By Dwight Adams for Mirror Indy.
Broadcast version by Joe Ulery for Indiana News Service reporting for the Mirror Indy-Free Press Indiana-Public News Service Collaboration.

People can almost always use an extra hand when winter arrives.

What do people need the most? "Coats. We can never have enough coats, hats, boots," said Maumi Van Kirk, director of retail sales for the Julian Center, including its Thrifty Threads store. "We always run out of coats. That's what people are looking for - warm gear."

Along with free clothing, local organizations can help with food, rent and utility payment assistance, bus passes and car repairs.

The township you live in can also be a good resource for assistance, whether you need food, medicine, clothing or help paying your bills.

Help with rent

Renters living in Marion County are not eligible for the Indiana Emergency Rental Assistance program.

Instead they can call 211 to learn about Indianapolis' Office of Public Health and Safety, which created programs in partnership with local legal aid providers to help residents facing eviction. That includes the Tenant Legal Assistance Project (TLAP) and the Tenant Advocacy Project (TAP).

Renters who have received an eviction notice or believe their landlord is getting ready to file one can call the Tenant Information Hotline at 317-327-2228. Also, Indiana Legal Help has information about legal assistance for housing and other issues.

The Housing Choice Voucher program, administered by the Indianapolis Housing Agency, also can provide rental assistance for qualified low-income families. Under the HCV program, also known as the Section 8 program, participants pay no more than 30 percent of their monthly adjusted income toward rent and utilities. But the agency is under a federal takeover right now and isn't running the voucher program effectively, as a Mirror Indy investigation has shown.

Help with utility bills

Energy Assistance Program

The federally funded program provides a one-time annual benefit through the Low-Income Home Energy Assistance Program that is paid to your local utility vendor to cover heating and electric costs.

Indiana households that earn 60 percent of the state's median income or less may qualify for this benefit. You can apply before April 14, 2025, on the Indiana Housing & Community Development Authority website, by mail, in person, or by calling 211.

Know your rights

According to Indiana law, a regulated utility cannot turn off residential utility service from Dec. 1 through March 15 to any customer who has applied for and is eligible for the Energy Assistance Program. This includes utilities that provide electric or gas energy.

Winter Assistance Fund

Families and individuals in Marion County who don't qualify for the EAP can get help paying for heating bills through the United Way of Central Indiana from Jan. 1, 2025, through May 31, 2025.

Utility company assistance

Citizens Energy Group has a section called "Trouble Paying Your Bill" on its website, which includes information on the EAP program, as well as discounts for natural gas and wastewater bills. Citizens' Warm Heart Warm Home Foundation offers grants to help customers sustain utility service and catch up on past-due bills. You can apply by calling 317-924-3311.

AES' Indiana's Power of Change program can also help provide electric bill assistance.

Food pantries

Along with well-known food pantries offered through Gleaners and the St. Vincent de Paul Society, local churches, schools and other community organizations (like Mary Rigg on the west side and Pathways on the east side) also run food pantries, where Indianapolis residents can get free food this winter.

Food pantries also have opened on local college campuses including Ivy Tech Community College and Indiana University Indianapolis.

Free winter clothing and household items

The Archdiocese of Indianapolis Catholic Charities has a free clothing room at its offices in the Xavier Building, 1435 N.Illinois St. You can 317-236-1512 to plan a visit.

B.A.B.E. (Beds and Britches, Etc.): The B.A.B.E. program, run by the Marion County Public Health Department, provides new and gently used clothing, as well as maternity wear, baby supplies, bedding and blankets, baby toys and personal hygiene items for pregnant people and children up to age 5. Call 317-221-3050 to learn more.

Fletcher Place Community Center operates a free thrift store for people who are homeless and low-income families at the Elaine Cates Center, 924 S. Shelby St. Call 317-636-3466, ext. 403

Julian Center Thrifty Threads store, 1501 W. 86th St., offers free, gently used clothing, furniture and household goods to people in need. Call 317-802-9612 to learn more.

Lambswear Clothing Closet provides childhood necessities to families throughout Central Indiana, including free children's clothing from preemie size to 14/16 youth.

Operation School Bell: The Assistance League of Indianapolis offers free new school clothing, winter coats, shoes and school supplies to eligible students in kindergarten through fifth grade. Call 317-872-1010 to learn more.

Servant's Heart of Indy helps people living in Beech Grove and adjacent southeast areas of Marion County with year-round support, including its food pantry and warehouse of free clothing, furniture, toiletry items and holiday gifts. Call 317-788-9433.

Society of St. Vincent de Paul's Mission 27 Resale Shop sells clothing, used furniture, small appliances, and household items at a discounted price. Proceeds support its

Bus passes, car repairs and transportation

The Archdiocese of Indianapolis offers short-term assistance with transportation through bus tickets and vouchers for gas. Visit their website or call 317-236-1512.

