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Trump will name more conservative judges. He may even pick a majority of the Supreme Court; Both sides react as Missouri reverses near-total abortion ban Literacy initiative to implement 250 new early-education activations in PA.

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President Biden asks Americans to turn down the temperature, House Speaker Mike Johnson promises an aggressive first 100 day agenda and Democratic governors vow to push back on Trump's plan for mass deportations.

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Texas women travel some of the longest distances for abortion care, Californians the shortest, rural living comes with mixed blessings for veterans, an ancient technique could curtail climate-change wildfires, and escape divisive politics on World Kindness Day.

Experts: Check your options during insurance enrollment

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Monday, October 28, 2024   

People have the opportunity to enroll in Medicare, or change their supplemental coverage, between now and December 7.

In Montana, insurance experts remind people to check their options when enrolling in standard health-care plans, too.

Montana Medicare recipients will have a $2,000 out-of-pocket cap on prescription drug costs.

Montana's open enrollment period to sign up for coverage on the federal marketplace runs from this Friday to January 15 of next year.

Deputy Insurance Commissioner Frank Cote said for people shopping for plans, it's important to understand which providers are in different health-care networks.

"Are they a broad network that encompasses most of the physicians and hospitals across the state?" said Cote. "Or are they a narrow network that, for instance, only covers one hospital in Billings, or one hospital in Missoula?"

There is a video tutorial on how to enroll on the State of Montana website.

Chief Medical Officer UnitedHealthcare - Employer and Individual - Dr. Rhonda Randall added that beyond understanding which providers are in network, it's also important to check existing insurance plans - because the benefits can change from year to year.

"Are your current benefit plans still meeting your healthcare needs and your budget needs, and has anything changed with your plan?" said Randall. "For example, is your doctor still in the plan? Is the medication you take still covered by the plan?"

Randall and other providers reminded people to look for mental health coverage options in their insurance plan, too.


Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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