Nearly 6.5 million Californians on Medicare can change their plan during the open enrollment period, which just got underway and runs through Dec. 7.

People can go to Medicare.gov or call 1-800-Medicare.

Stephanie Fajuri, program director at the Center for Health Care Rights in Los Angeles County, said the number one thing she recommends before making a change is to confirm which plans your doctor will accept next year.

"Every year we see people make a change, only to find out in January that their doctor is no longer in network," Fajuri observed. "We like to help people avoid that."

Experts said it is important to compare the plans' copays and deductibles, not just the monthly premiums. People should also ask about mental health benefits, as many plans now offer zero copays for telehealth visits with a counselor.

Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, said websites like JustPlainClear.com explain the jargon and lay out the differences between Medicare and Medicare Advantage plans.

"Original Medicare isn't going to cover a lot of things related to dental and vision and hearing," Randall pointed out. "It's very much limited to more serious medical conditions, whereas many Medicare Advantage plans are going to offer more comprehensive specialty benefits for dental, vision and hearing."

Some good news: Starting in January, the Biden administration's new $2,000 out-of-pocket maximum goes into effect, which means everyone using the Medicare Part D prescription drug benefit will have their costs capped at $2,000 per year.

Meanwhile, open enrollment dates vary for other types of health plans. People with employer-sponsored coverage typically select a plan during a two-to-three week period between September and December. And open enrollment for plans on Covered California runs from November first to January 31st. More information is available at www.UHCOpenEnrollment.com.

Despite uncertainty about Medicaid funding in Congress, Tennessee is moving ahead to help improve people's health outcomes with a program for community health workers.

Tennessee's Medicaid program, TennCare, is partnering with the Tennessee Community Health Worker Association to offer an accreditation program to promote best practices for training and supporting the workforce.

Nikayla Boyd, executive director of the association, said community health workers link people to care and promote healthy habits. She noted the pilot accreditation program is underway, with a full launch expected by 2027.

"In addition to CHWs having individual certification, we are also accrediting the actual CHW program," Boyd explained. "Accrediting that program, that organization, that employer."

TennCare will fund grants for up to 14 organizations to complete the accreditation process. There are about 600 community health workers in the state, according to the U.S. Bureau of Labor Statistics, but Boyd argued more are needed.

Boyd pointed out they partner with the National Committee for Quality Assurance to design the accreditation programs. Some are centered on specific diseases, while others primarily address the social determinants of health.

"To date, we have six programs in Tennessee that have been accredited," Boyd outlined. "Two at Methodist Le Bonheur Community Outreach, two at Siloam Health, one at Regional One Health and then, another at the Mental Health Cooperative."

Boyd added an organization must meet seven standards in order to be accredited. For those working with community health workers, they include the full scope of training from recruitment to evaluations, support and supervision.


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Republican lawmakers are considering billions of dollars in cuts to Medicaid. But a new report finds those spending cuts might impact health-care coverage for thousands of Maryland military families.

The report by the Georgetown Center for Children and Families finds more than 850,000 people enrolled in Medicaid have military health insurance, known as TRICARE, as their primary coverage. One in 10 children of service members with TRICARE is also enrolled in Medicaid.

Joan Alker, executive director of the Georgetown University Center for Children and Families, said Medicaid is important for service members with children who require more intensive health care.

"The TRICARE benefit package just isn't enough, so Medicaid is making TRICARE work for those families by covering the high cost of services and some benefits that those children otherwise would not have access to," Alker explained.

Republicans in Congress are trying to reel in what they view as out-of-control spending by $2 trillion in the next budget. But cuts to Medicaid are not universally agreed upon among Republican lawmakers.

Medicaid also serves 40% of children in the U.S. with a benefit that allows them to receive preventive and ameliorative care. That benefit began after a military report in the 1960s found young men were not qualified for military service in Vietnam because of preventive medical issues during their childhoods.

Retired Army Brigadier General George Schwartz said Medicaid cuts could have a negative impact on recruiting numbers as well. If troops lack proper coverage for their families, he thinks they may seek other career paths that can provide that coverage.

"As those young people reach the age where they're eligible for military service, the military is competing with private industry and all sorts of organizations for these young people. From a mission readiness point, this is a matter of national security," Schwartz contended.

Maryland is home to more than 100,000 active-duty service members and more than 35,000 military-connected children in the state.

With Mother's Day coming up, some Pennsylvania lawmakers are backing a set of bills that could help improve maternal health.

The Black Maternal Health Caucus introduced the updated "PA Momnibus 2.0" package in April, focused on tackling disparities in maternal health care by improving access to services.

Black women in the state are nearly twice as likely to die from childbirth complications. Rep. La'Tasha D. Mayes, D-Allegheny County, said 93% of maternal deaths are preventable.

"All the bills are for all moms, and because we know when we fix and address and take on maternal mortality and morbidity for Black moms, we solve it for every mom and birthing person in the Commonwealth," she explained.

The nine-bill package builds upon a 2024 "Momnibus" introduced by Mayes and Reps. Morgan Cephas and Gina Curry, both Republicans. Mayes said the caucus is working towards moving the bills toward votes, and then action in the Senate.

Two of the measures would expand access to blood pressure monitors and ensure they are covered through private insurance and Medicaid. Mayes added another measure would expand the reach of midwives, who provide care throughout pregnancy and childbirth, as well as postpartum.

"The Midwifery Practice Innovation bill that's going to help us advance midwifery as an occupation in this commonwealth, because it's very challenging to become a midwife, as well as be able to practice fully in a way that can serve moms," she continued.

The "Momnibus" also includes supports for nursing mothers, and invests in a Maternal and Newborn Supply Kit program, and maternal-health deserts. Mayes says more than 12% of women have no birthing facility within 30 minutes of their home, and Black women are three times more likely to die during or after birth compared with other women.