Roughly 30% of Minnesota's private-sector employees do not have a work-sponsored retirement plan but some business owners and consumer advocates hope a soon-to-launch state program will improve access.

In mid-to-late 2025, Minnesota is expected to roll out its Secure Choice Retirement Program. For employers who are not in a position to provide a savings plan for their staff, they will be required to ensure a portion of a worker's paycheck is transferred to a state-sponsored retirement account.

Erik Forsberg owns a handful of restaurants in the Twin Cities area and said for hospitality workers, the benefit usually is not in their orbit when they are first hired.

"When you start a typical corporate position, you sit down with HR and they explain your benefits package," Forsberg noted. "Most of our employees just don't have access to that."

Economic data show wage growth has been strong for service workers, and Forsberg emphasized tacking on a retirement plan could convince more of them to stay longer. He added it helps small-business owners reduce hiring costs. Employers do not have to contribute to the fund and Forsberg hopes the program maintains a mission of not overburdening businesses as they prepare for other mandates, such as Minnesota's Paid Leave Law.

Next Wednesday, AARP Minnesota will host a webinar to provide more details to business owners about the new retirement program.

Mary Jo George, associate state director of advocacy for the organization, said those involved in shaping the effort want to keep this simple for employers.

"One of the things we keep hearing is that small employers, all employers, they really do want to offer a reinterment plan," George pointed out. "But it's been very costly, it's been an administrative burden."

In addition to not having a match requirement, legislative researchers said there are no fees for employers, except for any incidental costs in modifying payroll systems.

Similar programs have taken shape in nearly 20 states and Oregon officials said early success resulted in strong public backing via polling data. George stressed in Minnesota, they hope to give more people the chance to retire with dignity if they start saving much earlier in their working career.

"We know that when you can do it automatically out of your paycheck, workers are 20 times more like to save," George reported.

Low-wage workers in Pennsylvania haven't seen a minimum-wage increase in more than a decade, but a new bill with bipartisan support would change that.

The Raise the Wage Act of 2025, introduced in both chambers of Congress on April 8, aims to gradually raise the federal minimum wage from $7.25 to $17 per hour by 2030.

Andrea Grove, owner of Elementary Coffee Co. in Harrisburg, said the change would lead to bigger paychecks and boost the economy.

"There has been a lot of movement, a lot of momentum, a lot of bills presented to hopefully get the minimum wage increased, even just incrementally," she said, "and I would really love to see this actually go through this time."

An analysis by the Economic Policy Institute finds that increasing the federal minimum wage to $17 per hour by 2030 would affect one million workers in Pennsylvania and more than 22 million workers nationwide.

Grove said she works with a lot of small and micro-businesses, with most already paying more than the federal minimum wage. She said the minimum wage remaining low results in employers paying less.

"Nine dollars an hour isn't even very good for minimum wage at this point in time," she said, "and if you look at the increase in rising costs and just what it takes for just to live, that's not keeping up, and that's not keeping pace with what just the average person needs to work a 40 hour work week and be able to provide for themselves."

The Pennsylvania House already passed House Bill 1500, which would raise the state's minimum wage to $15 per hour by 2026. The idea has bipartisan support but the Senate has not yet acted on a similar bill.

Nebraska lawmakers have reached a compromise on a measure to roll back a minimum wage increase but labor group advocates said the deal goes against the will of voters.

Nebraskans approved a measure in 2022 to incrementally raise the minimum wage from $9 an hour to $15 by the beginning of 2026. But Legislative Bill 258, sponsored by longtime grocery store chain owner, Sen. Jane Raybould, D-Lincoln, would reduce the increases to fall below the cost of living.

Now, lawmakers have reached a percentage-based compromise, which still limits wage increases.

Jodi Lepaopao, field director for the advocacy group Nebraska Appleseed, said the deal falls short of what Nebraskans voted for three years ago.

"We are a thumbs down on the compromise," Lepaopao stressed. "We want to be sure that we are upholding the will of the voters and the legislature does that."

Supporters of the compromise said it minimizes financial risk over time and offer as evidence data from the Midwest Bureau of Labor Statistics showing a fixed annual increase would be superior to tying increases to annual cost of living adjustments, which is the approach the current takes.

Lepaopao added the 2022 voter-approved measure was designed to help Nebraskans who most need the wage increase.

"This was to ensure that they were able to continue to meet their needs as costs continue to rise," Lepaopao explained. "This was for the rural workers in smaller communities so they don't lose their purchasing power."

The bill would also create a minimum a $13.50 hourly wage for 14- and 15-year-olds.


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Health and Human Services Secretary Robert F. Kennedy Jr.'s decision to cut a cut a majority of jobs at the federal agency responsible for worker health and safety is seen as a direct attack on Kentucky workers by labor unions in the state.

The National Institute for Occupational Safety and Health could be trimmed from around 1,400 employees to fewer than 150. At the state level, House Bill 398 would also have dismantled Kentucky's worker protection standards and requirements.

Dustin Reinstedler, president of the Kentucky AFL-CIO, said similar proposals down the road are now more concerning.

"To think that Kentucky was supposed to fall back on the federal OSHA guidelines, and to think that it's under attack now, it's pretty alarming," Reinstedler stressed.

The federal cuts are expected to include the agency's 9/11 firefighter program, also known as the World Trade Center Health Program. The American Industrial Hygiene Association, the AFL-CIO and Laborers' International Union of North America have all launched campaigns to urge the feds to restore the agency's staff and funding.

The National Institute for Occupational Safety and Health is part of the Centers for Disease Control and Prevention. Reinstedler explained Kentucky relies on its data, research and recommendations to protect workers. He cited personal protective equipment, respirators, and HEPA vacuum systems as standards the agency set to protect workers from silica exposure.

"Myself, as a bricklayer, any time that you're cutting masonry or anything, or cutting concrete, you're throwing up silica into the air," Reinstedler pointed out. "There are guidelines against that."

National Institute for Occupational Safety and Health scientists also study Black Lung disease, which affects an estimated 20% of coal miners in Central Appalachia. The agency's mine safety research is regularly used by coal country's key regulatory agency, the Mine Safety and Health Administration.


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