With housing prices nearly doubling in the last 10 years, the number of Oregonians who can afford to buy a home without assistance has dwindled and a new coalition has formed to change it.

The Unlocking Home Ownership Coalition is made up of more than 20 Oregon organizations, and is submitting plans to the Legislature to help address the problem. The plans include investing in affordable housing, assistance for first-time homebuyers, and closing the 15% homeownership gap for communities of color.

Shannon Vilhauer, executive director of Habitat for Humanity of Oregon, which is leading the coalition, said helping people get a home is the right thing to do.

"Some Oregonians have just done all the right things, right? Worked on credit repair, saving for a down payment," Vilhauer outlined. "And yet interest rates are high, wages have not kept pace with home prices, and sometimes we all need a hand up to enter this first-time homeownership market."

She noted people of color, especially African Americans, have a long history of being excluded from homeownership in Oregon. The state constitution originally banned Black people from owning land. Some were also denied benefits through the GI Bill, or were subject to redlining into the 1990s.

Vilhauer pointed out Portland is an obvious example of systemic racism around housing.

"That's a city where we did have redlining; where a highway was built through generational, African American foundational wealth, and that wealth was actively stripped from communities," Vilhauer explained.

Owning a home means having long-term, stable housing costs and is often more affordable over time than renting. Along with the financial benefits, Vilhauer added studies show kids who grow up in homes their parents own are more likely to graduate from high school and go to college and are more likely to own their own homes.

"When we talk about really generational opportunity and the springboard to being a fully contributing and supported member of the community, we really think that homeownership is a critical piece of that puzzle," Villehauer emphasized.

Heading into the 2025 session, Villehauer is optimistic with the number of state legislators making affordable housing a top priority, the coalition's proposals will move forward.

A new report from the Michigan League for Public Policy reveals that eviction injustice is locking many Michigan families out of safe, stable housing. The league's report, "Opening Doors to Families Harmed by Eviction," highlights housing disparities and urges lawmakers to pass bills during the lame-duck session, ensuring tenants' counsel and record expungement. They note that while the Sixth Amendment guarantees an attorney in criminal cases, no similar right exists in housing court.

Julie Cassidy, report author, said the bills will ensure a tenants' due process rights.

"Due process is often touted as fundamental to our justice system, but we know that there are too many people out there that don't always have access to it," she explained.

Research shows evictions cost governments millions in shelter, health care, foster care, education and corrections. Each year, Michigan landlords file eviction cases against 1 in 6 renter households.

The report also revealed that Michigan landlords are 17 times more likely than tenants to have lawyers and often deny housing based on eviction records, regardless of circumstances. Cassidy emphasized the clear impact of legal representation, noting that renters with attorneys achieve better outcomes in housing court.

"Which indicates to me that at least some of the evictions that are attempted are illegitimate in some ways - and those people should not be getting kicked out of their homes. This is exactly why we need this legislation," she continued.

Research shows landlords can evict month-to-month tenants with just 30 days' notice, even if they've done nothing wrong. Advocates for tenant rights call for a well-funded program that ensures legal access, qualified attorneys and second chances for renters.

The public housing agency serving Nebraska's largest city faces legal action amid claims of poor living conditions for a tenant with disabilities. The plaintiffs said it is an example of housing barriers limiting one's quality of life.

Legal Aid of Nebraska has filed a request for a temporary injunction against the Omaha Housing Authority, claiming it is falling short in accommodating Latonia Freeman, who has asthma as well as a disability. The two sides have been locked in a dispute over the situation.

Caitlin Cedfeldt, supervising attorney for Legal Aid of Nebraska, said Freeman has had to endure living in an apartment with unsafe, mold-ridden conditions.

"Her housing is detrimental to her health," Cedfeldt asserted. "But the alternative, which is potentially being homeless, is also not healthy."

The Housing Authority, which was recently met with a class-action lawsuit in a separate case concerning tenants' rights, did not respond to a request for comment. Last session, Nebraska lawmakers did pass some reforms for marginalized renters but another bill failed.

Cedfeldt suggested there should be broader efforts to help vulnerable tenants know and make use of their rights. She pointed out the current rental market added to the dilemma tenants with limited resources face in the event of discrimination or similar situations with their existing landlord.

"Because of the limited supply of affordable housing in Omaha and across the country, it's hard to find an alternative that's safe," Cedfeldt explained.

Beyond reforms dealing with tenants' rights, advocates said such examples bring renewed focus on the need for affordable housing development accessible to a range of populations. The bill adopted in Nebraska provides a "right to counsel" but only for public-housing tenants in cities with at least 400,000 people. In Nebraska, only the city of Omaha applies.


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By Tyler Fenwick for Mirror Indy.
Broadcast version by Joe Ulery for Indiana News Service reporting for the Mirror Indy-Free Press Indiana-Public News Service Collaboration.

Safe Park Indy is expanding to a second location for people who are living in their cars.

The organization opened its first location at a church on the northeast side in October. Along with a safe space to park overnight, the church gives people access to internet, bathrooms, snacks and a community room.

It plans to open a parking lot on the north side starting Jan. 1. When it’s ready, both parking lots may not be open at the same time — at least not at first.

Elizabeth Friedland, the organization’s executive director, said details aren’t final, but it’s possible the two lots will be open on a rotating basis.

Mirror Indy has agreed to not name the locations because Safe Park Indy requires a background check and won’t accept walk-ins. Both lots have space for 10 cars.

The organization’s goal is to have four parking lots open all at the same time by the end of next year.

Safe parking sites in high demand

The need for a safe place to park overnight became immediately clear when Safe Park Indy opened its first lot.

The waitlist has ballooned to 350 people, Friedland said. And she only expects that number to keep rising as the nights get colder.

“It is absolutely mindblowing to me,” Friedland said. “I knew the need would be big, but I had no idea it would be 350 people waiting for a spot.”

Still, Friedland said the first lot has been a success.

About half of the people have been there since it opened, she said, while the other half typically stay for a few nights and then move on.

So, even though 350 people is a lot, Friedland urged people to keep signing up because spots can open quickly.

And as another sign of early success, Friedland said the organization has gotten through the first nearly two months without a safety incident.

How to sign up

To be admitted to the program, you must be homeless and living in your car. You can’t have active warrants or a history of violent crimes.

The parking lots are not open to families with children.

Apply for a spot here. Once admitted, the organization will send the parking lot location.


Tyler Fenwick wrote this article for Mirror Indy.


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