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Dow soars 1,000 points after Trump team and China dramatically lower tariffs; Alabama lawmakers send grocery tax cut bill to governor; Probation, supervision after incarceration comes with a catch in NC; How immigrants can protect themselves and their data at the border.

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The Pentagon begins removing transgender troops as legal battles continue. Congress works to fix a SNAP job-training penalty. Advocates raise concerns over immigrant data searches, and U.S. officials report progress in trade talks with China.

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Volunteers with AmeriCorps are reeling from near elimination of the 30-year-old program, Head Start has dodged demise but funding cuts are likely, moms are the most vulnerable when extreme weather hits, and in California, bullfrogs await their 15-minutes of fame.

Experts: Check your options during insurance enrollment

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Monday, October 28, 2024   

People have the opportunity to enroll in Medicare, or change their supplemental coverage, between now and December 7.

In Montana, insurance experts remind people to check their options when enrolling in standard health-care plans, too.

Montana Medicare recipients will have a $2,000 out-of-pocket cap on prescription drug costs.

Montana's open enrollment period to sign up for coverage on the federal marketplace runs from this Friday to January 15 of next year.

Deputy Insurance Commissioner Frank Cote said for people shopping for plans, it's important to understand which providers are in different health-care networks.

"Are they a broad network that encompasses most of the physicians and hospitals across the state?" said Cote. "Or are they a narrow network that, for instance, only covers one hospital in Billings, or one hospital in Missoula?"

There is a video tutorial on how to enroll on the State of Montana website.

Chief Medical Officer UnitedHealthcare - Employer and Individual - Dr. Rhonda Randall added that beyond understanding which providers are in network, it's also important to check existing insurance plans - because the benefits can change from year to year.

"Are your current benefit plans still meeting your healthcare needs and your budget needs, and has anything changed with your plan?" said Randall. "For example, is your doctor still in the plan? Is the medication you take still covered by the plan?"

Randall and other providers reminded people to look for mental health coverage options in their insurance plan, too.


Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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