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Thursday, November 21, 2024

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Federal inquiry traces payments from Gaetz to women; a new Florida-Puerto Rico partnership poised to transform higher-ed landscape; MT joins Tribes to target Canadian mining pollution; Heart health plummets in rural SD and nationwide; CO working families would pay more under Trump tax proposals.

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Transgender rights in Congress, a historic win for Utah's youngest elected official, scrutiny of Democratic Party leadership, and the economic impact of Trump's tax proposals highlight America's shifting political and social landscape.

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The CDC has a new plan to improve the health of rural Americans, updated data could better prepare folks for flash floods like those that devastated Appalachia, and Native American Tribes could play a key role in the nation's energy future.

As FSA loan changes aim to support farmers, advocates say more needed

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Friday, November 8, 2024   

New federal loan adjustments aim to ease financial burdens for farmers but advocates said lasting change requires legislative action.

The U.S. Department of Agriculture recently announced changes to the Farm Service Agency's farm loan programs. The changes are designed to increase opportunities for farmers and ranchers to become financially viable by offering improved financing options for operating expenses, land and equipment purchases.

Velisha Jackson, a farmer and member of the Federation of Southern Cooperatives, said one of the most significant changes is the introduction of flexible repayment terms. She believes it is crucial for those who have struggled under the previous system.

"I think the flexible repayment terms, that is going to be major," Jackson emphasized. "You're talking about a population of farmers and landowners who often lost acreage because they missed a payment."

She noted another major benefit is having new guidance to help people navigate through the application process such as the addition of online tutorials and educational resources. As a part of the changes the Farm Service Agency is also offering debt refinancing options and limits how much collateral farmers need to provide, so they are not risking their homes and assets.

Jackson warned while the new rules are a step forward, they might not be permanent, which is why groups such as the National Family Farm Coalition and the Rural Advancement Foundation International are endorsing the Fair Credit for Farmers Act. The goal is to strengthen Farm Service Agency services further by improving access and accountability in farm loan services while bolstering farmer-borrower rights.

Jackson stressed passing the legislation is crucial for ensuring long-term support and equity in the agricultural sector.

"We have to have enough legislation to allow us to provide those food and food streams to support people," Jackson contended. "Whether it's in underserved communities where maybe they don't have access to food or even healthy or organic choices."

One way the legislation seeks to create better outcomes for farmers is by correcting the imbalance of power in the appeals process, shifting the burden of proof onto the Farm Service Agency rather than farmers.


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