CHICAGO -- Many people make charitable donations during the holiday season, but there's another way they can help their communities. Folks can make a difference by choosing where they put their money.

Community Development Financial Institutions provide affordable financial services for communities that often are overlooked by traditional banks and lenders.

"If you care about your community, or if you care about the environment, or if you care about supporting entrepreneurs of color or women entrepreneurs, making a deposit in a CDFI is one to do that, to align with your own values," said Kimberly Jones, manager of investor relations at the Chicago branch of Self-Help Credit Union.

Jones said the money people deposit into places such as Self-Help circulates through these communities, doing most of the work CDFIs are known for. She added that her credit union makes home and consumer loans in areas other financial institutions tend to avoid, focusing on rural and low-income populations and communities of color.

Alia Bilal, deputy director of the Inner-City Muslim Action Network in Chicago, said her organization helps local neighborhoods in a number of ways, including through a health center, arts and culture and community organizing. The network's newest project is a fresh-produce market and community space on Chicago's South Side.

"The fresh market is what Self Help has provided some of the seed funding for us, to be able to acquire the building," she said. "And in spring of 2021, when it's opened, it's going to be the cornerstone of 'Go Green on Racine.'"

Bilal said she thinks it's important to choose institutions that are rooted in the same communities they serve.

Almost 3 million Illinoisans are credit-union members. Ebony Perkins, national resource manager for investor and community relations at Self-Help Federal Credit Union, said there's power in where you put your money, especially in the COVID-19 crisis.

"Placing your money with financial institutions that are making a difference in communities that are specifically hurting right now," she said. "That's also a form of giving, and that should not be overlooked."

She noted that credit unions also give federally backed Paycheck Protection Loans. Self-Help has tailored theirs to nonprofits during the pandemic.

It may seem early, but as the year comes to end, the new tax year approaches. AARP provides free tax aide and they're looking for recruits.

In Idaho this year, the program helped prepare more than 14,000 tax returns.

Tax-aide state coordinator for AARP Idaho, Karen Cummings, said after a dip from COVID, the number of returns prepared in the last few years is going back up.

She said AARP Idaho helps prepare volunteers for the job during tax season.

"They have to pass an IRS test," said Cummings. "So, we try to get them all the knowledge. Depending on the site even within the state, some will try to start training in the fall a little bit, especially if the new volunteers or returning volunteers are available."

Training also happens in January. Cummings said volunteers who are preparing taxes needed to be trained and certified by February 1st to assist with the program.

The program is open to everyone, although it's targeted toward older people and people with low incomes. Cummings said that's because getting a tax return ready is costly.

"99.99% of the people are so grateful," said Cummings. "They know they would have to spend a lot of money, even for a very simple return."

The AARP tax aide program has helped people since 1968. There are other positions available beyond counselor, including facilitator and translator.

People who are interested in volunteering can register on the AARP website.

Hudson, New York will hold its fourth annual Latinx Festival on Sunday.

The festival celebrates a wide range of cultures through food, dancing and other cultural activities. It began as the dream of a co-founder of the Columbia County Sanctuary Movement, who wanted to celebrate cultures and help them be part of the community. It has only grown since the first festival in 2021.

David Quituisaca, donor organizer for the movement, said it has also disproved recent rhetoric about immigrants living in rural areas.

"We're trying to break this stigma of like, 'immigrants are only here to work,' because they're here to live," Quituisaca pointed out. "We're here to be part of society, be part of our community and give back, not just in, like, work hours."

He noted there were some initial concerns about holding the celebration but it has become a favorite community event. His own favorite part of the festival is the food, including homemade pupusas. The festival starts with a parade down Warren Street at 1 p.m., with floats from various community groups, ending at 2 p.m. by the Hudson Waterfront.

Setting up the festival has been challenging. In 2021, there were pandemic restrictions. Today, with COVID cases fluctuating, Quituisaca emphasized protections are in place to keep people safe. He added it is challenging having to turn away vendors once the festival is at capacity.

"When we get to that part of planning, it's always so disappointing because we get members who call the office and say, 'I really, really want to be a vendor this year.' And we're like, 'We're so sorry you missed the deadline, we are full,'" Quituisaca recounted. "It's always a disappointing conversation."

Along with expanding the Latinx Festival, the group also hosted a Caribbean Festival in Albany this summer. The plan is to hold both festivals on an annual basis. Quituisaca explained the hope is to make the Latinx Festival a longer event and finding a larger space to hold it.

"It'd be nice to have more time to feature more artists, more performances," Quituisaca observed. "We are in talks of finding a bigger venue for the festival, and hopefully in 2025 we could be in a bigger venue, wherever that may be. We'd like to keep it (as) close to Columbia County as possible."


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On the 23rd anniversary of the 9/11 attacks, veterans throughout Missouri and beyond are dedicating themselves to community service as a tribute to the fallen, continuing their commitment to service even in civilian life.

A St. Louis-based nonprofit called "The Mission Continues," which engages veterans in supporting under-resourced communities, spearheads the homage with "United in Service, Honoring 9/11," one of their four national service days.

Keith Thomas, senior director of marketing and communications for the program, explained the deep connection between 9/11 and veterans nationwide.

"That is probably the single most, highest recruited day for people to join the military," Thomas pointed out. "That was all voluntary. So, there was no draft. People signed up by the hundreds and thousands to join the military to do their part."

Close to 3,000 people died in the 9/11 attacks, including those on the four hijacked airplanes, in the World Trade Center, and at the Pentagon. Of those, 411 were first responders.

The "Remember the Sky" campaign by the 9/11 Memorial Museum invites people globally to post sky photos today using hashtags #neverforget911 and #rememberthesky, fostering a worldwide tribute. Thomas noted the day inspires a sense of volunteering in unity.

"I don't think there's a day that signifies selfless service more than the anniversary of 9/11," Thomas asserted. "The way people feel so inspired to want to do more and to be together."

Thomas highlights The Mission Continues operates in 45 "platoon cities" across the nation, where veterans come together to volunteer and assist those in need.


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