The FBI says Indiana's older population lost almost $38 million to fraud last year, according to a new report.
The Federal Trade Commission says fraudsters use weather disasters, such as the recent hurricanes, to lure unsuspecting Hoosiers to shell out dollars to a fake charity.
Con artists are also using technology to trick voters into donating to a bogus political cause or to spread false information.
Matt Schiltz, staff attorney with the Federal Trade Commission Midwest Office, said imposter scams are the most frequently reported type of fraud.
"Unfortunately, I've seen reports that people are using artificial intelligence to clone voices," said Schiltz, "or at least trying to so the person calling may sound like a friend or a family member or a famous person, a politician."
He said if you've received suspicious phone calls or emails requesting money or private information, slow down and talk with a trusted family member or friend before doing anything.
Investigate the information before taking any further action. Schiltz says scammers often want their victims to act first and think later.
The FBI report ranks Indiana 25th on their list of 57 most scammed states and U.S. territories.
Schiltz said fraudsters create new, more persuasive scams by improvising on old ones.
A scammer posing as a bank employee contacts a potential victim and informs them that they need to move their money into another account for protection against tampering or government seizure.
The employee offers to transfer the funds to a second employee - actually, the con artist's accomplice - who transfers your money into their account.
Schiltz said the agency is working on several different fronts to combat imposters.
"The FTC has a new impersonation rule that gives the agency stronger tools to combat the scams," said Schiltz. "And we actually brought our first case under the impersonation rule earlier this year."
Consumers should visit ftc.gov/imposters, to learn more about the different types of scams. Schiltz encouraged anyone with knowledge of a scam to contact the agency at reportfraud.ftc.gov.
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A New York law takes effect in January, banning the use of PFAS in clothing.
The law is another step in ending the unnecessary use of the long-lasting substances known as "forever chemicals" in everyday products. The New York law covers a wide array of clothing and is a response to research showing continuous exposure to the chemicals can have a host of negative health effects.
Kate Donovan, northeast regional director of environmental health for the Natural Resources Defense Council, said PFAS chemicals have many uses in clothing manufacturing.
"PFAS is used in lots of consumer products but in particular, in clothing for its water repellency, as well as stain resistance and wrinkle-free properties," Donovan outlined. "These are the types of clothing and apparel that we would see PFAS being used in."
New York joins seven other states also banning the use of PFAS in textiles, although many brands and companies are already eliminating them on their own in their products. Before this law, New York had already banned the chemicals in food packaging and firefighting foam.
Bills banning other forever chemical uses will be reintroduced in the 2025 legislative session. Three bills propose ending the use of PFAS in household products, personal care and cosmetics, and menstrual items.
Donovan pointed out in addition to people's health, the manufacturing processes for the products affects the environment.
"We have lots of industrial and commercial processes in the state that use PFAS for their equipment or their machinery," Donovan noted. "What happens is, these manufacturing and industrial processes release PFAS into wastewater, into air, and other discharges that enter into our environment."
She added half of the water systems in the state contain some level of PFAS chemicals, with more than 250 local waterways exceeding state-regulated levels. The state Department of Health estimates 548 public water systems exceed the federal maximums for PFAS. Implementing the proper treatment infrastructure would come with significant costs.
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The Environmental Protection Agency this week banned a toxic chemical commonly used in dry cleaning and other consumer products.
Trichloroethylene and perchloroethylene have been used for decades and are known to affect the liver, brain, kidney and immune and nervous systems. Research shows dry-cleaning and laundry workers are at increased risk of dying from cancer.
Jennifer Orme-Zavaleta, former principal deputy assistant administrator for science at the EPA Office of Research and Development, said businesses will be required to use alternatives and employees will be safer at work, adding the changes also affect surrounding communities.
"If you happen to live near a dry-cleaning facility, you know there would be the potential for the ground to be contaminated and for these chemicals to get into the water supply," Orme-Zavaleta pointed out.
California has been ahead of the curve. In 2007, the state banned installations of new perchloroethylene dry-cleaning machines, required existing ones be shut down by 2010, and required a complete ban of use of the chemical by 2023.
Orme-Zavaleta noted many environmental statutes are aimed at cleaning up hazardous chemicals. While recent legislation has enabled the EPA to more effectively reduce exposures or prevent them from happening in the first place, she stressed the effort takes time and resources.
"The agency's been playing a lot of catch up," Orme-Zavaleta acknowledged. "They need to keep going, but they also need to be looking to the future, especially looking at some of the new chemicals coming into commerce."
According to the advocacy group Heal the Planet, the dry-cleaning industry uses hundreds of millions of gallons of solvents such as perchloroethylene every year, the chemical's airborne particles are difficult to detect in the air and can linger for weeks.
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Kentucky residents are being notified about their lead water pipes that could be posing a health danger. According to an EPA report, around 40,000 service lines in the Commonwealth contain lead, and earlier this year the agency announced a new rule requiring drinking water utilities in all states to identify and replace lead pipes within ten years.
Dr. Leah Werner, family physician and assistant professor at Oregon Health and Science University, said the federal change increases water sampling and transparency about lead between communities and local governments, and added that there are actions residents can take, too.
"People can also test their own water, and really the best way to do that is to look at your either your city government website, and beyond that, the government is mandated to help you with testing kits, but Home Depot and places like that also sell lead testing kits," she explained.
The mailed notices from utilities will confirm whether or not a home relies on lead water lines, or if the piping materials is unknown, and if any pipes need to be replaced.
Werner added that if a family is concerned that they and their children may be exposed to lead, it's important to visit a primary-care physician as soon as possible, who can also be a guide through the process of testing and treatment for lead exposure.
"Lead crosses the placenta, so that is really dooming a fetus before even being born, to the same sort of cognitive impairments and behavioral issues that children who are exposed to lead suffer," Werner continued.
According to the CDC, exposure to lead can reduce IQ in children and be a primary driver to learning disabilities and Attention Deficit/Hyperactivity Disorder, permanently damage the brain and nervous system, and cause speech and hearing problems.
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