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Monday, October 28, 2024

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Israel retaliates against Iran; Americans oppose mass deportations; an online event aims to break myths about immigration; bail reform doesn't have the impacts some believe; insurance claims post-Helene and Milton are being denied at high rates; members of a teacher's union are unhappy at the pace of negotiations; and early voting yields high returns.

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Former first lady Michelle Obama campaigns about a loss of reproductive freedom in a second Trump presidency. Sen. Lindsey Graham pushes back on John Kelly's "fascist" description of Trump, and advocates call for nonpartisan support for national parks.

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Down-ballot races get short shrift in funding from political parties, Minnesota nice means helping high school kids get a head start on future careers, and Oklahoma tribes reverse effects of historic ag consolidation.

Nebraska seniors urged to review options during Medicare open enrollment

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Friday, October 25, 2024   

Experts are encouraging Nebraska seniors and others to review their health care needs during open enrollment season.

Medicare's open enrollment is underway through Dec. 7. Employer-sponsored plans are also in open enrollment. Advocates said it is essential to check on your current plan and compare it to others, as they often vary from year to year.

Dr. Rhonda Randall, chief medical officer and executive vice president of UnitedHealthcare Employer and Individual, said it is important to review your coverage.

"You want to consider your current benefit plans still meeting your health care needs and your budget needs and has anything changed with your plan," Randall recommended. "For example, is your doctor still in the plan? Is the medication you take still covered by the plan?"

Changes for 2025 include a Medicare Part D cap of $2,000 per year for out-of-pocket prescription drug costs, brought about as part of the Inflation Reduction Act. In 2023, almost 380,000 Nebraskans were enrolled in a Medicare plan.

Randall noted seniors should consider one of Medicare's Advantage plans, sometimes called Part C. The plans pay for many of the costs in original Medicare's 20% copay and offer other benefits not covered by the standard plan.

"Things like dental, vision and hearing," Randall outlined. "Many Medicare beneficiaries might be surprised to know that original Medicare doesn't cover most of those things, but many Medicare Advantage Plans do. I also recommend people to check for mental health coverage."

Randall also recommended websites such as JustPlainClear.com to clarify the differences between Medicare and Medicare Advantage plans. Help is also available through the Nebraska State Health Insurance Assistance Program.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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