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Markets rebound as Trump signals cutting China tariffs 'substantially'; Second wave of weather employees fired ahead of NM wildfire season; Faith leaders oppose ID law criminalizing homelessness; Federal bill would overturn MA law banning animal confinement.

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White House defends Secretary Hegseth amid media scrutiny, federal judges block efforts to dismantle U.S. international broadcasters, and major restructuring hits the State Department and rural programs.

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Schools in timber country face an uncertain future without Congress' reauthorization of a rural program, DOGE cuts threaten plant species needed for U.S. food security, and farmers will soon see federal dollars for energy projects unlocked.

Medicare open enrollment: Tips to help older West Virginians select plans

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Tuesday, October 15, 2024   

Medicare open enrollment begins today and for West Virginians over 65, this season is a time to reconsider their health care needs.

More than 450,000 West Virginia residents rely on Medicare for health care according to the health research organization KFF.

Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, said Medicare plans can be complex, so it is best to start comparing them now, adding the deadline to enroll is Dec. 7.

"A lot can change in a year," Randall, pointed out. "You want to consider, are your current benefit plans still meeting your health care needs and your budget needs, and has anything changed with your plan?"

Randall also recommended checking plans for mental health coverage. According to America's Health Rankings, more than 10% of adults age 65 and older said their mental health was not good 14 or more days in the past month. Websites such as JustPlainClear.com and MedicareMadeClear.com offer plan explanations for members and caregivers.

Ellen Allen, executive director of West Virginians for Affordable Health Care, said programs like Medicare and Medicaid are critical for keeping communities healthy. She added for older adults needing long-term care, Medicaid in particular is a lifeline.

"Seventy-two percent of West Virginians who are in skilled nursing care, long-term care, their care is paid for by Medicaid," Allen emphasized. "You're talking thousands of dollars a month to live in a residential skilled nursing care."

More than 9,200 West Virginians live in residential care facilities, according to 2023 data from KFF.

Meanwhile, open enrollment dates vary for other types of health plans. People with employer-sponsored coverage typically select a plan between September and December. And open enrollment for plans on the Health Insurance Marketplace runs from November 1 to January 15. More information is available at www.UHCOpenEnrollment.com.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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