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Monday, October 28, 2024

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Israel retaliates against Iran; Americans oppose mass deportations; an online event aims to break myths about immigration; bail reform doesn't have the impacts some believe; insurance claims post-Helene and Milton are being denied at high rates; members of a teacher's union are unhappy at the pace of negotiations; and early voting yields high returns.

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Former first lady Michelle Obama campaigns about a loss of reproductive freedom in a second Trump presidency. Sen. Lindsey Graham pushes back on John Kelly's "fascist" description of Trump, and advocates call for nonpartisan support for national parks.

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Down-ballot races get short shrift in funding from political parties, Minnesota nice means helping high school kids get a head start on future careers, and Oklahoma tribes reverse effects of historic ag consolidation.

Advocates: Alaskans should review health plans during open enrollment

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Thursday, October 24, 2024   

With open enrollment season underway, advocates are reminding Alaskans to consider their options before the window closes. Medicare's open enrollment period began Oct. 15 and is ongoing until Dec. 7. Alaskans with employer-sponsored plans are also entering their enrollment season.

Dr. Rhonda Randall, chief medical officer for UnitedHealthcare, said plans change from year to year and it's important to review your coverages.

"So, you want to consider are your current benefit plans still meeting your healthcare needs and your budget needs, and has anything changed with your plan? For example, is your doctor still in the plan? Is the medication you take still covered by the plan?" she asked.

Open enrollment for plans under the Affordable Care Act will begin Nov. 1.

Original Medicare, Parts A and B, include hospital and medical insurance. Medicare Advantage also known as Part C, offers plans that often include additional coverages for dental, vision, and hearing. Drug coverage plans are also available under Part D.

The plan finder at Medicare.gov enables enrollees to explore a variety of plans and includes a star rating based on consumers' experiences with different aspects of each; with reviews of things like chronic care management, wait times for appeals, and overall customer service. Randall said some Advantage plans offer unique coverages.

"Look into wellness programs too. You might find a health plan that will reward you for taking healthy actions like completing a health survey, exercising, avoiding smoking, and many Medicare Advantage plans are going to cover a gym membership at no additional cost to you," she continued.

Changes for 2025 include a Medicare Part D cap of $2,000 per year for out-of-pocket prescription drug costs, brought about as part of the Inflation Reduction Act. Help navigating Medicare plans is available by phone from the State Health Insurance Assistance Program.

More information is online at health.Alaska.gov under Medicare.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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