Community Action of Greater Indianapolis can provide assistance with services such as car repairs and rental assistance. Visit their office at 3266 N. Meridian St. or call 317-396-1800.

Irvington Community Advocacy Network can provide information and help regarding free transportation services within limited boundaries. Call 317-322-9645.

The St. Vincent de Paul Society can offer assistance with paying for car repairs. Call the help line at 317-687-0169.

IndyGo offers half-fare discounts for bus service to qualified individuals, including youths 18 and younger, persons 65 and older, and persons with disabilities. IndyGo also offers a taxi voucher service to its IndyGo Access Riders to arrange travel for any time of day or day of the week. Call 317-635-3344.

Nationwide charitable organizations may also be able to provide help with repairing or buying a low-cost car, including Free Charity Cars and the Causes Charitable Organization.


Dwight Adams wrote this article for Mirror Indy.


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Residents in a South Bend mobile home community oppose a management rule banning standard window air conditioners.

According to the management's website, Countryside Village imposed the policy to "maintain the appearance and standards of the community." The dangerously hot weather can pose health risks but one lawmaker questions if the rule is masking another purpose: to force lower-income dwellers out of the community.

Sen. David Niezgodski, D-South Bend, has asked Attorney General Todd Rokita to step in.

"I asked for his assistance to try to put, if nothing else, a stay with the owners of Countryside Village from requesting that tenants there that have window air conditioners to not have those removed in the dead heat of the summer," Niezgodski explained.

The 2024 State of Fair Housing Indiana Report said state health department records show there were almost 1,100 registered mobile home communities across Indiana as of 2023, with an estimated 89,000 total housing lots. Of those homes, 69% are owner-occupied and 31% are renter-occupied mobile manufactured home units.

The report also showed in land-leased communities, resident homeowners are subjected to the rules and regulations of the park owner and their designated property managers. The air conditioning ban points to a larger argument of landlord and tenant rights under Indiana housing law.

Niezgodski acknowledged legislation in 2020 supported the ban, despite a gubernatorial veto removing local government intervention in cases which would increase tenant rights and protections. He has spoken with two other legislators about changes to the measure.

"The legislation that was passed was never intended for these types of things to happen," Niezgodski stressed. "What I hope is that we can collectively come together and figure out a way that brings attention to this and helps to alleviate something from happening in this matter again."

Niezgodski applauded community support through several donations of internal air conditioning units without visible outside parts to the residents but he remains concerned the potential existed for people to lose their homes or be placed, in his words, "in an untenable situation" due to the extreme heat because of a lack of cool air.


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Minimum wage workers in Colorado have to work two full-time jobs, or 82 hours per week, to afford a one-bedroom apartment, according to a new report from the National Low-Income Housing Coalition.

There are just 26 affordable housing units in Colorado for every 100 low-income households but almost all new housing comes with price tags only top earners and investors can pay.

Cathy Alderman, chief communications and public policy officer at the Colorado Coalition for the Homeless, said the report underscored the need to build more low- and middle-income housing.

"And not just building housing that is luxury, or market rate, and oftentimes out of reach even for households that are receiving more than the minimum wage," Alderman stressed.

The report cited decades of disinvestment in public-housing initiatives as the primary driver of the nation's current shortage of more than 7 million affordable housing units. There is not a single state or major metropolitan area with enough housing for its lowest-income workers. Colorado's most expensive areas include Summit, Eagle and Pitkin counties, and Metro Denver. But moderate- to low-income tenants still cannot afford the rent in the state's least expensive areas.

Alderman noted the Trump administration is pushing to cut the U.S. Department of Housing and Urban Development's overall budget by 44%, including programs developing affordable housing.

"And a cut to programs that provide rental-assistance funding for lower-income households, which is oftentimes the only way that low-wage earners can make up the difference between their wages and the cost of housing," Alderman added.

Colorado's minimum wage is $14.81 per hour, and it's $18.81 in Denver but the report calculated full-time workers need to earn at least $36.79 per hour to afford a modest, two-bedroom apartment. Alderman argued to prevent more people from entering the cycle of homelessness, the state needs to find ways to double down on its affordable housing investments.

"Even in an environment like Colorado where the minimum wage is far outpacing the federal minimum wage, and we know that wages continue to rise, they simply can't keep up with the cost of housing," Alderman stated.

By Marilyn Odendahl for The Indiana Citizen.
Broadcast version by Joe Ulery for Indiana News Service reporting for the Indiana Citizen-Free Press Indiana-Public News Service Collaboration.

Just as a new report is highlighting that two-thirds of Indiana's largest occupations are paying less than what workers need to cover rent, Gov. Mike Braun has indicated he sees housing as key to the state's economic health.

Braun spoke with reporters on Thursday at Huntington University following the ceremonial signing of Senate Enrolled Act 306, which allows taxpayers to transfer film and media production tax credits. The Republican governor was asked about the recent call by housing advocates to create a commission to examine and propose solutions to address the state's housing affordability crisis.

