FRANKFORT, Ky. -- Los residentes de Kentucky cuya cobertura no es patrocinada por el patrón, o quienes no califiquen para Medicaid, tienen hasta el 15 de diciembre para elegir un plan de seguro médico de salud mientras esté abierta la contratación. Los defensores están invitando a los usuarios a desconfiar de los planes limitados a una duración corta, que tienden a ser más baratos y generalmente duran de tres a seis meses. El problema, señala Emily Beauregard, de Voces de Kentucky por la Salud ("Kentucky Voices for Health"), es que estos planes no incluyen las mismas protecciones yni la cobertura integral requeridas por la "Affordable Care Act" (Ley de Atención a la Salud a Bajo Precio). Agrega que estos llamados "planes basura" se comercializan agresivamente en las búsquedas vía internet.

"En los ultimos años se venden cada vez mas estos planes. Hay mas de 20 aseguradoras en Kentucky que los venden con viencia limitada a un corto plazo."

Agrega que la administración Trump ha relajado las restricciones y aumentado los planes de corto plazo hasta 364 días por tres años, lo que Beauregard dice que podría confundir a los consumidores porque pueden ser parecidos a los planes de cobertura amplia. Le preocupa que los residentes que estén buscando cobertura médica durante la crisis del coronavirus puedan ser engañados para que piensen que su plan a corto plazo tiene los mismos estándares que los planes contratados a través de "cuidadodesalud.gov".

Beauregard dice que los residentes de Kentucky que necesiten orientación para encontrar algún plan pueden contactar al "Conector", y sugiere ir a "kynect.ky.gov" y usar el localizador de "conectors" en el sitio "web" para buscar por condado o por zona postal un experto cercano.

"Cuando la gente esta comprando en "cuidadodesalud.gov" y ven el precio total de un plan, deberan contactar a un "kynector"para que un individuo les pueda ayudar a navegar cuales son las opciones del plan, ayudarles a descifrar cual opcion puede ser mejor para ellos, y si son elegibles para subsidios."

Más de 200 mil residentes de Commonwealth actualmente están sin seguro, pero más de la mitad califican para recibir asistencia económica para ayudarles a pagar la cobertura de salud, o califican para cobertura gratis a través de Medicaid. Más de uno-puno-ocho millones de Kentuckianos viven ya con una condición médica pre-existente, y Beauregard dice que es posible que se agregue el COVID-19 a esa lista.

"Ya sabes, no sabemos si el COVID-19 sera considerado como condidion pre-existente, pero es muy posible. Es importante que la gente reconozca que necesita cobertura total. El Covid-19 tambien tiene muchos efectos secndarios, y muchas consecuencias desconocidas a largo plazo."

Destaca que, a diferencia de un seguro comercial, los planes basura pueden negar cobertura por condiciones preexistenes. Y que el año próximo será más fácil buscar cobrtura de salud. A partir del 2021 los residentes también podrán usar el sitio de internet estatal 'kynect.ky.gov' para inscribirse ya sea en Medicaid o en un plan comercial de ACA, sin importar sus ingresos.

After more than 50 years of use, some Michigan lawmakers say naloxone may not be the best choice in an overdose situation.

Naloxone is sometimes called the "Lazarus drug" because of its powerful ability to seemingly resurrect people after a drug overdose.

Sen. Kevin Hertel, D-St. Clair Shores, and some of his colleagues have introduced a bill which would open the door for what they say are more costly, but more powerful, antidotes.

"Given the prevalence of fentanyl in our communities, and how much stronger some of these drugs that we're now seeing are, we believe -- and in talking with others -- that there should be other tools to respond to an overdose," Hertel explained. "To make sure we're doing everything we can to save somebody's life."

Not everyone is on board with the proposed legislation, Senate Bill 542. Opponents argued the more expensive naloxone alternatives are not necessary, and using them would only increase profits for the pharmaceutical industry.

Jonathan Stoltman, director of the Opioid Policy Institute in Grand Rapids, said while the naloxone alternatives do help in overdose situations, they can also cause nasty side effects.

"The newer approaches, they put people into more severe withdrawal," Stoltman pointed out. "That's a pretty profound negative side effect. The one approach is very inexpensive and works great; the other approach is far more expensive and has this strong negative side effect."

Sponsors of the bill say they're hoping to give Michigan residents a chance to chime in on the issue in a public hearing sometime in June. Michigan saw more than 3,000 opioid overdose deaths in 2021.


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New Mexico saw record enrollment numbers for the Affordable Care Act this year and is now setting its sights on lowering out-of-pocket costs - those not reimbursed by insurance. More than 56,000 New Mexicans are enrolled in a medical health insurance plan on the state exchange - an increase of 12,000 people overall.

Colin Baillio, deputy superintendent with the state's Office of Insurance, said the state has boosted its outreach and made efforts to improve the overall consumer experience.

"We saw a 40% year-over-year increase, and New Mexico saw the biggest percentage increase during the open-enrollment period among all of the state-based marketplaces," he explained

Part of the enrollment increase is due to what's called the "unwinding" - a federal directive that required all states to redetermine Medicaid eligibility following a three-year pause on checks during the COVID pandemic. He said by using expanded tools made available by the federal and state government, 8% of New Mexico's population is now uninsured - down from 23% in 2010.

Following approval by lawmakers in the 2024 legislative session, the New Mexico governor signed seven health care-related bills into law - one of which requires annual reporting of prescription drug pricing. Baililo said the Affordable Care Act built the foundation that has allowed the state to pursue additional affordability initiatives.

"I'm really glad to see that there's so much interest in the next step of health reform, really leaning into these out-of-pocket cost issues and making it easier for people to afford to stay covered and see their doctors," he continued.

Two years ago, the state also passed a one-of-a-kind law that did away with behavioral health co-pays for people in certain insurance plans.

New York's medical aid-in-dying bill is gaining further support. The Medical Society of the State of New York is supporting the bill. New York's bill allows terminally ill people with only six months to live to use this option, with safeguards requiring two physicians' approval.

The bill's Assembly sponsor Amy Paulin, D-Westchester, said despite the growing support, other hurdles lie ahead.

"Now we have what I believe, if it came to the floor, a majority. There's still a hesitation on the part of leadership. You know, we need members to assure leadership that they no longer have reservations," she said.

Other newly resolved concerns center on making sure insurance companies and doctors who don't support this aren't held liable. She's optimistic the bill will pass after nine years in the Legislature. New York would be the 11th state along with Washington, D.C. to have medical aid in dying legislation.

Corinne Carey, senior New York campaign director with Compassion and Choices finds the pandemic drew a vivid picture of a person's end-of-life experience. There were images of people dying on ventilators, apart from loved ones, and unable to communicate. She said people began thinking about a "good death."

"And, what is a good death is being surrounded by loved ones, having some measure of control, experiencing the touch of your loved ones, and being the one in the driver's seat," she explained.

Now people have different options for end-of-life care, each of which presents various challenges. Polls show medical aid in dying has garnered considerable support since being introduced in 2015. A 2022 Compassion and Choices poll finds 57% of nurses support medical aid in dying professionally, although fewer support it personally.