New federal loan adjustments aim to ease financial burdens for farmers but advocates said lasting change requires legislative action.

The U.S. Department of Agriculture recently announced changes to the Farm Service Agency's farm loan programs. The changes are designed to increase opportunities for farmers and ranchers to become financially viable by offering improved financing options for operating expenses, land and equipment purchases.

Velisha Jackson, a farmer and member of the Federation of Southern Cooperatives, said one of the most significant changes is the introduction of flexible repayment terms. She believes it is crucial for those who have struggled under the previous system.

"I think the flexible repayment terms, that is going to be major," Jackson emphasized. "You're talking about a population of farmers and landowners who often lost acreage because they missed a payment."

She noted another major benefit is having new guidance to help people navigate through the application process such as the addition of online tutorials and educational resources. As a part of the changes the Farm Service Agency is also offering debt refinancing options and limits how much collateral farmers need to provide, so they are not risking their homes and assets.

Jackson warned while the new rules are a step forward, they might not be permanent, which is why groups such as the National Family Farm Coalition and the Rural Advancement Foundation International are endorsing the Fair Credit for Farmers Act. The goal is to strengthen Farm Service Agency services further by improving access and accountability in farm loan services while bolstering farmer-borrower rights.

Jackson stressed passing the legislation is crucial for ensuring long-term support and equity in the agricultural sector.

"We have to have enough legislation to allow us to provide those food and food streams to support people," Jackson contended. "Whether it's in underserved communities where maybe they don't have access to food or even healthy or organic choices."

One way the legislation seeks to create better outcomes for farmers is by correcting the imbalance of power in the appeals process, shifting the burden of proof onto the Farm Service Agency rather than farmers.


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Republicans in Washington, D.C. remain focused on greatly reducing federal spending. However, a backlash is mounting in Congressional districts, including Minnesota, and some constituents feel ignored. Whether it's executive orders by the Trump administration or budget votes taking shape in Congress, the dramatic downsizing of federal agencies, programs and services has led to heightened concern about the impact on a host of populations.

Brian Vroman, a Grand Rapids resident, said he's worried about the possibility of steep Medicaid cuts. He says even if it's uncomfortable for House Republicans, they still should have face-to-face conversations.

"There's a lot of pent-up anger, frustration and I think that the only way to alleviate that is to have open dialogue. We're not at war with each other," he explained.

Vroman's congressman, Rep. Pete Stauber, R-Duluth, could not be reached for comment. Protesters have gathered outside his office to demand a town hall. GOP leaders have urged a pause on such events to avoid the backlash while painting attendees of recent meetings as "paid activists." Vroman is part of a left-leaning grassroots group, but says he's not paid for his actions and has voted for both parties.

Sarah Jaynes, executive director of the Rural Democracy Initiative, said it's reasonable for voters in conservative districts, including those who consistently vote Republican, to feel blindsided by some of these moves and demand answers. She feels some of the organizing is having an effect.

"[Some] members of Congress are quietly speaking up, and ensuring that funding is continuing to move into their communities," she said.

National political publications have reported that some House GOP members have had "back channel" conversations with the White House to reverse cuts led by Trump adviser Elon Musk. While Democrats have criticized the manner and scope of spending reductions, they too are facing pressure to host more meetings to highlight voter frustration. Some Democrats are now holding town halls in GOP districts.

With Pennsylvania's primary election set for May 20, a nonpartisan group is working to raise awareness about voter registration.

Over 8.7 million Pennsylvanians are eligible to vote in municipal elections.

Amy Widestrom - the executive director of the League of Women Voters of Pennsylvania - said she is concerned about low turnout in local races, noting Montgomery County's 41.9% turnout in 2023.

She says one precinct saw less than 1% - only 379 voters. She emphasized the importance of voting for key positions.

"These are the people that are doing the business of our local counties and our local schools and our local judges and our state courthouses," said Widestrom. "And so these are extraordinarily important elections. And yet, in 2023 for the Supreme Court of Pennsylvania, we only got a 35% turnout."

She adds Pennsylvanians must register to vote by May 5 to cast a ballot in the primary, and the last day to apply for a mail-in-ballot is May 13.

Widestrom said low voter turnout has been an ongoing issue, especially in off-cycle elections like primaries and odd-year general elections.

She added that the League will host civic engagement events to educate voters on upcoming races.

"We'll be hosting a series of webinars called ballot box basics, highlighting both the importance of these municipal elections, but also, how do you learn about these candidates?" said Widestrom. "So we're going to host a webinar on judging our judges. How do we learn about the judicial candidates?"

Widestrom added that the League will be updating their website at Vote411.org with statewide candidate information before Pennsylvanians head to the polls or mail in their ballot.

More testimony was heard yesterday about term limit reforms in North Dakota, an issue voters around the state might have to decide again.

In 2022, North Dakota voters approved imposing term limits for state lawmakers and the governor. Legislators can no longer serve more than eight years in the House and Senate.

But a handful of bills this session call for another ballot question, to raise state lawmakers' term limit to 12 years.

Sen. Justin Gerhardt, R-Mandan, sponsor of one bill, said the new framework threatens the value of experience at the State Capitol.

"Our citizen-led Legislature meets for only 80 days every two years," Gerhardt pointed out. "By the time a new legislator gets a handle on the budget process, legislative rules and the needs of their district, they're already on their way out the door."

He added his bill also addresses the issue of lawmakers who are appointed to fill a seat. Opponents said the moves undermine the will of the voters.

A separate bill proposing a new statewide vote on the prospective changes will be heard this morning. If one of the measures advances to the ballot, it likely would come up in the 2026 general election.

Those who want term limits said they foster fresh voices in policymaking.

Kevin Herrmann, a resident of Beulah, is one of the many people to testify against the new reform efforts.

"This resolution is a way for legislators to get back their legislative power over the citizens of North Dakota," Herrmann contended.

Another thorny element to this debate is, the 2022 ballot question included language prohibiting state lawmakers from trying to force the issue down the road. One of the bills in question repeals the language in trying to get the question back on the ballot. Backers of the proposals acknowledge they are likely to draw court challenges over constitutional arguments.

Support for this reporting was provided by The Carnegie Corporation of New York.


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