skip to main content
skip to newscasts

Wednesday, December 25, 2024

Public News Service Logo
facebook instagram linkedin reddit youtube twitter
view newscast page
play newscast audioPlay

Trump vows to pursue executions after Biden commutes most of the federal death row; Mississippi group working in 71 counties to end homelessness in Mississippi; Farmers no longer feeling Farm Bill anguish, but relief might be fleeting; Addressing Montana's expanding 'news deserts.'

view newscast page
play newscast audioPlay

President-elect Donald Trump considers reclaiming Panama Canal. Lawmakers are uncertain Trump's cabinet will help everyday Americans and, advocates feel Biden must reconsider clemency actions.

view newscast page
play newscast audioPlay

Rural folks could soon be shut out of loans for natural disasters if Project 2025 has its way, Taos, New Mexico weighs options for its housing shortage, and the top states providing America's Christmas trees revealed.

Enrolling in Medicare or other plans? Experts say read the fine print

play audio
Play

Wednesday, October 23, 2024   

Medicare open enrollment is underway and it is also the time of year when other public health coverage programs and employer-sponsored plans carry out their sign-ups.

Wisconsinites are being encouraged to weigh their options. Advisers said reducing health care costs involves more than focusing on monthly premiums. You should also compare a plan's copays and deductibles.

Adam VanSpankeren, navigator program manager for Covering Wisconsin, which helps people understand and sign up for publicly available health insurance and similar programs, said reading notifications this time of year is vital because a small, subtle difference could end up being a big shock.

"You might be used to going to your doctor year after year, and then find out that they're actually not covered by your plan anymore," VanSpankeren explained. "That's got to be the most kind of disheartening and surprising thing. And people often discover that when they go to get care."

As for Medicare, original plans do not cover prescription drugs, so what's known as the Part D plan is needed for medications. Starting in 2025, the plan will include a $2,000 cap on what you pay out-of-pocket for prescription drugs covered by your plan.

Health policy analysts said there can be trade-offs when deciding between a traditional Medicare coverage option and a Medicare Advantage plan.

Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, noted Advantage plans tend to cost more, but are worth considering for the benefits they provide.

"Things like dental, vision and hearing," Randall outlined. "Many Medicare beneficiaries might be surprised to know that original Medicare doesn't cover most of those things, but many Medicare Advantage plans do. I also recommend people to check for mental health coverage."

About 56% of Wisconsinites signed up for Medicare have advantage plans. Program enrollment runs through Dec. 7. UnitedHealthcare offers an online guide for navigating Medicare. Meanwhile, people with employer-sponsored health plans are also entering their enrollment season and sign-up through the health insurance exchange under the Affordable Care Act begins Nov. 1.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


get more stories like this via email
more stories
Juana Valle's well is one of 20 sites tested in California's San Joaquin Valley and Central Coast regions in the first round of preliminary sampling by University of California-Berkeley researchers and the Community Water Center. The results showed 96 parts per trillion of total PFAS in her water, including 32 parts per trillion of PFOS - both considered potentially hazardous amounts. (Hannah Norman/KFF Health News)

Environment

play sound

By Hannah Norman for KFF Health News.Broadcast version by Suzanne Potter for California News Service reporting for the KFF Health News-Public News Ser…


Environment

play sound

Animal rights organizers are regrouping after mixed results at the ballot box in November. A measure targeting factory farms passed in Berkeley but …

Environment

play sound

Farmers in Nebraska and across the nation might not be in panic mode anymore thanks to another extension of the Farm Bill but they still want Congress…


Immigration law experts say applying for asylum status can be very lengthy, and that programs such as Temporary Protected Status can fill the void for people fleeing violence elsewhere in the world. (Adobe Stock)

Social Issues

play sound

With 2025 almost here, organizations assisting Minnesota's Latino populations say they're laser focused on a couple of areas - mental health-care …

Social Issues

play sound

A new report found Connecticut's fiscal controls on the state budget restrict long-term growth. The controls were introduced during the 2018 budget …

As of August, enrollment in the Kentucky Community and Technical College System had reached 66,114 students, representing an increase of 8.4%, according to state data. (Adobe Stock/AI generated image)

Social Issues

play sound

Nearly a dozen changes could be made to the Kentucky Community and Technical College system, under Senate Joint Resolution 179, passed by lawmakers …

play sound

By Julieta Cardenas for Sentient.Broadcast version by Freda Ross for Texas News Service reporting for the Sentient-Public News Service Collaboration …

Social Issues

play sound

Cities and states, including Mississippi, are grappling with rising homelessness. In Mississippi, 982 people experience homelessness daily…

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright © 2021