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Trump signs order seeking to end federal funding for NPR and PBS; NY immigrant wrongfully sent to El Salvador 'supermax' prison; PA 'Day of Action' planned for higher minimum wage, immigrants' rights; New bill in Congress seeks to overturn CA animal welfare law.

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National Security Advisor Mike Waltz is leaving that job to become UN ambassador, bipartisan Arizona poll finds Latino voters dissatisfied by Trump's first 100 days, and Florida mass deportations frighten community members.

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Rural students who face hurdles going to college are getting noticed, Native Alaskans may want to live off the land but obstacles like climate change loom large, and the Cherokee language is being preserved by kids in North Carolina.

Medicare open enrollment in MA brings prescription drug savings

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Friday, October 18, 2024   

Medicare open enrollment is underway and Massachusetts residents over 65 are encouraged to consider their health plan options.

Changes this year include a $2,000 out-of-pocket cap on prescription drugs.

Cindy Phillips, director of the state's health insurance information program Serving the Health Needs of Everyone, which provides trained Medicare counselors, said the changes could bring significant savings.

"Whether it's a required brand name or generic, extended release or capsule," Phillips outlined. "All of these elements can influence the cost of the medication."

Phillips encouraged people to compare and contrast the plans available to them, making sure their provider and medications are covered. She pointed out counselors are available in nearly every Massachusetts town.

The cap on out-of-pocket drug care expenses takes effect Jan. 1 and is one of several changes made possible by the Inflation Reduction Act. Seniors will also see greater access to mental health services and increased protections from prior authorization practices.

Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, encouraged people to take advantage of the various perks many plans offer, including wellness benefits.

"You might find a health plan that will reward you for taking healthy actions," Randall explained. "Like completing a health survey, exercising, avoiding smoking, and many Medicare Advantage plans are going to cover a gym membership at no additional cost to you."

Randall added it is important people understand health insurance terms and take the time to comparison shop between Original Medicare and Medicare Advantage plans to ensure they provide individual coverage needs.

Open enrollment dates vary based on the type of health plan. For those eligible for Medicare, the Annual Enrollment Period is consistently set from October 15 to December 7 each year. People with employer-sponsored coverage typically select a plan during a two-to-three week period between September and December. And open enrollment for Affordable Care Act plans runs from November 1 to January 15 in most states. More information is available at www.UHCOpenEnrollment.com.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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