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White House is 'close' on Japan, India tariff agreements but expect them to be light on specifics; Families in limbo following federal energy assistance program cuts- we have reports from NH and MD; NV adopted CA's 'clean car' standard, rule now under GOP examination.

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Educators worry about President Trump's education plan, as federal judges block several of his executive orders. Battles over voting rules are moving in numerous courts. And FSU students protest a state bill lowering the age to buy a gun.

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Migration to rural America increased for the fourth year, technological gaps handicap rural hospitals and erode patient care, and doctors are needed to keep the Eastern Band of Cherokee Indians healthy and align with spiritual principles.

Some Louisiana residents eligible for broader health coverage

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Thursday, November 7, 2024   

Nearly 13 million people who receive Medicare and Medicaid may also qualify for even more coverage under a Dual Special Needs Plan.

In 2023, more than 5 million people were enrolled in such plans, which UnitedHealthcare said are designed for people who may need more help because of disabilities, age or health conditions. The deadline to enroll is Dec. 7, the same date as the Medicare and Medicaid open enrollment deadline.

Marian Cabanillas, spokesperson for UnitedHealthcare Community and State, said the dual plan provides benefits beyond doctor visits and prescription drugs, things not typically associated with standard health coverage. She added in UnitedHealthcare's case, benefits are accessible through what it called a "U-card."

"You can use it to pay for a variety of different things, including things like healthy food," Cabanillas explained. "You can buy fruits and vegetables and meat, seafood. You can also use it to buy over-the-counter products like toothpaste or Tylenol."

Cabanillas added for people who qualify, the dual plan can be used to help pay utility bills.

But millions of people who are eligible for these plans aren't enrolled, perhaps because they do not know it is an option. Cabanillas acknowledged people tend to put off health care when they are unsure if they can afford it, and a dual plan can help alleviate the fear.

"The earlier that we can diagnose and treat issues, the better a chance you have of having better outcomes," Cabanillas emphasized.

According to a UHC fact sheet, there are $0 co-pays for some qualifying participants benefits, such as covered prescriptions, routine hearing and vision exams and virtual visits, for participants who enroll in the dual plan.

Disclosure: UnitedHealthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.

References:  
State data KFF 2021

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