"Housing has been a chronic issue," Braun said. "We're not going to get economic development if we don't have enough housing as we build the workforce."

The "Out of Reach - Indiana 2025" report, published by Prosperity Indiana and the National Low Income Housing Coalition, found Hoosier workers need to earn $22.18 per hour to afford a "modest two-bedroom apartment" at the fair market rental rate of $1,153 per month in Indiana. That "housing wage" enables renters to spend no more than 30% of their household income on housing and utilities and avoid having to make the difficult choices to forego basic needs like food and medical care in order to afford a place to live, according to the report.

However in Indiana, the current average renter wage is $18.05 an hour, which, as the report notes, is $4.13 less than the state's housing wage for an apartment with two bedrooms. The disparity between paychecks and rent is especially acute since the state's median renter household income of $43,672 is the lowest in the Midwest, but its housing costs are "typical for the region."

Moreover, the report found that 76% of Hoosiers working in the top 20 occupations in Indiana - 810,610 employees - are making a median hourly wage that is less than the wage needed to afford a two-bedroom apartment. These workers include waiters and waitresses, nursing assistants, child-care workers, stockers and order fillers, and customer service representatives.

That gap appears to be getting wider. According to the report, 14 of Indiana's "top 20 most common occupations" pay median wages below the state's 2025 housing wage. This is an increase from nine occupations in 2022.

The state's affordability crisis is even worse for workers making the minimum wage of $7.25 an hour. The report noted that Hoosiers working at minimum wage must have 3.1 full-time jobs, the equivalent of working 122 hours per week, to afford a two-bedroom apartment.

Andrew Bradley, senior director of policy and strategy for Prosperity Indiana, said the report underscores the need for federal, state and local policymakers to be "laser-focused" on making housing more affordable across Indiana. Also, he renewed the call for Braun to convene a housing commission to help address these issues.

"Given Indiana's growing housing crisis, Prosperity Indiana and the Hoosier Housing Needs Coalition strongly urge Gov. Braun to use his leadership and entrepreneurial know-how to create and convene a Commission on Housing Safety, Stability, and Affordability, and by doing so, cement himself as Indiana's first Housing Governor," Bradley told The Indiana Citizen. "While there are resources available to increase the supply and affordability of housing in Indiana, they are currently scattered through public agencies and segments of the private sector that don't often coordinate. Only a governor has the bully pulpit and convening power to bring together the right stakeholders to align existing resources, eliminate barriers, and drive the improved housing outcomes that Hoosiers and their communities need to thrive."

The idea for the governor to appoint a housing commission was first presented to Braun's predecessor, Gov. Eric Holcomb. Although Holcomb did not assemble such a group, housing advocates have not given up on their proposal. They are trying to convince Braun to take action.

In June, Prosperity Indiana and the Hoosier Housing Needs Coalition delivered a letter to the current governor urging him to create a Commission on Housing Safety, Stability and Affordability to address the state's "shortage of safe, healthy, and affordable homes accessible to the most vulnerable Hoosiers." The letter was signed by 665 organizations and individuals, including housing providers and developers, homeless prevention specialists, community service agencies and faith-based groups, from around Indiana.

Asked on Thursday about the advocates' call for a housing commission, Braun did not dismiss the idea.

"I will always seek advice, whether it's through a commission or just gathering the input like I've done in government and in the business world," Braun said. "That's what makes you successful."

In the letter, the organizations and individuals said a commission was needed because the "incremental steps" taken by policymakers have not been enough to address the state's housing affordability crisis. A commission, they said, could foster cooperation between government agencies, courts and nonprofits to help bolster housing resources, clean up the "patchwork of codes for health and safety standards," coordinate administrative and court rules, and recommend new legislation.

The letter did note the positive impact on Indiana's housing supply through the funding of the Residential Housing Infrastructure Assistance Program (RIF) and the Regional Economic Acceleration and Development Initiative (READI).

However, the advocates said, Indiana still has a housing crisis. For every 100 "extreme low-income Hoosier households," the state only has 38 affordable rental homes available, the second-lowest rate in the Midwest. Also, the advocates said, 74% of these households spend more than half of their income on housing expenses, the highest rate in the Midwest.

Lauren Murfree, policy analyst for the Indiana Community Action Poverty Institute, said the lack of affordable housing is detrimental to Hoosiers' economic viability. Without stable housing, she said, working Hoosiers are having trouble obtaining and retaining employment.

"If our goal is to provide an economically stable and sustainable state, housing solutions are key, and the creation of a housing commission would provide the governor with the ability to gather experts together to help ground solutions in evidenced-based approaches," Murfree said. "We are excited that the governor has recently expressed openness and willingness to engage with the topic of housing and look forward to outreach and engagement from his staff on this topic so that we can work together toward addressing our housing crisis."


Marilyn Odendahl wrote this article for The Indiana Citizen.


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