skip to main content
skip to newscasts

Wednesday, December 25, 2024

Public News Service Logo
facebook instagram linkedin reddit youtube twitter
view newscast page
play newscast audioPlay

Trump vows to pursue executions after Biden commutes most of the federal death row; Mississippi group working in 71 counties to end homelessness in Mississippi; Farmers no longer feeling Farm Bill anguish, but relief might be fleeting; Addressing Montana's expanding 'news deserts.'

view newscast page
play newscast audioPlay

President-elect Donald Trump considers reclaiming Panama Canal. Lawmakers are uncertain Trump's cabinet will help everyday Americans and, advocates feel Biden must reconsider clemency actions.

view newscast page
play newscast audioPlay

Rural folks could soon be shut out of loans for natural disasters if Project 2025 has its way, Taos, New Mexico weighs options for its housing shortage, and the top states providing America's Christmas trees revealed.

Medicare open enrollment in MS requires some homework

play audio
Play

Thursday, October 24, 2024   

Medicare open enrollment is underway and older adults in Mississippi are being encouraged to weigh their coverage options.

More than 625,000 people in Mississippi get their health care through Medicare, and in addition to basic coverage, they choose a supplemental plan for expenses Medicare doesn't cover, as well as a "Part D" or drug plan for prescription costs.

Dr. Rhonda Randall, chief medical officer, UnitedHealthcare employer and individual, said it's important to make sure your providers and medications are still covered by your plan, as this can change from year to year, and added that there are differences between original Medicare and the supplemental plans known as Medicare Advantage.

"Original Medicare isn't going to cover a lot of those things related to dental and vision, or hearing. It's very much limited to more serious medical conditions, and the benefits around those are limited, whereas many Medicare Advantage plans are going to offer more comprehensive specialty benefits for dental, vision and hearing," she said.

For next year, the "Part D" drug plans will also have a $2,000 maximum out-of-pocket cost for prescriptions. The window to make changes to your Medicare and prescription coverage closes on Dec. 7. For individuals with employer-sponsored health plans, the enrollment period is typically two to three weeks, between September and December. And open enrollment for plans on the Health Insurance Marketplace runs from November 1 to January 15.

Randall stressed that choosing health insurance is a big decision that requires some homework, given the amount of information involved - and recommended not waiting until the last minute to consider the options. She said it is important to consider more than just monthly premium costs.

"You also want to look at deductibles. What is your out-of-pocket responsibility going to be? Certain services may have a copay or co-insurance associated with them," she explained. "Are you interested in the plan that makes it really easy to get virtual care, or go to your primary care doctor for a lower and sometimes even a zero-dollar copay?"

She said websites like 'JustPlainClear.com' explain the jargon and the differences between Medicare and Medicare Advantage plans. Another site, 'MedicareMadeClear.com,' can help people choose a plan to best meet their medical and budget needs.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


get more stories like this via email
more stories
Juana Valle's well is one of 20 sites tested in California's San Joaquin Valley and Central Coast regions in the first round of preliminary sampling by University of California-Berkeley researchers and the Community Water Center. The results showed 96 parts per trillion of total PFAS in her water, including 32 parts per trillion of PFOS - both considered potentially hazardous amounts. (Hannah Norman/KFF Health News)

Environment

play sound

By Hannah Norman for KFF Health News.Broadcast version by Suzanne Potter for California News Service reporting for the KFF Health News-Public News Ser…


Environment

play sound

Animal rights organizers are regrouping after mixed results at the ballot box in November. A measure targeting factory farms passed in Berkeley but …

Environment

play sound

Farmers in Nebraska and across the nation might not be in panic mode anymore thanks to another extension of the Farm Bill but they still want Congress…


Immigration law experts say applying for asylum status can be very lengthy, and that programs such as Temporary Protected Status can fill the void for people fleeing violence elsewhere in the world. (Adobe Stock)

Social Issues

play sound

With 2025 almost here, organizations assisting Minnesota's Latino populations say they're laser focused on a couple of areas - mental health-care …

Social Issues

play sound

A new report found Connecticut's fiscal controls on the state budget restrict long-term growth. The controls were introduced during the 2018 budget …

As of August, enrollment in the Kentucky Community and Technical College System had reached 66,114 students, representing an increase of 8.4%, according to state data. (Adobe Stock/AI generated image)

Social Issues

play sound

Nearly a dozen changes could be made to the Kentucky Community and Technical College system, under Senate Joint Resolution 179, passed by lawmakers …

Social Issues

play sound

By Jessica Scott-Reid for Sentient.Broadcast version by Nadia Ramlagan for Arkansas News Service reporting for the Sentient-Public News Service Collab…

play sound

By Julieta Cardenas for Sentient.Broadcast version by Freda Ross for Texas News Service reporting for the Sentient-Public News Service Collaboration …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright © 2021