August is National Black Business Month, and an emerging program in the Milwaukee area is seen as a game-changer in elevating minority-owned businesses trying to get off the ground. This year, several partners launched MKE BOSS - which stands for Build, Operate, Scale and Sustain. The digital platform links entrepreneurs of color with a range of resources, including lending and technical assistance.
Pam Bell, city executive with Self-Help Federal Credit Union, said for a lot of Black and brown business owners, it can be hard for them to navigate the financial services sector.
"Whatever that business is, whether it's food service and you're skilled in that trade, 'But how do I scale this?' - breaking down how much it costs to create a product and, 'How much do I need to put back into my business so that it's profitable?' and all of that," she explained.
The program's partners, including Self-Help, want to help these business owners shape their vision and establish more generational wealth in underserved areas. While this initiative is Milwaukee-centric, organizers hope to create a standard that serves as an inspiration for towns and cities elsewhere. Various rankings describe Wisconsin as one of the worst states for racial disparities.
Wendy Baumann, president of Wisconsin Women's Business Initiative Corporation, another partner, said beyond their assistance, government agencies can step it up by turning to minority-owned business for service contracts.
"County, state, local governments, and all the things that they purchase. Money talks, [and these agencies need to do] direct purchasing from these businesses," she said.
According to the Small Business Administration, 99% of U.S. companies are small businesses - defined as those with 500 employees or fewer. Baumann said that's an important statistic to remember when looking at ways to create a more level playing field within the nation's economy. The BOSS program is funded by a grant from J.P. Morgan Chase.
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November is Military Family Appreciation Month. Service members and spouses alike can face challenges entering into the workforce once they leave the military.
Progress is being made slowly, but experts said more needs to be done. About 200,000 service members a year transition from active-duty to civilian life and many experience rescinded offers, underemployment or inadequate preparation for their transition.
Jonathan Pride, vice president of field operations for NPower, an organization providing skills training to veterans and their families, said uncertainty is one of their biggest challenges in the transition.
"A lot of the time, it's the only job they've ever had and so, they don't know how their skills will translate on the other side with corporations and partners and employers," Pride explained. "Trying to translate their skills and their experiences into a resume, I think, is one of the hardest things."
The National Veterans' Training Institute found veteran unemployment dropped by more than 3% in 2023 but Pride pointed out veterans also run into what he calls the "paper ceiling," a barrier keeping workers without college degrees from getting higher-wage jobs.
Given the frequency of moves, service members often do not finish their schooling in one place. Price observed many times, they leave the military with some college, or maybe a couple classes away from a degree.
"When an employer has a paper ceiling in place, where the minimum expectation is a college degree, sometimes that disqualifies many qualified veterans and veteran spouses who could do very well in these roles," Pride noted. "But because they don't have a college degree, they're barred from entry into that employer."
Pride stressed NPower looks past the degree requirements to work directly with employers to place veterans in apprenticeships, so they can learn on the job, pursue an education and earn a paycheck.
Normally, troops go through a Transition Assistance Program. Now, the Employment Navigator and Partnership Program provides one-on-one coaching to military members and their spouses.
James Rodriguez, assistant Secretary of Labor for Veterans Employment and Training Services, said he hopes to expand the program as it leaves the pilot phase.
"We're going to look to build that out even more in the future, so we can hope to do the same type of support for every service member in the future, which would be ideal," Rodriguez emphasized. "However, it does take a lot more work and a lot more resources to make sure that this program can be successful in the future."
As of August, the Employment Navigator and Partnership Program has helped more than 18,000 veterans and family members.
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If state and local governments want healthier populations, new findings suggest they should be more aggressive in tackling income inequality. A Nebraska organization feels that approach is on point.
A new study from Johns Hopkins University looked at obesity levels in more than 3,000 counties across the country. The places with minimum wages of at least $9 an hour had greater success in reducing obesity rates.
Christine Cary, who helps address economic justice with the group Stand In for Nebraska, said other data routinely show that healthier foods tend to cost more, so the connection made in this new research is pretty clear.
"Raising the minimum wage is obviously a way to increase access to healthier food," she said. "You just have more money to spend on it."
In 2022, Nebraska voters approved a gradual increase in the state's minimum wage, which is set to reach $15 an hour in 2026. At the same time, the state doesn't fare well in obesity rankings.
Cary said she sees a chance for numbers to improve as wages go up, but noted that not all communities have stores that sell healthy foods, potentially hindering that progress.
The study's authors also called for "place-based" interventions, such as urban farming initiatives and subsidies for healthy food retailers to go along with higher wages. Cary said that's an important step in tackling this issue.
"It's pretty well known among geographers that we shop at the closest place," she said, "meaning don't expect people who are already low income to seek these things out."
She said creating more awareness and options in underserved communities can help maximize the impact of higher wages from a public health standpoint. Cary said that's especially important in a rural state such as Nebraska, which has seen its food retail and health facility options disappear in smaller towns and cities.
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The latest "Speak Up MO" report reveals the economic struggles facing Missourians, adding to earlier findings about community concerns and the challenge of accessing affordable health care.
Although 59% feel financially comfortable, many say they can't save. Around one in four people couldn't afford food at least once in the past year, and nearly 10% faced possible eviction.
This hardship hits people of color, those with disabilities, and households earning under $50,000 per year the hardest.
Sheldon Weisgrau, vice president of health policy and advocacy at from the Missouri Foundation of Health, highlighted the report's overall message.
"What's really interesting, especially in the wake of the election we just had, in that folks are satisfied with where they are," said Weisgrau, "but have a feeling that things are heading in the wrong direction and that their neighbors are not doing so well."
Although the report identified the cost of living as the state's biggest challenge, it found Missourians remain moderately optimistic about their local economy.
Another key part of the report asked people whether the problem was having enough jobs overall, or having enough well-paying jobs.
Weisgrau noted most respondents pointed to the lack of well-paying jobs as the bigger problem.
"We saw that reflected in Missouri in the vote on Proposition A," said Weisgrau, "which voted to raise the minimum wage and mandate some paid sick leave for workers."
The report also highlights how financial insecurity seriously impacts the mental and physical well-being of Missourians, with one participant mentioning financial security reduces stress and frustration.
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