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SCOTUS skeptical that state abortion bans conflict with federal health care law; Iowa advocates for immigrants push back on Texas-style deportation bill; new hearings, same arguments on both sides for ND pipeline project; clean-air activists to hold "die-in" Friday at LA City Hall.

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"Squad" member Summer Lee wins her primary with a pro-peace platform, Biden signs huge foreign aid bills including support for Ukraine and Israel, and the Arizona House repeals an abortion ban as California moves to welcome Arizona doctors.

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The urban-rural death divide is widening for working-age Americans, many home internet connections established for rural students during COVID have been broken, and a new federal rule aims to put the "public" back in public lands.

Urgen reforma antes de la fecha límite para pago de préstamos estudiantiles

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Monday, August 30, 2021   

Sacramento, Calif. -- En enero, los estudiantes con préstamos deberán comenzar a liquidar sus deudas nuevamente, ya que la pausa en el pago relacionada con la pandemia está a punto de expirar.

Un nuevo informe analiza formas de solucionar problemas en el sistema de préstamos estudiantiles.

La coautora del informe, Michelle Dimino, dice que los programas de pago son demasiado complejos, especialmente para los maestros, trabajadores de la salud y trabajadores sociales que solicitan el programa de condonación de préstamos de servicio público.

"En este momento, solo alrededor del 1% de los solicitantes que están pidiendo la condonación de prestamos de servicio publico, están realmente viendo aprobadas sus solicitudes," informa Dimino.

El informe también encontró que el plan de pago basado en ingresos está llegando a muy pocas personas, y muchos se desaniman cuando sus pagos solo cubren los intereses y no el capital del préstamo.

En los EE. UU., 45 millones de deudores están luchando por menos de uno punto seis trillones de dólares en deudas por préstamos estudiantiles.

Dimino dice que ahora es el momento de considerar propuestas para poner límites a los intereses de los préstamos estudiantiles o bien hacer la transición a tarifas únicas por adelantado en lugar de cobrar intereses.

"Es una oportunidad en el periodo previo al levantamiento de la congelación de pagos para pensar realmente si existen alternativas al interés," dice Dimino. "Tasas de interés mas bajas, periodo de gracia con intereses u otras políticas) que podrían ayudar a garantizar que los deudores realmente estén pagando la deuda principal que han sacado."

A partir de octubre, el nuevo comité de préstamos estudiantiles del Departamento de Educación de los Estados Unidos abordará estos problemas en una serie de reuniones mensuales. Las audiencias estarán abiertas al público a través de una transmisión en vivo.

La Fundación Lumina proporcionó apoyo para este informe.



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