who cannot afford what the marketplace is building.

"We need public investment and to establish a housing development authority, which authorizes hundreds of billions of dollars to develop permanently affordable housing," Ocampo contended

Corporations have also increased their earnings by converting rental stock into short-term vacation homes. Ocampo noted a shareholder report by executives at Blackstone, which now owns more than 300,000 residential units across the U.S., promising profits as rental stock went down.

"Chronic housing shortages meant their ability to raise prices and be able to extract more wealth from vulnerable working-class tenants," Ocampo added.


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A package of New York City bills can help preserve affordable housing.

The Community Land Act creates more pathways for communities to purchase and control land. Two of the bills would allow nonprofits and community land trusts to make a first offer on any multifamily property or public land up for sale.

Will Spisak, senior program associate for the nonprofit New Economy Project, said the bills help build community wealth and let people have control over their neighborhood's future.

"Renters are no longer kind of at the mercy of these slumlords that often neglect the building, extract wealth from the community, and don't reinvest in the living conditions of those properties," Spisak explained. "It creates a way for people to be directly involved in controlling their housing situation."

He added it also creates opportunities to develop permanent affordable housing. Some real estate developers and investors are opposed to the bills, primarily about the transparency measures of the legislation. Spisak countered tenants are tired of not being in control of their housing and feedback for the bills has been overwhelmingly positive. The goal is to have the New York City Council pass the bills in 2025.

Although opposition from the real estate industry has thrown up some barriers, other challenges loom ahead. Spisak noted aside from public education to ensure people know about the measures, there is also the challenge of providing resources to groups looking to take advantage of the bills.

"We need them to be really efficient with how they get the money out to groups," Spisak pointed out. "As well as making sure community groups have access to other resources such as technical assistance professionals who can assist with doing appraisals, doing inspections, and things like that as well as financial resources."

Another element of the Community Land Act is a resolution saying the city supports the state's Tenant Opportunity to Purchase Act, which could give tenants the first right to collectively buy their building if and when the landlord sells it. Although housing advocates support it, the bill failed in committee during the previous legislative session.